Village on
Island Estates Homes for Sale in Clearwater, FL

Waterfront townhome-style condos · Clearwater, Pinellas County · ZIP 33767

A deed-restricted waterfront townhome-style condo community on Island Estates, a short ride from Clearwater Beach.

Intracoastal waterfrontOwner-occupied townhomesNear Clearwater Beach

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

Village on Island Estates is a townhome-style condo community on a barrier island, so the unit, the water exposure, the condo fee, and the flood and insurance read, not a community average, decide the buy.

Free · No obligation

Unlock Off-Market Village on Island Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Median Price

0mo

Supply

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Avg DOM

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Seller Leverage

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Median $/Sqft

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1-Yr Price Change

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Distress

Jon's Current Read

"Village on Island Estates is a deed-restricted, owner-occupied waterfront townhome-style condominium community on Island Estates in Clearwater, so the read is by unit rather than one number: two and three-bedroom homes of roughly 1,700 to 2,000 square feet with attached two-car garages along the Intracoastal Waterway, managed by Ameri-Tech under a condominium association. Because this is a barrier island near Clearwater Beach, the flood zone, the insurance picture, the condo fee, and the association's reserves matter as much as the floor plan and the water exposure. The two storms of 2024 made the surge and recovery question central here. Your leverage is reading the association's finances and the flood and insurance math honestly, then matching the unit to real comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Village on Island Estates is a quiet, deed-restricted community of waterfront townhome-style condominiums on Island Estates in Clearwater, Pinellas County, set along the Intracoastal Waterway a short drive or bike ride from Clearwater Beach (community and Island Estates sources, 2026).

The homes are spacious two and three-bedroom units of roughly 1,700 to 2,000 square feet, each with its own attached two-car garage, in a Mediterranean-style, tropically landscaped setting. This is owner-occupied living governed by a condominium association, the Village on Island Estates Condominium Association, with day-to-day management by Ameri-Tech Property Management. Ownership carries a monthly condo fee, and the community is deed restricted with pet rules, so confirm the exact rules for the specific unit.

This is a waterfront barrier-island condo market, so the money is made or lost on the unit, the water exposure, the condo fee and the association's reserves, and an honest read of the flood zone and insurance, not the headline price.

The pitch is upscale waterfront living with boating access on the Intracoastal, on a self-contained island that has its own grocery, banks, dining, the trolley route, and the Clearwater Marine Aquarium, minutes from Clearwater Beach and the Gulf. The work is confirming the condo fee and reserves, reading the flood and insurance picture on the barrier island, and matching the unit to real comps before you buy.

Quick Match

Who Village on Island Estates is best for.

Best for

Buyers who want owner-occupied waterfront townhome living near Clearwater Beach
Boaters who want Intracoastal access to the Gulf
Buyers who value an attached two-car garage in a condo community
Buyers who will read the condo fee, reserves, flood zone, and insurance honestly

Probably not for

Buyers who want single-family ownership or new construction
Anyone unwilling to live with condo rules and a monthly fee
Buyers seeking the lowest possible carrying cost on a barrier island
Buyers unwilling to verify flood and insurance exposure on the coast

Market Pulse

How Village on Island Estates is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

56Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Village on Island Estates listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Island Estates or Clearwater. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Village on Island Estates buys, holds, and resells. See the five factors.

Interactive Map

Village on Island Estates on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Village on Island Estates puts owner-occupied waterfront townhome living and boating minutes from Clearwater Beach, the Clearwater Marine Aquarium, and downtown Clearwater, the barrier-island waterfront case on the Intracoastal.

Drive times from Village on Island Estates. They are approximate and vary with traffic and your exact start point.

Clearwater Marine Aquarium~2 to 4 min · on Island Estates

Clearwater Beach~5 to 10 min · Gulf beach

Memorial Causeway~3 to 6 min · island access

Downtown Clearwater~8 to 12 min · city center

US 19 corridor~12 to 18 min · regional retail

Tampa International Airport~35 to 50 min · via the causeway and US 19

Sand Key Park~10 to 15 min · beach and nature

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Village onIsland Estates Homes for Sale in Clearwater, FL with Momentum Realty’s local guides.

IEIsland Estate of ClearwaterUnits 6D, 7A & 7CClearwater, FL · 0.2 mi IEIsland Estatesof Clearwater Homes for SaleClearwater, FL · 0.2 mi HHHorizon House Homes for Sale in Clearwater, FLClearwater, FL · 0.6 mi BOBidwells Oak Wood Addition Homes for Sale in Clearwater, FLClearwater, FL · 0.8 mi VPVenetian Point Homes for Sale in Clearwater, FLClearwater, FL · 0.8 mi IEIsland Estatesof Clearwater Homes for Sale in Clearwater Beach, FLClearwater Beach, FL · 1.0 mi PCPine Crest Homes for Sale in Clearwater, FLClearwater, FL · 1.1 mi MHMandalay Homes for Sale in Clearwater Beach, FLClearwater Beach, FL · 1.1 mi HVHarbor Vista,Clearwater Homes for SaleClearwater, FL · 1.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Village on Island Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Village on Island Estates is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Village on Island Estates address.

The takeaway

What is actually shaping value at Village on Island Estates: owner-occupied waterfront demand near Clearwater Beach, the barrier-island flood and insurance picture after the 2024 storms, and Florida condo reserve and inspection rules. Each item is sourced and linked.

Recent Developments in Village on Island Estates

Development Intelligence

Our read on what is being built around Village on Island Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishOwner-occupied waterfront demand near Clearwater Beach supports value, with the watch items being barrier-island flood and insurance, storm recovery, and association reserves and assessments.

Owner-occupied waterfront near Clearwater Beach

Ongoing

BullishMajor impact

SignificanceRadius: Area

Intracoastal waterfront townhome living minutes from Clearwater Beach and the Gulf anchors steady demand on Island Estates.

Barrier-island flood and insurance

2026

NeutralMajor impact

SignificanceRadius: Community

On a barrier island the FEMA flood zone, the association master coverage, and the unit flood and wind quote are central to the carrying cost.

2024 storm surge and recovery

2024

NeutralNotable impact

SignificanceRadius: Area

Hurricanes Helene and Milton brought surge and wind to Island Estates in 2024, so unit storm history, repairs, and elevation matter.

Florida condo reserve and inspection rules

2025

NeutralNotable impact

SignificanceRadius: Community

Updated state reserve and milestone-inspection rules make verifying the association reserves and any assessments essential, by building.

Self-contained island amenities

Ongoing

BullishNotable impact

SignificanceRadius: On-site

An island with its own grocery, dining, the trolley route, and the Clearwater Marine Aquarium supports the lifestyle premium.

Florida insurance market stabilizing

2026

BullishMinor impact

SignificanceRadius: Region

Statewide reforms and rate filings point to stabilizing premiums, though coastal waterfront cost remains address specific.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Village on Island Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

October 2024
Storm
Island Estates rebuilds after Hurricanes Helene and Milton
Tampa Bay Times reported that Clearwater Beach and Island Estates, a bridge-connected barrier-island neighborhood, worked to rebuild after Hurricane Helene's storm surge, with Hurricane Milton following days later in 2024. Why it matters: The 2024 storms made surge history, repairs, and elevation central diligence for any waterfront unit on the island. Source
July 2025
Regulation
Florida updates condo reserve and milestone-inspection rules
Florida's HB 913, effective in 2025, refined the structural integrity reserve study and milestone-inspection framework for condominium buildings, including deadlines and reserve-funding rules that depend on a building's height and age. Why it matters: Buyers should confirm with the association whether a reserve study or milestone inspection applies and review the reserves and any assessments. Source
January 2026
Market
Florida home insurance shows signs of stabilizing
Reporting in 2025 and 2026 described Florida's homeowners insurance market stabilizing after years of increases, with state officials citing rate filings and reforms, though coastal and waterfront premiums remain well above the state average. Why it matters: Insurance is stabilizing statewide, but coastal waterfront cost stays address specific, so quote the exact unit. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Village on Island Estates buying strategy.

