Waterfront Homes for Sale in Clearwater Beach, FL

This page tracks every Clearwater Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

215 waterfront homes are for sale or pending in Clearwater Beach, FL today across 86 communities. The median asking price is $875,000, from $140,000 to $14,250,000. Listings in Clearwater Beach without that feature have a median of $1,279,000. Most listings right now: Grande On Sand Key Condo (10), Cw Resort (10), Island Estates Of Clearwater (9). Updated September 8, 2026 from the MLS.

Clearwater Beach waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.

Community	Waterfront Homes	New build	Median list	From
Grande On Sand Key Condo	10	0	$1,544,500	$883,000
Cw Resort	10	10	$881,725	$727,300
Island Estates Of Clearwater	9	0	$2,900,000	$1,590,000
Horizon House Co-Op	8	0	$274,950	$140,000
Dans Island On Sand Key Condo	7	0	$1,090,000	$700,000
Viceroy Residences Clearwater Beach	6	6	$3,400,000	$1,995,000
Ultimar One Condo	6	0	$1,372,500	$909,000
Enchantment Clearwater Beach Hotel Condominium	6	1	$1,230,000	$910,000
Sand Key Condo-South Beach	5	0	$799,000	$725,000
Regatta Beach Club Condo	5	0	$465,000	$399,900
Mandalay Sub	4	0	$6,650,000	$5,600,000
Dolphin Harbour Condo	4	1	$950,000	$944,900
Sand Key Condo-South Beach 1	4	0	$749,499	$620,000
Isle Of Sand Key 1 Condo	4	0	$740,000	$575,000
Harbour The Condo	4	0	$577,000	$555,000
Residences At Sandpearl Resort Condo	3	0	$2,350,000	$2,200,000
Island Estate Of Clearwater Units 6D 7A 7C	3	0	$1,769,000	$1,500,000
Island Estates Of Clearwater Unit 6-B	3	0	$1,650,000	$1,390,000
Harbour Light Towers Condo	3	0	$599,700	$599,000
Landmark Towers 1	3	0	$575,000	$565,000
Island Walk Condo	3	0	$555,000	$345,000
Island Way Towers Condo	3	0	$525,000	$470,000
Sea Island Apts 1 Condo	3	0	$499,000	$379,000
Bayside Condo	3	0	$399,900	$275,000
Ultimar Three Condo	2	0	$2,200,000	$2,100,000
Island Estates Of Clearwater Unit 7B	2	0	$1,862,000	$1,825,000
Enchantment Clearwater Beach Hotel Condo	2	0	$1,824,500	$1,549,000
Bayside Sub 4	2	0	$1,798,500	$1,699,000
Island Estates Of Clearwater Unit 6-A	2	0	$1,657,500	$1,425,000
Crescent Beach Club Two Condo	2	0	$1,462,500	$1,050,000
Clearwater Sand Key	2	0	$1,349,999	$1,249,999
Brightwater Point Condo	2	0	$1,124,500	$850,000
Lighthouse Towers Condo	2	0	$907,500	$820,000
Landmark Towers 2	2	0	$804,500	$659,000
Sunwatch On Island Estates	2	0	$797,000	$795,000
Sand Key Condo-South Beach 2	2	0	$704,000	$629,000
Clearwater Point 3	2	0	$532,000	$515,000
Diamond Isle Condo	2	0	$399,500	$310,000
Dolphin Cove Clearwater	2	0	$300,000	$285,000
Mandalay Point Sub	1	0	$14,250,000	$14,250,000
Carlouel	1	0	$5,250,000	$5,250,000
Utopia Condo	1	0	$4,599,000	$4,599,000
Bayside Sub	1	0	$2,950,000	$2,950,000
Pura Vida Residences Condo	1	0	$2,450,000	$2,450,000
Mandalay Beach Club Condo	1	0	$2,375,000	$2,375,000
Majestic Point Condo	1	0	$2,000,000	$2,000,000
Aqualea Residences Condo	1	0	$1,950,000	$1,950,000
Finale At Sand Key Condo	1	0	$1,890,000	$1,890,000
Brightwater Blue Twnhms	1	0	$1,799,000	$1,799,000
Meridian On Sand Key Condo	1	0	$1,650,000	$1,650,000
Moorings Of Sand Key The	1	0	$1,615,000	$1,615,000
Marina Del Rey At Sand Key	1	0	$1,390,000	$1,390,000
La Brisa Del Mar Condo Unit 401	1	1	$1,110,000	$1,110,000
Island Townhomes	1	0	$1,100,000	$1,100,000
Brightwater Twnhms	1	0	$1,095,000	$1,095,000
Moorings Twnhms	1	0	$999,000	$999,000
Cabana Club Condo	1	0	$975,000	$975,000
Residences At Windward Passage Condo	1	0	$949,900	$949,900
Ultimar Two Condo	1	0	$900,000	$900,000
Harborview Grande Condo	1	0	$899,000	$899,000

Also with waterfront homes for sale: Avalon Club Resort Condo (1), Skiff Harbour Twnhs Condo (1), Village On Island Estates (1), Crescent Beach Club One Condo (1), Continental Towers Inc Condo (1), Azure Condo (1), Continental Towers (1), Dockside Condo (1), Sand Key Condo-Bayside Gardens I (1), Clearwater Point 4 (1), Sand Key Condo-South Bay (1), Clearwater Point 2 (1), Sand Key Condo-South Beach 1460 (1), Sand Key Condo South (1), Island Point 1 Condo (1), Harborage Condo Belleair Beach (1), Landmark Towers One (1), Landmark Towers (1), Clearwater Sand Key Club (1), Clearwater Point 1 (1), Clearwater Point 8 Tennis (1), Sand Key Condo-Bayside Gardens Iii (1), Starboard Tower (1), M B R Condo (1), Five Palms Motel Condo (1), Coral Motel Condo (1).

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Clearwater Beach?

As of September 8, 2026, 215 Clearwater Beach, FL listings whose MLS record reports waterfront are active or pending, across 86 communities. The count updates with every MLS refresh.

What do waterfront homes cost in Clearwater Beach?

The median asking price today is $875,000, with listings from $140,000 to $14,250,000. Clearwater Beach listings without that feature have a median of $1,279,000.

Which Clearwater Beach community has the most waterfront homes for sale?

Grande On Sand Key Condo has the most right now (10), followed by Cw Resort (10), Island Estates Of Clearwater (9), Horizon House Co-Op (8).

Is a waterfront home always in a flood zone?

Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Clearwater Beach

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Clearwater Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.