St Croix Club
Homes for Sale in Naples, FL
All 2,295 homes for sale in Naples, FL · median $439,000 · 333 homes for sale in 34103 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of November 2026, St Croix Club in Naples, FL has 1 home for sale. As of November 2026, the MLS records 1 closed sale in St Croix Club in Naples, FL, the most recent in September 2026. Across Naples as a whole, 1,831 homes closed in the last 12 months at a median of $577,000, 76 median days on market. At that median and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $6,380 ($5,940 with the full homestead exemption).
Last 30 days in St Croix Club: 1 new listing (median asking $1,290,000), 1 under contract right now. As of November 11, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

St Croix Club's pricing is being set by very few transactions. With only four closings in the current window, the median of $1,241,250 reflects whatever handful of properties changed hands rather than a broad, statistically deep market. That thin volume means each sale carries outsized weight on the number, and a buyer or seller should treat the median as directional, not a hard benchmark for a specific home.
Days on market sitting at 158 tells the real story here: this is not a market that moves fast. Pricing discipline matters more than urgency. Sellers who price to the condition and finish level of their home tend to find buyers eventually; sellers who chase a number based on one comparable sale risk sitting well past the five-month mark.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
St Croix Club is a low-volume Naples market where a handful of sales set the tone each cycle, and per-square-foot pricing near $693 signals a market rewarding finish and condition over square footage alone.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who St Croix Club is best for.
Best for
- Buyers with a defined budget near the $1,241,250 median who are prepared to verify value through independent comparables
- Sellers who can price patiently and hold through a market averaging around 158 days on market
- Buyers focused on finish quality and per-square-foot value rather than a set list of community amenities
Probably not for
- Buyers who want a deep bench of recent comparable sales to lean on before making an offer
- Sellers expecting a quick close given the market's extended median days on market
- Buyers who require a confirmed, published amenity package before considering a purchase
The market around St Croix Club
St Croix Club is too small for its own price trend, so here is the market around it.
In ZIP 34103, 358 homes are on the market and 13% are under contract — a slower corner of Naples.
Across Collier County, 5,183 homes are active and 932 pending (15% under contract).
In ZIP 34103 (Naples), 67 homes closed in the last 12 months at a median of $5.25M ($1176/sq ft), with a median 94 days on market. Right now 78 active and 25 pending listings put supply at about 14.0 months — a soft market. See the live ZIP 34103 housing market and the Collier County market.
ZIP and county figures describe the wider market, not St Croix Club specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in St Croix Club
Live MLS inventory for St Croix Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St Croix Club listings as of 2026-11-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The St Croix Club buying strategy.
If we were buying in St Croix Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Croix Club.
A Market Defined by Scarcity
Four closings in the tracked window is a small sample by any measure. That scarcity cuts both ways: sellers are not competing against a deep pool of active comparables, but buyers also have little recent transaction history to lean on when evaluating whether a list price is fair. Anyone transacting here should expect to do more independent diligence on comparable sales outside the immediate community.
The median price-per-square-foot of $693.16 puts St Croix Club solidly in higher-value territory for the area, but with so few data points, that figure should be read as a snapshot rather than a trend line. Current MLS records show no distinct community amenities identified, so buyers evaluating lifestyle features should confirm details directly with listings or the association rather than assuming a standard amenity package.
The location and the amenities are priced into every listing in St Croix Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with only four closings to study, interpretation matters more than access to a portal search. We pull the actual comparable sales, weigh condition and timing against the 158-day median hold, and give clients a realistic read on where a specific home sits, rather than letting a single recent sale set false expectations.
St Croix Club in 15 seconds.
Tools for a St Croix Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Croix Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Croix Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Croix Club home worth?
Get a no-obligation home value based on real comparable sales in St Croix Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Should you buy in St Croix Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how St Croix Club fits the bigger picture — live prices, inventory, and Momentum Scores:

