Villages At Emerald Bay
Condos for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of September 2026, Villages At Emerald Bay in Naples, FL has 4 homes for sale, asking from $369,000 to $479,000 (median $430,000). Over the 12 months ending 2026-09-12, 5 recorded sales closed at a median of $315,000, $235 per square foot, a median 109 days on market, sellers accepting 88% of original asking (-15% versus the prior year). Homes listed or recently sold were built 1989–1990; 2 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 10 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $3,480 ($3,040 with the full homestead exemption).
Homes For Sale Right Now in Villages At Emerald Bay
Live MLS inventory for Villages At Emerald Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Villages At Emerald Bay listings as of 2026-09-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The number that matters most here is the year-over-year move: prices are down 14.9%, and with median days on market sitting at 109, this is not a community where sellers are dictating terms right now. A market heat score of 20 confirms it — this reads as buyer-favorable territory, not competitive bidding.
With only 5 closings in the current window, treat any single data point with some caution — a small sample can swing the median. That said, the direction is consistent: softer pricing, longer time to close, and no sign of urgency on either side of the table.
Villages At Emerald Bay right now
🔴 Off the recent peak. The trailing-12-month median ($315K) is down 14.9% from the prior 12 months ($370K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 12. Confidence: Low (5 and 3 sales in the two windows).
What's unique here: the median sale price is about 49% below the typical Collier County sale ($315K vs $615K, trailing 12 months, Florida Gulf Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Villages At Emerald Bay market snapshot (as of September 12, 2026): the median sale price is about $315K ($235 per sq ft over the trailing 12 months of closed sales), and a median 109 days on market for closed sales. The trailing-12-month median is down 15% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (5 closings in the current window).
Villages At Emerald Bay is currently pricing at a median of $315,000, or roughly $234.96 per square foot, with the broader trend pointing toward more negotiating room than this community has likely seen in some time.
The setting & the homes.
Aerial and on-site photos of Villages At Emerald Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Villages At Emerald Bay
Villages At Emerald Bay
Villages At Emerald Bay
Villages At Emerald BayPhotos from Florida Gulf Coast MLS listings in Villages At Emerald Bay; content deemed reliable but not guaranteed.
Who Villages At Emerald Bay is best for.
Best for
- Buyers comfortable negotiating in a softening market and prepared to wait through a longer listing-to-close timeline
- Buyers working around the $315,000 median price point who want room to negotiate on condition or terms
- Buyers who plan to verify amenities and property specifics directly rather than assume them, since none are confirmed in current listings
Probably not for
- Buyers who want confirmed on-site amenities as part of the purchase decision
- Sellers expecting to price at last year's levels given the 14.9% year-over-year decline
- Anyone needing a fast, certain close — the current 109-day median days-on-market argues against that expectation
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($315K) IS the median in the snapshot above, and the move from 2025 ($370K) IS the -14.9% one-year change.
Windows contain 2 to 19 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Villages At Emerald Bay Market Scorecard
Villages At Emerald Bay is currently a thin data market. Limited supply, a median asking price of $430,000, and homes go under contract in about 57 days.
Typical home value in the 34110 ZIP is $601,585, about 26.5% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Villages At Emerald Bay, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Villages At Emerald Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Villages At Emerald Bay buying strategy.
If we were buying in Villages At Emerald Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villages At Emerald Bay.
A market in correction, not competition
The combination of a 14.9% year-over-year price decline and a median 109 days on market tells a consistent story: homes here are taking well over three months to sell, and sellers who list at prior-year expectations are getting corrected by the market rather than by outbidding. That's a meaningful shift from a seller's market posture.
Per-square-foot pricing at $234.96 gives a useful baseline for evaluating any specific listing, but with only 5 closings feeding this window, we'd recommend leaning on a live comp pull rather than the trailing median alone before setting an offer or a list price. No community amenities are currently identified from active MLS listings, so amenity value should not be assumed into a pricing conversation here — it should be confirmed unit by unit.
The location and the amenities are priced into every listing in Villages At Emerald Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, softening market like this one, the median and per-square-foot figures can mislead as easily as they inform — a 5-closing sample means the next sale could move the number materially. We pull current pending and active data before you price a listing or write an offer, so you're negotiating off what's happening now, not off a lagging snapshot.
Villages At Emerald Bay in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villages At Emerald Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villages At Emerald Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villages At Emerald Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villages At Emerald Bay home worth?
Get a no-obligation home value based on real comparable sales in Villages At Emerald Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Villages At Emerald Bay on the map →
Frequently Asked Questions
What is the median home price in Villages At Emerald Bay?
How long do homes in Villages At Emerald Bay take to sell?
Who is the best real estate agent for Villages At Emerald Bay?
How do I find a top Naples real estate agent who knows Villages At Emerald Bay?
Can Momentum Realty connect me with an agent for Villages At Emerald Bay?
Should you buy in Villages At Emerald Bay?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Villages At Emerald Bay with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (134 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Villages At Emerald Bay fits the bigger picture — live prices, inventory, and Momentum Scores: