Waterfront Homes for Sale in Melbourne Beach, FL
This page tracks every Melbourne Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
53 waterfront homes are for sale or pending in Melbourne Beach, FL today across 36 communities. The median asking price is $1,399,000, from $300,000 to $6,299,000. Listings in Melbourne Beach without that feature have a median of $799,900. Most listings right now: Harbor Island Beach Club (4), Harbor East Sec 3 Amended (2), Saltaire Condo (2). Updated September 8, 2026 from the MLS.
Melbourne Beach waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Harbor Island Beach Club | 4 | 0 | $1,144,500 | $895,000 |
| Harbor East Sec 3 Amended | 2 | 0 | $1,997,000 | $1,399,000 |
| Saltaire Condo | 2 | 0 | $1,387,500 | $1,325,000 |
| Sunnyland Beach Sec 7 | 2 | 0 | $1,035,000 | $970,000 |
| Riverside Condos at Beach Woods Ph I | 2 | 0 | $480,000 | $475,000 |
| Sebastain Pines | 1 | 0 | $5,750,000 | $5,750,000 |
| Sunset Shores Subd | 1 | 0 | $5,500,000 | $5,500,000 |
| Floridana Beach 3rd Addn | 1 | 0 | $3,695,000 | $3,695,000 |
| Averill Farms Subd | 1 | 0 | $3,200,000 | $3,200,000 |
| Floridana Beach 4th Add | 1 | 0 | $2,950,000 | $2,950,000 |
| S 300ft of N 400ft of Govt Lot | 1 | 0 | $2,950,000 | $2,950,000 |
| Indian River Oaks Subd | 1 | 0 | $2,680,000 | $2,680,000 |
| New Melbourne Beach | 1 | 0 | $2,500,000 | $2,500,000 |
| Sea Hawk Place at Aquarina Phase I Aquarina PUD St | 1 | 0 | $2,499,000 | $2,499,000 |
| South Shores Riverside | 1 | 0 | $2,350,000 | $2,350,000 |
| Riverside Landing of S Brevard | 1 | 0 | $1,950,000 | $1,950,000 |
| Sunnyland Beach Sec 6 | 1 | 0 | $1,750,000 | $1,750,000 |
| Aquarina PUD Stage 1 | 1 | 0 | $1,400,000 | $1,400,000 |
| Wexford Condo Ph I | 1 | 0 | $1,385,000 | $1,385,000 |
| Summerwind Condo | 1 | 0 | $998,800 | $998,800 |
| The Landings of Melbourne Bch Condo Ph I | 1 | 0 | $940,000 | $940,000 |
| Beach Woods Stage 7 Phase 2 | 1 | 0 | $908,000 | $908,000 |
| Tidewater Condo No 1 | 1 | 0 | $875,000 | $875,000 |
| Waterford Bay Condo Ph II | 1 | 0 | $838,500 | $838,500 |
| Tradewinds Terrace | 1 | 0 | $795,000 | $795,000 |
| Sunnyland Beach | 1 | 0 | $750,000 | $750,000 |
| Beach Woods Stage 8 | 1 | 0 | $749,000 | $749,000 |
| Sea Cliff Condo | 1 | 0 | $724,900 | $724,900 |
| Indian Landing Phase II | 1 | 0 | $720,000 | $720,000 |
| Sterling House of Melbourne Bch Ph III | 1 | 0 | $705,000 | $705,000 |
| Indian Landing Riverside | 1 | 0 | $665,000 | $665,000 |
| Gullhouse III Condo | 1 | 0 | $599,900 | $599,900 |
| Opus 21 Townhouse Condo | 1 | 0 | $599,900 | $599,900 |
| Wexford Condo Ph II | 1 | 0 | $574,900 | $574,900 |
| La Costa Village Unit 2 | 1 | 0 | $450,000 | $450,000 |
| Lighthouse Cove Condo Ph IV | 1 | 0 | $300,000 | $300,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Melbourne Beach?
What do waterfront homes cost in Melbourne Beach?
Which Melbourne Beach community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Melbourne Beach
- All homes for sale in Melbourne Beach
- Waterfront communities in Melbourne Beach (community amenities view)
- Melbourne Beach pool homes
- Waterfront Homes in every city
Live data: Space Coast MLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Melbourne Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.