St Croix Club in Naples

St Croix Club
Homes for Sale in Naples, FL

All 2,295 homes for sale in Naples, FL · median $439,000 · 333 homes for sale in 34103 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34103
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Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS dataUpdated twice daily

As of November 2026, St Croix Club in Naples, FL has 1 home for sale. As of November 2026, the MLS records 1 closed sale in St Croix Club in Naples, FL, the most recent in September 2026. Across Naples as a whole, 1,831 homes closed in the last 12 months at a median of $577,000, 76 median days on market. At that median and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $6,380 ($5,940 with the full homestead exemption).

Last 30 days in St Croix Club: 1 new listing (median asking $1,290,000), 1 under contract right now. As of November 11, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · St Croix Club Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
50%
Under contract
Collier: 15% (932 of 6,115)
1 · 1
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 29, 2026

St Croix Club's pricing is being set by very few transactions. With only four closings in the current window, the median of $1,241,250 reflects whatever handful of properties changed hands rather than a broad, statistically deep market. That thin volume means each sale carries outsized weight on the number, and a buyer or seller should treat the median as directional, not a hard benchmark for a specific home.

Days on market sitting at 158 tells the real story here: this is not a market that moves fast. Pricing discipline matters more than urgency. Sellers who price to the condition and finish level of their home tend to find buyers eventually; sellers who chase a number based on one comparable sale risk sitting well past the five-month mark.

Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

St Croix Club is a low-volume Naples market where a handful of sales set the tone each cycle, and per-square-foot pricing near $693 signals a market rewarding finish and condition over square footage alone.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a defined budget near the $1,241,250 median who are prepared to verify value through independent comparables
  • Sellers who can price patiently and hold through a market averaging around 158 days on market
  • Buyers focused on finish quality and per-square-foot value rather than a set list of community amenities

Probably not for

  • Buyers who want a deep bench of recent comparable sales to lean on before making an offer
  • Sellers expecting a quick close given the market's extended median days on market
  • Buyers who require a confirmed, published amenity package before considering a purchase

The market around St Croix Club

St Croix Club is too small for its own price trend, so here is the market around it.

In ZIP 34103, 358 homes are on the market and 13% are under contract — a slower corner of Naples.

Across Collier County, 5,183 homes are active and 932 pending (15% under contract).

In ZIP 34103 (Naples), 67 homes closed in the last 12 months at a median of $5.25M ($1176/sq ft), with a median 94 days on market. Right now 78 active and 25 pending listings put supply at about 14.0 months — a soft market. See the live ZIP 34103 housing market and the Collier County market.

ZIP and county figures describe the wider market, not St Croix Club specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in St Croix Club

Live MLS inventory for St Croix Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending St Croix Club listings as of 2026-11-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in St Croix Club today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Croix Club.

Best Buy
Buyers and sellers comfortable operating with thin data and willing to lean on independent comparables.
Biggest Risk
With only four closings tracked, the median can shift significantly with the next handful of sales.
Sweet Spot
Sellers who price to true market feedback rather than a single anecdotal sale tend to do best.
Avoid If
Avoid if you need a fast, data-rich comparable set to validate a purchase or listing price.

A Market Defined by Scarcity

Four closings in the tracked window is a small sample by any measure. That scarcity cuts both ways: sellers are not competing against a deep pool of active comparables, but buyers also have little recent transaction history to lean on when evaluating whether a list price is fair. Anyone transacting here should expect to do more independent diligence on comparable sales outside the immediate community.

The median price-per-square-foot of $693.16 puts St Croix Club solidly in higher-value territory for the area, but with so few data points, that figure should be read as a snapshot rather than a trend line. Current MLS records show no distinct community amenities identified, so buyers evaluating lifestyle features should confirm details directly with listings or the association rather than assuming a standard amenity package.

“

The location and the amenities are priced into every listing in St Croix Club. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market with only four closings to study, interpretation matters more than access to a portal search. We pull the actual comparable sales, weigh condition and timing against the 158-day median hold, and give clients a realistic read on where a specific home sits, rather than letting a single recent sale set false expectations.

St Croix Club in 15 seconds.

Best forBuyers and sellers comfortable operating with thin data and willing to lean on independent comparables.
Biggest advantagePricing here rewards condition and finish, reflected in a per-square-foot figure well above typical entry-level product.
Biggest riskWith only four closings tracked, the median can shift significantly with the next handful of sales.
Sweet spotSellers who price to true market feedback rather than a single anecdotal sale tend to do best.
Avoid ifAvoid if you need a fast, data-rich comparable set to validate a purchase or listing price.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Croix Club sales matched to your home.

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Real comps, not an automated estimate.
Buyers with a defined budget near the $1,241,250 median who are prepared to verify value through independent comparablesExcellent fit
Sellers who can price patiently and hold through a market averaging around 158 days on marketExcellent fit
Buyers focused on finish quality and per-square-foot value rather than a set list of community amenitiesExcellent fit
Buyers who want a deep bench of recent comparable sales to lean on before making an offerProbably not
Sellers expecting a quick close given the market's extended median days on marketProbably not
Buyers who require a confirmed, published amenity package before considering a purchaseProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: November 12, 2026)
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Housing distress & ownership in St Croix Club, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in St Croix Club Right Now (2)

All 2 active and pending St Croix Club listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near St Croix Club with Momentum Realty’s local guides.

Horizon House0.1 mi away · 1 for saleNaples Continental0.1 mi away · median $745K, 4 sales/12 moLa Maison Club0.1 mi away · 1 for saleVenetian Cove Club0.1 mi away · 2 for saleMadrid Club0.1 mi away · 3 for saleRegency Towers (Collier)0.1 mi away · 2 for saleLe Ciel Venetian Tower0.1 mi away · 2 for saleHarborside West0.2 mi away · 4 for sale

Browse all neighborhood guides →

More on St Croix Club

What it really costs to own in St Croix Club

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $6,938/yr across 4 listings here (MLS tax records, 2026-11-12).
Home and flood insuranceThe average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1972 across 4 listings. An original roof here would be about 54 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

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One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

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Ask an agent about St Croix Club

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