St Croix Club
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
St Croix Club's pricing is being set by very few transactions. With only four closings in the current window, the median of $1,241,250 reflects whatever handful of properties changed hands rather than a broad, statistically deep market. That thin volume means each sale carries outsized weight on the number, and a buyer or seller should treat the median as directional, not a hard benchmark for a specific home.
Days on market sitting at 158 tells the real story here: this is not a market that moves fast. Pricing discipline matters more than urgency. Sellers who price to the condition and finish level of their home tend to find buyers eventually; sellers who chase a number based on one comparable sale risk sitting well past the five-month mark.
The 60-Second Overview
St Croix Club market snapshot (as of July 29, 2026): the median sale price is about $1.24M ($693 per sq ft over the trailing 12 months of closed sales), and a median 158 days on market for closed sales.
St Croix Club is a low-volume Naples market where a handful of sales set the tone each cycle, and per-square-foot pricing near $693 signals a market rewarding finish and condition over square footage alone.
Who St Croix Club is best for.
Best for
- Buyers with a defined budget near the $1,241,250 median who are prepared to verify value through independent comparables
- Sellers who can price patiently and hold through a market averaging around 158 days on market
- Buyers focused on finish quality and per-square-foot value rather than a set list of community amenities
Probably not for
- Buyers who want a deep bench of recent comparable sales to lean on before making an offer
- Sellers expecting a quick close given the market's extended median days on market
- Buyers who require a confirmed, published amenity package before considering a purchase
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.24M) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The St Croix Club buying strategy.
If we were buying in St Croix Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Croix Club.
A Market Defined by Scarcity
Four closings in the tracked window is a small sample by any measure. That scarcity cuts both ways: sellers are not competing against a deep pool of active comparables, but buyers also have little recent transaction history to lean on when evaluating whether a list price is fair. Anyone transacting here should expect to do more independent diligence on comparable sales outside the immediate community.
The median price-per-square-foot of $693.16 puts St Croix Club solidly in higher-value territory for the area, but with so few data points, that figure should be read as a snapshot rather than a trend line. Current MLS records show no distinct community amenities identified, so buyers evaluating lifestyle features should confirm details directly with listings or the association rather than assuming a standard amenity package.
The location and the amenities are priced into every listing in St Croix Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with only four closings to study, interpretation matters more than access to a portal search. We pull the actual comparable sales, weigh condition and timing against the 158-day median hold, and give clients a realistic read on where a specific home sits, rather than letting a single recent sale set false expectations.
St Croix Club in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St Croix Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Croix Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Croix Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Croix Club home worth?
Get a no-obligation home value based on real comparable sales in St Croix Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in St Croix Club on the map →
Frequently Asked Questions
What is the median home price in St Croix Club?
How long do homes in St Croix Club take to sell?
Do cash buyers compete in St Croix Club?
Who is the best real estate agent for St Croix Club?
How do I find a top Naples real estate agent who knows St Croix Club?
Can Momentum Realty connect me with an agent for St Croix Club?
Should you buy in St Croix Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | fgc closed sales, 12-month windows ending July 29, 2026 |
| Under-contract shares | fgc records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2013 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.
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