Wilshire Lakes
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via fgc
Wilshire Lakes prices off size and condition more than anything else. With a median living area around 3,380 square feet and a build era clustered from the early 1990s to 2020, the spread between an original 1990s interior and a fully updated one shows up directly in the $405.77 median price per square foot. At a median of $1.18M, this is a larger-format Naples community, and buyers are paying for square footage first, finish level second.
A median 92 days on market and a market heat score of 29 point to a deliberate, not urgent, sales pace right now. That gives buyers room to negotiate and time to vet a home properly. Sellers should read the same data as a signal to price on comparable condition and size, not on last year's number, and to expect a longer marketing runway rather than a quick multiple-offer close.
Wilshire Lakes right now
🟢 Still climbing. The trailing-12-month median ($1.18M) is up 12.4% from the prior 12 months ($1.05M). With about 18 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level fgc closed sales, 12-month windows ending July 29. Confidence: Medium (13 and 15 sales in the two windows).
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Updated July 29, 2026 · Live data: fgc, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Wilshire Lakes market snapshot (as of July 29, 2026): the median sale price is about $1.18M ($406 per sq ft over the trailing 12 months of closed sales), and a median 92 days on market for closed sales. The trailing-12-month median is up 12% from the prior 12 months, computed from record-level fgc closed sales (13 closings in the current window).
Wilshire Lakes is a community of 314 homes in Naples, Collier County, built between 1992 and 2020 (median 2000.0), with a median living area of about 3,380 square feet. 80% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Wilshire Lakes is an established Naples community of 314 homes built mostly between 1992 and 2020, with a high share of owner-occupied homesteaded properties, pointing to a community built around long-term residence rather than short-term turnover.
The setting & the homes.
Aerial and on-site photos of Wilshire Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Wilshire Lakes
Wilshire Lakes
Wilshire Lakes
Wilshire LakesPhotos from fgc listings in Wilshire Lakes; content deemed reliable but not guaranteed.
Who Wilshire Lakes is best for.
Best for
- Buyers prioritizing larger square footage over amenity packages
- Buyers with a longer purchase timeline who can work through a 90-plus day market at their own pace
- Buyers planning a primary residence, given the community's high homesteaded share
Probably not for
- Buyers who want a clubhouse, pool, or organized amenity program as part of the purchase
- Buyers expecting a fast, competitive-offer transaction given the current 29 heat score
- Buyers with a tight budget ceiling well below the community's $1.18M median
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.18M) IS the median in the snapshot above, and the move from 2025 ($1.05M) IS the +12.4% one-year change.
Windows contain 0 to 32 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
22% of homes for sale in ZIP 34109 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).
Wilshire Lakes Market Scorecard
Wilshire Lakes is currently a balanced market., and homes go under contract in about 9 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: fgc, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Wilshire Lakes, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Wilshire Lakes
Live MLS inventory for Wilshire Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Wilshire Lakes listings as of 2026-08-17, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Wilshire Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from fgc. Map data © OpenStreetMap, tiles © CARTO.
The Wilshire Lakes buying strategy.
If we were buying in Wilshire Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Wilshire Lakes.
What's Actually Driving Value Here
The 12.4% year-over-year price movement is meaningful against a backdrop of just 13 closings in the current window, meaning the trend is real but built on a thin sample. A handful of higher-end or heavily renovated sales can move that percentage more than in a high-volume market, so buyers and sellers alike should treat it as a directional signal rather than a precise forecast.
No community amenities are currently identified from active MLS listings, which means the value case here rests on the home itself, its lot, and its condition rather than on a shared clubhouse or recreation package. That puts more weight on individual due diligence during a showing and less on marketing language about lifestyle features.
The location and the amenities are priced into every listing in Wilshire Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Wilshire Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.7). Basis: Recent Direction +12.4% year-over-year; Owner Commitment 80% owner-occupied; Pricing Power 84.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with a wide age range of construction and no shared amenity package to standardize expectations, pricing accurately depends on knowing which recent sales are truly comparable in size, era, and condition. We pull that comparison set property by property rather than relying on a broad community average, which matters when the sales volume is as thin as 13 closings.
Wilshire Lakes in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Wilshire Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Wilshire Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Wilshire Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Wilshire Lakes home worth?
Get a no-obligation home value based on real comparable sales in Wilshire Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Wilshire Lakes on the map →
Frequently Asked Questions
What is the median home price in Wilshire Lakes?
How long do homes in Wilshire Lakes take to sell?
How many homes are in Wilshire Lakes?
What share of Wilshire Lakes is owner-occupied?
When were the homes in Wilshire Lakes built?
Do cash buyers compete in Wilshire Lakes?
Who is the best real estate agent for Wilshire Lakes?
How do I find a top Naples real estate agent who knows Wilshire Lakes?
Can Momentum Realty connect me with an agent for Wilshire Lakes?
Should you buy in Wilshire Lakes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Wilshire Lakes with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | fgc closed sales, 12-month windows ending July 29, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (14 streets, ZIP 34109)) |
| Under-contract shares | fgc records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2013 (248 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Wilshire Lakes fits the bigger picture — live prices, inventory, and Momentum Scores: