Lake Cooley Estates
Homes for Sale in Umatilla, FL

Lake Cooley Estates in Umatilla is a small community with only four homes on record in the MLS and no active listings as of this snapshot, so its market character is defined more by the homes' scale and age spread than by any current pricing activity.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Lake Cooley Estates is too small for its own price trend, so here is the market around it.

In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.

Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).

In ZIP 32784 (UMATILLA), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months - a balanced market. See the live ZIP 32784 housing market and the Lake County market.

ZIP and county figures describe the wider market, not Lake Cooley Estates specifically. Momentum Research analysis of MLS records.

With zero active listings, there is nothing to walk through today at Lake Cooley Estates - the community's data footprint comes entirely from the four homes on record. That's a small enough sample that broad statistical claims about price trends or turnover pace would be unreliable; instead, the honest read is on the housing stock itself. Homes here run from a 1980 build to a 2019 build, a spread wide enough that construction era, layout, and finish level vary a great deal from one property to the next.

The median living area of 2,721 square feet points to homes built with room to spread out, larger than a typical starter footprint. No community amenities are identified in current MLS records, so whatever draws a buyer to this pocket of Umatilla is likely tied to the lot, the home itself, or the broader Lake County setting rather than a clubhouse, pool, or gated feature. A full homestead share across the known homes also suggests these properties tend to be held long-term rather than traded frequently, which helps explain why there's nothing active to show right now.

A community this thin on inventory rewards a broker who tracks off-market activity and knows when a homestead-held property is likely to change hands, rather than one who waits for something to hit the portal. We watch Lake Cooley Estates the same way we watch every micro-community in Lake County - by paying attention to the handful of homes that exist, not by relying on a listing count that may sit at zero for long stretches.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.