If we were buying in Village on Island Estates, this is the order of operations we would run, and the one we run for our clients.

Read the condo fee and reserves. This is a condo association, so confirm the monthly fee, the reserve status, any special assessments, and the budget for the specific unit.

Run the flood zone and insurance early. On a barrier island, the FEMA flood zone and the flood and wind insurance quote drive the carrying cost, so quote the exact address.

Weigh the storm and recovery picture. Island Estates took surge and wind from the 2024 storms, so ask about the unit's history, repairs, and elevation.

Judge the unit by condition and water exposure. Floor plan, updates, and the water and boating exposure are the swing factors across the homes.

Use the waterfront island context, and cross-shop the wider Island Estates market if a single-family or high-rise option fits better.

The Quick Decision

Best Buy

An updated waterfront unit with good water exposure in a sound association matched to comps

Biggest Risk

Underreading the condo fee, reserves, flood zone, and barrier-island insurance

Best Lot

A unit with strong, drier water exposure in a well-run association

Smart Timing

Confirm the association's fee, reserves, flood zone, and insurance before you offer

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Village on Island Estates is a deed-restricted, owner-occupied community of waterfront townhome-style condominiums on Island Estates in Clearwater, set along the Intracoastal Waterway. The homes are two and three-bedroom units of roughly 1,700 to 2,000 square feet with attached two-car garages, in a Mediterranean-style, tropically landscaped setting governed by the Village on Island Estates Condominium Association and managed by Ameri-Tech. Residents are on a self-contained island with its own grocery, banks, dining, the Clearwater Beach trolley route, and the Clearwater Marine Aquarium, a short distance from Clearwater Beach and the Gulf. As a coastal condo community, confirm the monthly fee, reserves, the association master insurance, the FEMA flood zone, and the unit flood and wind quote, along with the unit condition and storm history, before you buy.

Village on Island Estates Homes For Sale

What your money buys in Village on Island Estates.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Village on Island Estates today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Unit

Original-condition units with the smaller floor plans, the most affordable way into the waterfront island community.

Lowest entry

The Updated Core

Renovated units with updated kitchens, baths, and flooring and solid water exposure, the heart of the resale market here.

Most inventory

The Top

The larger, updated units with the strongest water exposure and boating, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry Unit

Original-condition units with the smaller floor plans, the most affordable way into the waterfront island community.

The Updated Core

Renovated units with updated kitchens, baths, and flooring and solid water exposure, the heart of the resale market here.

The Top

The larger, updated units with the strongest water exposure and boating, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Village on Island Estates, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Village on Island Estates is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Village on Island Estates holds value.

Our read on the factors that protect resale here, and the one to manage.

Kitchens and bathsMany units already updated

Flooring and finishesUpdatable unit by unit

Flood and insurance readBarrier island, verify per address

Association reservesCoastal condo, verify finances

Water exposure and boatingCore asset, cannot be changed

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Village on Island Estates

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The island, the marina, and the beach are shared. The deal is won or lost on the unit, the water exposure, the condo fee, and the flood and insurance read.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.3B · Buy Score

Resale Strength7.2/10

Renovation Risk5.6/10

Location Efficiency8.4/10

Long-Term Defensibility7.2/10

Carrying Cost Advantage5.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Village on Island Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

The unit, the water exposure, and the flood read drive value
Strong, drier water exposure commands the premium
Updated units resell faster than original ones
A well-run association with healthy reserves matters most
Read the flood zone and insurance before the price

In a waterfront condo community the unit, not a lot, is the asset, and the water exposure, the condition, and the association's standing are what the market gives back. A well-run association with healthy reserves and a clear flood and insurance picture holds value better than a unit facing assessments or surge-recovery questions. The interior can be updated; the barrier-island flood zone and the water exposure cannot. Read the association finances, the flood map, and the insurance first, then price the condition against comparable sales.

The 15-Second Verdict

Village on Island Estates in 15 seconds.

Best forBuyers who want owner-occupied waterfront townhome living near Clearwater Beach.

Biggest advantageIntracoastal waterfront with boating and an attached two-car garage, minutes from the Gulf.

Biggest riskBarrier-island flood and insurance, plus condo reserves, so the fee and the flood read drive value.

Sweet spotAn updated waterfront unit with good water exposure in a well-run association.

Avoid ifYou want single-family ownership, new construction, or the lowest carrying cost.

Condo Fees & What They Cover

15-Second Take

Owner-occupied condo ownership with a monthly fee
Managed by Ameri-Tech under a condominium association
Coastal community, verify reserves and assessments
Confirm the association master insurance and the unit flood policy
Deed restricted with pet rules, confirm per unit

Village on Island Estates is condo ownership with a monthly maintenance fee set by the Village on Island Estates Condominium Association and managed by Ameri-Tech. The amount varies with the budget and any reserve funding, and on a coastal community the reserves, insurance, and any assessments are central. Confirm the exact monthly amount, the inclusions, and the reserve and assessment status for the specific unit.

Condo fees here typically cover the association's master insurance, exterior and common-area maintenance, landscaping, and management. Verify the inclusions, the reserve funding, the association's master flood and wind coverage, and any assessments, and confirm whether the unit needs its own additional flood policy.

Run Your Numbers

Tools for a Village on Island Estates buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Village on Island Estates.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Village on Island Estates

Price it to the unit, the water exposure, and the flood read, not a community average.

Selling here means pricing your specific unit, water exposure, updates, and the association's standing against the freshest comparable sales, not a community average. An updated waterfront unit in a well-run association with a clear flood and insurance picture commands a real premium.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Village on Island Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Island Estates, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Village on Island Estates home worth?

Get a no-obligation home value based on real comparable sales in Village on Island Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Village on Island Estates on the map →
Or get your Village on Island Estates home value & selling guide →

Real comps, not a Zestimate.

Village on Island Estates Market Scorecard

Strong seller's market

Village on Island Estates is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8

Months supply

$1,019,500

Median list

$847,500

Median sold

$313

Per sqft

Days on mkt

6/8/41

Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Village on Island Estates?

It is a waterfront townhome-style condominium community on Island Estates in Clearwater, Pinellas County, ZIP 33767, along the Intracoastal Waterway a short distance from Clearwater Beach and the Gulf.

What kind of homes are in Village on Island Estates?

Townhome-style condominium units, generally two and three-bedroom homes of roughly 1,700 to 2,000 square feet, each with an attached two-car garage. Confirm the exact size and layout for the specific unit.

Is it a condo or a townhome?

The homes live like townhomes but are owned and governed as condominiums under the Village on Island Estates Condominium Association, with a monthly condo fee. Confirm the ownership structure and documents for any unit.

Who manages the community?

Ameri-Tech Property Management handles day-to-day management for the condominium association. Confirm current management and the association documents during diligence.

What are the monthly fees?

The community carries a monthly condo maintenance fee set by the association budget. It varies with reserves and insurance. Confirm the exact amount, the inclusions, and the reserve and assessment status for the specific unit.

Is this a deed-restricted community?

Yes. It is a deed-restricted, owner-occupied community with rules that include pet provisions. Confirm the current rules, restrictions, and any leasing limits for the specific unit before you buy.

Is there boating or water access?

The community sits on the Intracoastal Waterway with waterfront exposure and boating access toward the Gulf. Confirm dock or slip availability and rules for the specific unit.

Should I worry about flood zones and insurance here?

Yes, verify them. This is a barrier-island community, so the FEMA flood zone, the association master coverage, and the unit's flood and wind insurance are central. Always run the flood zone and an insurance quote for the exact address.

How did the 2024 storms affect Island Estates?

