Waterford On Lake Bernadette
Homes for Sale in Zephyrhills, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Waterford On Lake Bernadette in Zephyrhills, FL since 2016, the most recent in May 2025. Across Zephyrhills as a whole, 827 homes closed in the last 12 months at a median of $340,000, 58 median days on market, with 300 homes for sale today. At that median and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $5,490 ($4,840 with the full homestead exemption).
There is no active pricing or days-on-market data surfacing for Waterford On Lake Bernadette in the current MLS feed, which means any number someone quotes you right now is not coming from a verified listing in this community. That is worth sitting with before you anchor to a figure you saw somewhere else.
For sellers, a thin listing count can work in your favor since there is less to compete against, but it also means the market has not been actively testing what a home here is worth lately. For buyers, it means patience and direct outreach will do more for you than scrolling portals waiting for new inventory to populate.
The 60-Second Overview
Waterford On Lake Bernadette sits in Zephyrhills, Pasco County, an area of the Tampa Bay region that has drawn steady residential growth without the same MLS visibility as more established communities nearby.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waterford On Lake Bernadette is best for.
Best for
- A buyer targeting Zephyrhills or eastern Pasco County who is willing to wait for the right listing to surface
- Someone comfortable making decisions with limited comparable data, relying on a direct home inspection over market averages
- A buyer already working with an agent who can flag new listings here quickly, rather than searching public portals alone
Probably not for
- Anyone who needs verified recent sales data before committing to a price range
- A buyer on a tight timeline who cannot wait for inventory to appear
- Someone who wants amenity details confirmed up front rather than discovered on a showing
The market around Waterford On Lake Bernadette
Waterford On Lake Bernadette is too small for its own price trend, so here is the market around it.
In ZIP 33541, 404 homes are on the market and 23% are under contract — a steady corner of Zephyrhills.
Across Pasco County, 4,382 homes are active and 1,285 pending (23% under contract).
ZIP and county figures describe the wider market, not Waterford On Lake Bernadette specifically. Momentum Research analysis of MLS records.
Waterford On Lake Bernadette Market Scorecard
Waterford On Lake Bernadette is currently a thin data market. Limited supply, a median asking price of n/a.
Typical home value in the 33541 ZIP is $340,170, about 22.7% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Waterford On Lake Bernadette
Live MLS inventory for Waterford On Lake Bernadette. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Waterford On Lake Bernadette listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2025. Tap any home to ask about it.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- New River Elementary · Elementary
- Raymond B Stewart Middle-PO · Middle
- Zephryhills High School-PO · High
Zoned schools reflect the assignments reported on recent Waterford On Lake Bernadette listings and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Waterford On Lake Bernadette address.
The Waterford On Lake Bernadette buying strategy.
If we were buying in Waterford On Lake Bernadette today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford On Lake Bernadette.
A community with no current listing footprint
The MLS feed shows no community amenities identified from current listings, and no active homes to pull pricing or inventory trends from. That is not the same as saying the community lacks amenities or activity, it means the data available to us right now is limited to name, location, and county.
Practically, this changes how you should approach the community. Instead of leaning on aggregate stats, the smart move is a direct look at whatever is currently listed or coming soon, paired with a walk of the actual neighborhood to see lot sizes, home ages, and any shared spaces in person rather than through a dashboard.
The location and the amenities are priced into every listing in Waterford On Lake Bernadette. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has little to no active MLS presence, the value of an agent shifts from reading market stats to knowing how to find what is not yet listed. We track Pasco County closely enough to flag new activity in Waterford On Lake Bernadette as soon as it surfaces, rather than waiting for it to show up in a generic portal search.
Waterford On Lake Bernadette in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterford On Lake Bernadette buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford On Lake Bernadette sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford On Lake Bernadette, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford On Lake Bernadette home worth?
Get a no-obligation home value based on real comparable sales in Waterford On Lake Bernadette, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Zephyrhills →
Should you buy in Waterford On Lake Bernadette?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Waterford On Lake Bernadette fits the bigger picture — live prices, inventory, and Momentum Scores: