Surfside
Homes for Sale in Jacksonville Beach, FL
All 174 homes for sale in Jacksonville Beach, FL · median $662,400 · 163 homes for sale in 32250 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 32 closed sales in Surfside in Jacksonville Beach, FL since 2012, the most recent in June 2024. Recorded prices across those 32 sales ran from $275,000 to $830,000 (median $446,000), on homes of 1,576 to 1,791 sq ft. Across Jacksonville Beach as a whole, 517 homes closed in the last 12 months at a median of $660,000, 46 median days on market, with 162 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $7,970 ($7,230 with the full homestead exemption).
Surfside sits in Jacksonville Beach, and that location does most of the pricing work here. Proximity to the ocean, the walk-or-bike radius to the sand, and the general scarcity of coastal Duval inventory tend to set the floor. Beyond location, price in a pocket like this is driven by condition and by how close a given property sits to the water, so two homes on paper can trade very differently.
With no closings inside the current window, there is no fresh transaction data to anchor a read this snapshot, so treat any single listing as its own negotiation rather than proof of a trend. Buyers should underwrite each property on its own merits; sellers should not assume a neighbor's aspirational number transfers to their door. When comparable activity is thin, disciplined pricing and a clear-eyed look at condition matter more than headline momentum.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Surfside right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Surfside is a coastal pocket of Jacksonville Beach in Duval County, close enough to the ocean that access and walkability, not square footage alone, tend to define value here.
realMLS (Northeast Florida) sales records identify 26 homes in Surfside that have changed hands since 2007, built between 2007 and 2007 (median 2007), with a median living area of about 1,588 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Surfside is best for.
Best for
- Buyers prioritizing coastal access and walkability over maximum square footage
- Purchasers comfortable underwriting a property individually when comparable sales are sparse
- Owners planning to renovate who want to buy on condition-driven pricing
Probably not for
- Buyers who need a deep run of recent closings to justify an offer
- Anyone unwilling to budget for coastal maintenance, exposure, and insurance
- Shoppers seeking a large, uniform inventory with predictable pricing bands
The market around Surfside
Surfside is too small for its own price trend, so here is the market around it.
In ZIP 32250, 212 homes are on the market and 17% are under contract — a slower corner of Jacksonville Beach.
Across Duval County, 4,289 homes are active and 1,462 pending (25% under contract).
In ZIP 32250 (Jacksonville Beach), 542 homes closed in the last 12 months at a median of $665K ($409/sq ft), down 3.9% year over year, with a median 44 days on market. Right now 104 active and 31 pending listings put supply at about 2.3 months — a balanced market. See the live ZIP 32250 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Surfside specifically. Momentum Research analysis of MLS records.
The Surfside buying strategy.
If we were buying in Surfside today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Surfside.
What actually moves price in Surfside
In a small beach-adjacent area like this, the variables that matter are location relative to the water, lot, and the condition of the home itself. Coastal properties carry considerations landlocked buyers may overlook: exposure, maintenance load, insurance, and the premium the market places on the shortest walk to the sand. Expect a wide spread between updated and dated stock rather than a tidy, uniform price band.
Because this snapshot shows no recent closings, price discovery leans heavily on active listings and broker judgment. That is not a red flag on its own, coastal micro-markets are naturally low-volume, but it does mean you cannot lean on a run of recent sales to validate a number. The work is in the comps you build yourself, from the nearest relevant beach-area activity, adjusted honestly for condition and position.
The location and the amenities are priced into every listing in Surfside. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin transaction data is exactly where a local desk earns its keep. We pull the nearest relevant coastal activity, weigh it against a property's condition and position to the water, and price from evidence rather than a neighbor's asking number. On the buy side, we underwrite each listing on its own footing so you are not overpaying into a quiet market.
Surfside in 15 seconds.
Tools for a Surfside buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Surfside sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Surfside, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Surfside home worth?
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Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-11-10 |
| Historical depth | Closed-sale records back to 2012 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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