Waterford At Pelican Bay
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of September 2026, Waterford At Pelican Bay in Naples, FL has 1 home for sale. As of September 2026, the MLS records 16 closed sales in Waterford At Pelican Bay in Naples, FL since 2015, the most recent in February 2025.
Waterford At Pelican Bay is a small, low-turnover pocket — only 22 homes make up the current MLS footprint — and the defining number here is size, not price. A median living area north of 5,200 square feet puts this community firmly in the large-home tier, and that scale is what will drive value conversations more than any single amenity or streetscape feature.
With just over half of homes carrying homestead status, this is not a community built entirely around primary residences — a meaningful share are held as second homes or non-homestead property, which is common in larger-format Naples product and tends to keep inventory thin and listings less frequent.
The 60-Second Overview
Homes here span original 1989 construction through builds completed as recently as 2023, though the median year built of 1991 signals a community core that is still mostly its original stock, with newer construction filling in gradually rather than defining the whole.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waterford At Pelican Bay is best for.
Best for
- Buyers specifically seeking a large-square-footage home in the Pelican Bay area of Naples
- Buyers comfortable purchasing where community amenities are not confirmed and require direct verification
- Buyers or investors comfortable with a mixed-age housing stock spanning original 1989 construction to homes built as recently as 2023
Probably not for
- Buyers who want a documented, ready-to-use amenity package as part of the purchase
- Buyers who prefer a smaller home footprint or lower square-footage maintenance load
- Buyers who need a large, active resale pool to compare against — inventory here is limited to 22 homes
The market around Waterford At Pelican Bay
Waterford At Pelican Bay is too small for its own price trend, so here is the market around it.
In ZIP 34108, 360 homes are on the market and 20% are under contract — a steady corner of Naples.
Across Collier County, 4,462 homes are active and 1,099 pending (20% under contract).
ZIP and county figures describe the wider market, not Waterford At Pelican Bay specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Waterford At Pelican Bay, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
20% of homes for sale in ZIP 34108 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Waterford At Pelican Bay Market Scorecard
Waterford At Pelican Bay is currently a thin data market. Limited supply, a median asking price of $4,795,000, and homes go under contract in about 59 days.
Typical home value in the 34108 ZIP is $994,774, about 65.9% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Waterford At Pelican Bay
Live MLS inventory for Waterford At Pelican Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Waterford At Pelican Bay listings as of 2026-09-11, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Waterford At Pelican Bay buying strategy.
If we were buying in Waterford At Pelican Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford At Pelican Bay.
Large-format homes in an established shell
The spread between the oldest and newest homes — over three decades — matters more here than it would in a typical subdivision, because a 5,200-square-foot median means every home is a significant undertaking to build, renovate, or maintain. Buyers should expect wide variation in interior condition and mechanical age even within a small inventory pool, since a 1989 home and a 2023 home sitting on similar lots can present very differently on inspection.
No community amenities are identified from current MLS listings, which does not necessarily mean none exist — it means the record buyers and sellers are working from doesn't surface them. Anyone evaluating Waterford At Pelican Bay should verify amenity access, HOA structure, and any shared facilities directly rather than assuming a standard package.
The location and the amenities are priced into every listing in Waterford At Pelican Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 22 homes in the community and no amenity data confirmed through MLS records, this is a market where direct verification — HOA documents, condition history, non-homestead ownership patterns — matters more than headline stats. We do that legwork before a buyer makes an offer or a seller sets an ask.
Waterford At Pelican Bay in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterford At Pelican Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford At Pelican Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford At Pelican Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford At Pelican Bay home worth?
Get a no-obligation home value based on real comparable sales in Waterford At Pelican Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Waterford At Pelican Bay?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Waterford At Pelican Bay with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 11, 2026) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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