Secret Harbor
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 87 homes for sale in 32257 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · via realMLS
As of October 2026, the MLS records 46 closed sales in Secret Harbor in Jacksonville, FL since 2002, the most recent in May 2026. Recorded prices since 2024 ran from $390,000 to $459,900 (median $399,000), on homes of 1,828 to 2,228 sq ft. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $7,130 ($6,390 with the full homestead exemption).
Secret Harbor is a small pocket within Jacksonville, and with a closings window this thin, the data is more snapshot than trend. Price here is driven far more by the individual property — its condition, its updates, its lot — than by any neighborhood-wide number you can point to. Treat any single figure as a starting question, not an answer.
For a buyer, that means underwriting the specific home in front of you rather than assuming the market sets the tempo. For a seller, it means a well-prepared, move-in-ready listing carries the pricing conversation, because there simply isn't enough recent volume to lean on comparables alone.
Nearby homes for sale
No active listings inside Secret Harbor right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Secret Harbor is a compact enclave in Jacksonville's Duval County where transaction volume is low enough that each closing carries real weight. Context matters more than headline stats here.
realMLS (Northeast Florida) sales records identify 27 homes in Secret Harbor that have changed hands since 2002, built between 1991 and 1993 (median 1992), with a median living area of about 1,948 sq ft and a typical 4-bedroom, 2-bath layout; 96% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Secret Harbor across 2024–2025 (3 in 2024, 1 in 2025), median $430,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Secret Harbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Secret Harbor
Secret Harbor
Secret HarborPhotos from realMLS listings in Secret Harbor; content deemed reliable but not guaranteed.
Who Secret Harbor is best for.
Best for
- Buyers with patience and flexible timing who can wait for infrequent inventory to surface
- Buyers ready to underwrite a specific property on its condition rather than the neighborhood average
- Sellers willing to invest in presentation to lead a low-comparable market
Probably not for
- Buyers who need multiple active listings to compare before committing
- Buyers on a firm timeline who can't wait out a low-turnover pocket
- Buyers seeking a data-heavy market with abundant recent comparables to price against
The market around Secret Harbor
Secret Harbor is too small for its own price trend, so here is the market around it.
In ZIP 32257, 140 homes are on the market and 34% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
In ZIP 32257 (Jacksonville), 807 homes closed in the last 12 months at a median of $354K ($202/sq ft), down 1.0% year over year, with a median 36 days on market. Right now 147 active and 71 pending listings put supply at about 3.6 months — a healthy market. See the live ZIP 32257 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Secret Harbor specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Secret Harbor, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recent Developments in Secret Harbor
Development, infrastructure, retail, and school activity affecting Secret Harbor, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 10 miles west of Secret Harbor, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 10 miles north of Secret Harbor, elsewhere in Duval County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 13 miles southwest of Secret Harbor.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 8 miles southeast of Secret Harbor.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 15 miles north of Secret Harbor, elsewhere in Duval County.
Source: JAXPORT - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 8 miles southeast of Secret Harbor.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Secret Harbor buying strategy.
If we were buying in Secret Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Secret Harbor.
A thin-data market
Because Secret Harbor turns over infrequently, condition is the single biggest lever on price. Two homes on the same street can sit far apart in value depending on updates, systems, and how they show. When comparables are scarce, the property that has done the work tends to define the ceiling, and everything else negotiates from there.
This is a place to slow down and inspect closely. Buyers should budget for due diligence and be ready to move when the right home appears, since replacements don't come along often. Sellers benefit from presenting a clean, resolved home rather than counting on a busy market to smooth over deferred items.
The location and the amenities are priced into every listing in Secret Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume pocket like Secret Harbor, generic pricing models fall short. We work the specific property — its condition, its comparables, and its timing — and tell you plainly when a home is worth pursuing and when to wait for the next one. That candor matters most where data is thin.
Secret Harbor in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $25/month (about $300/yr) · median of 19 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $25 per month ($300 a year) — the median AssociationFee across 19 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Secret Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Secret Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Secret Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Secret Harbor home worth?
Get a no-obligation home value based on real comparable sales in Secret Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Secret Harbor
Homes in Secret Harbor that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 10249 Secret Harbor Court · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Secret Harbor?
What share of Secret Harbor is owner-occupied?
When were the homes in Secret Harbor built?
Who is the best real estate agent for Secret Harbor?
How do I find a top Jacksonville real estate agent who knows Secret Harbor?
Can Momentum Realty connect me with an agent for Secret Harbor?
Where is Secret Harbor, and what county is it in?
How far is Secret Harbor from downtown Jacksonville and the beach?
Should you buy in Secret Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32257/32258)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2002 (46 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Secret Harbor fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Secret Harbor with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Secret Harbor. These are the public schools most often assigned to other communities in ZIP 32257; zones change and vary by address, so confirm with the district before you buy.
- Mandarin Middle School · 6-8 · FLDOE grade A (assigned to 51 nearby communities)
- Mandarin High School · 9-12 · FLDOE grade A (assigned to 50 nearby communities)
- Mandarin Oaks Elementary School · PreK-5 · FLDOE grade A (assigned to 23 nearby communities)
- Crown Point Elementary School · PreK-5 (confirm by address) · FLDOE grade C (assigned to 9 nearby communities)
- Beauclerc Elementary School · PK-5, Gifted/Talented and Dual Language magnet · FLDOE grade C (assigned to 8 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).