St Cloud Oaks
Homes for Sale in Valrico, FL
All 239 homes for sale in Valrico, FL · median $449,900 · 57 homes for sale in 33594 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 18 closed sales in St Cloud Oaks in Valrico, FL since 2009, the most recent in April 2025. Across Valrico as a whole, 458 homes closed in the last 12 months at a median of $424,900, 33 median days on market, with 78 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,680 ($6,060 with the full homestead exemption).
| Location | Valrico, Hillsborough County, FL · ZIP 33594 |
|---|---|
| Homes in the community | 41 (FL DOR 2025 assessment roll) |
| Years built | 1986–1988 (median 1987) |
| Typical living area | 2,992 sq ft (median) |
| Owner-occupied (homestead) share | 85% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2009 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “St Cloud Oaks key facts,” movewithmomentum.com/neighborhoods/st-cloud-oaks, data as of September 20, 2026.
St Cloud Oaks is a small pocket in Valrico, and with no closings inside our current window there is no active price signal to read. That is not a red flag on its own for a community this size — it simply means recent comparable sales are thin, and any pricing conversation has to lean on the broader Valrico and Hillsborough context rather than fresh in-community data.
For a seller, that thinness cuts both ways: a well-prepared listing can stand out with little direct competition, but you will be helping to set the comp rather than following one. For a buyer, it means doing more work on condition and value case-by-case, since there is no recent local trade to anchor an offer.
Nearby homes for sale
No active listings inside St Cloud OaksHomes for Sale in Valrico, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
St Cloud Oaks is a compact enclave in Valrico, Hillsborough County. It trades infrequently enough that the community itself offers little running sales data, so pricing here is a condition-and-context exercise more than a formula.
Stellar MLS sales records identify 22 homes in St Cloud Oaks that have changed hands since 2009, built between 1986 and 1987 (median 1987), with a median living area of about 2,634 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in St Cloud Oaks across 2024–2025 (2 in 2024, 1 in 2025), median $530,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who St Cloud Oaks is best for.
Best for
- Long-hold buyers who value a quiet, low-turnover street over rapid resale flexibility
- Sellers with an updated, well-presented home willing to help set the comp
- Buyers who want to be in Valrico specifically and will underwrite a home on its own merits
Probably not for
- Buyers who need recent in-community sales before committing to a price
- Short-horizon buyers counting on quick, data-backed resale
- Anyone wanting a large selection of active listings to compare at once
The market around St Cloud Oaks
St Cloud Oaks is too small for its own price trend, so here is the market around it.
In ZIP 33594, 131 homes are on the market and 23% are under contract — a steady corner of Valrico.
Across Hillsborough County, 6,324 homes are active and 1,810 pending (22% under contract).
In ZIP 33594 (Valrico), 577 homes closed in the last 12 months at a median of $406K ($216/sq ft), down 2.4% year over year, with a median 35 days on market. Right now 71 active and 38 pending listings put supply at about 2.7 months — a healthy market. See the live ZIP 33594 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not St Cloud Oaks specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in St Cloud Oaks, Valrico
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The St Cloud Oaks buying strategy.
If we were buying in St Cloud Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Cloud Oaks.
A thin-data enclave in Valrico
With no closings in the current window, the honest read is that St Cloud Oaks moves quietly. Low turnover can be a feature — it usually points to owners who stay — but it also means each transaction carries more weight, and there is no clean recent comp to lean on when it is time to price.
Practically, that puts the burden on the individual home. Condition, updates, lot, and how a listing is prepared will drive value more than any neighborhood trend line, because there is not enough recent activity to establish one. Both sides should expect to build the value case from the property up and from the wider Valrico market in, rather than from a stack of in-community sales.
The location and the amenities are priced into every listing in St Cloud Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with almost no recent trade data, the analysis is the whole game. We build pricing from condition, comparable Valrico activity, and the specifics of your home rather than from a number that does not exist yet — and we will tell you plainly when the data simply is not there to support a target.
St Cloud Oaks in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St Cloud Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Cloud Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Cloud Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Cloud Oaks home worth?
Get a no-obligation home value based on real comparable sales in St Cloud Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in St Cloud Oaks?
What share of St Cloud Oaks is owner-occupied?
When were the homes in St Cloud Oaks built?
Who is the best real estate agent for St Cloud Oaks?
How do I find a top Valrico real estate agent who knows St Cloud Oaks?
Can Momentum Realty connect me with an agent for St Cloud Oaks?
Where is St Cloud Oaks, and what county is it in?
Should you buy in St Cloud Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 33594)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2009 (18 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how St Cloud Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for St Cloud Oaks. These are the public schools most often assigned to other communities in ZIP 33594; zones change and vary by address, so confirm with the district before you buy.
- Mulrennan Middle School · Middle · FLDOE grade A (assigned to 3 nearby communities)
- Buckhorn Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Durant High School · High · FLDOE grade A (assigned to 2 nearby communities)
- Newsome High cluster per local guides · Cluster (assigned to 2 nearby communities)
- Bloomingdale High School · Public · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near St Cloud Oaks with Momentum Realty’s local guides.