Island Estates took storm surge and wind damage from Hurricanes Helene and Milton in 2024, and the island has been recovering since (Tampa Bay Times, 2024). Ask about the specific unit's storm history, repairs, and elevation during diligence.

Do Florida condo reserve and inspection rules apply here?

Florida has strengthened condo reserve and milestone-inspection rules, and the applicability depends on the building's height and age. Confirm with the association whether a structural integrity reserve study or milestone inspection applies and review the current reserves and any assessments.

What schools serve the community?

Island Estates is part of Pinellas County Schools, with area assignments that have included Sandy Lane Elementary, Dunedin Highland Middle, and Clearwater High. Assignment is by address and can change, so confirm the exact zoned schools for any specific unit.

How close is Clearwater Beach?

Clearwater Beach is a short drive or bike ride across the island, with the Gulf beaches and the Memorial Causeway nearby. Confirm the route and time for your destination.

What is on Island Estates itself?

Island Estates is a self-contained island with its own grocery, banks, dining, the Clearwater Beach trolley route, and the Clearwater Marine Aquarium, all within the neighborhood. Confirm current businesses and services.

Is Village on Island Estates a good value?

Owner-occupied waterfront living near Clearwater Beach supports demand, with value driven by the unit, the water exposure, the condo fee, and the flood and insurance picture. Because it is a coastal community, reserves and insurance drive the real cost; this is not a guarantee of future value.

What should I check before buying a unit here?

The condo fee and reserves, the association master insurance, the FEMA flood zone and the unit's flood and wind quote, the deed restrictions and pet rules, the unit's condition and storm history, and the water exposure.

The Verdict

Should you buy in Village on Island Estates?

An honest fit check. We will tell you when it is not your community.

Buyers who want owner-occupied waterfront townhome living near Clearwater BeachExcellent fit

Boaters who want Intracoastal access to the GulfExcellent fit

Buyers who value an attached two-car garage in a condo communityExcellent fit

Buyers who will verify the condo fee, reserves, flood zone, and insuranceExcellent fit

Buyers comfortable with deed restrictions and condo rulesExcellent fit

Buyers who want single-family ownership or new constructionProbably not

Anyone unwilling to live with condo rules and a monthly feeProbably not

Buyers seeking the lowest carrying cost on a barrier islandProbably not

Buyers unwilling to read flood and insurance exposure on the coastProbably not

Buyers unwilling to verify reserves and assessment risk on a coastal associationProbably not

Get the inside read on Village on Island Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Village on Island Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Village on Island Estates specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Village on Island Estates — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Village onIsland Estates Homes for Sale in Clearwater, FL

The 60-Second Overview

Who Village on Island Estates is best for.

Best for

Probably not for

How Village on Island Estates is performing right now

Village on Island Estates on the map.

How far is everything?

Nearby Communities

Schools

Pinellas County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Village on Island Estates

Owner-occupied waterfront near Clearwater Beach

Barrier-island flood and insurance

2024 storm surge and recovery

Florida condo reserve and inspection rules

Self-contained island amenities

Florida insurance market stabilizing

Island Estates rebuilds after Hurricanes Helene and Milton

Florida updates condo reserve and milestone-inspection rules

Florida home insurance shows signs of stabilizing

The Village on Island Estates buying strategy.

The full read, only if you want it.

What your money buys in Village on Island Estates.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Village on Island Estates holds value.

5 Mistakes Buyers Make in Village on Island Estates

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Village on Island Estates is different.

Which Lots & Views Hold Value Best

Village on Island Estates in 15 seconds.

Condo Fees & What They Cover

Tools for a Village on Island Estates buy.

Price it to the unit, the water exposure, and the flood read, not a community average.

In Village on Island Estates, condition and view decide your number

What is your Village on Island Estates home worth?

Price History: What Homes Here Have Actually Sold For

Village on Island Estates Market Scorecard

Frequently Asked Questions

Should you buy in Village on Island Estates?

Get the inside read on Village on Island Estates

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.

Village on
Island Estates Homes for Sale in Clearwater, FL