Colony Gardens
Homes for Sale in Naples, FL
All 2,052 homes for sale in Naples, FL · median $429,000 · 1,840 condos for sale in Naples · 294 homes for sale in 34103 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Colony Gardens in Naples, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $2,050,000, $1,000 per square foot, a median 73 days on market, sellers accepting 80% of original asking. At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $22,660 ($22,220 with the full homestead exemption).

Colony Gardens is pricing at a median of $2,050,000 with a per-square-foot figure right at $1,000 — a level that puts every listing under real scrutiny for finish quality and lot position rather than square footage alone. With only four closings in the current window, this is a thin-trade market: a single high-end or distressed sale can swing the median noticeably, so treat any snapshot here as a directional read, not a settled price curve.
The 73.5-day median time on market paired with an 18% year-over-year pull-back in pricing tells a consistent story: sellers are having to concede on time, on price, or both to get deals done. For a buyer, that is leverage worth using in negotiation. For a seller, it argues for pricing to current data rather than to last year's comps.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Colony Gardens market snapshot (as of September 20, 2026): the median sale price is about $2.05M ($1000 per sq ft over the trailing 12 months of closed sales), and a median 74 days on market for closed sales.
In ZIP 34103 (Naples), 489 homes closed in the last 12 months at a median of $1.34M ($804/sq ft), down 0.6% year over year, with a median 94 days on market. Right now 213 active and 37 pending listings — a soft market. See the live ZIP 34103 housing market and the Collier County market.
Colony Gardens trades at a high per-square-foot level even as the broader price trend has softened, which points to a market where individual property condition and positioning are doing more work than the address alone.
Who Colony Gardens is best for.
Best for
- Buyers with a flexible timeline who can wait out a 70-plus day process to secure the right property
- Buyers comfortable evaluating homes on individual condition and pricing rather than relying on a shared amenity package
- Sellers willing to price against current, softened comps rather than last year's figures
Probably not for
- Buyers who need a fast close on a fixed schedule
- Buyers seeking a community with an established amenity program as part of the purchase decision
- Sellers expecting last year's per-square-foot pricing to hold without adjustment
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($2.05M) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
14% of homes for sale in ZIP 34103 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Colony Gardens Market Scorecard
Colony Gardens is currently a balanced market., a median asking price of $2,096,500, and homes go under contract in about 291 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Colony Gardens
Live MLS inventory for Colony Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Colony Gardens listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Colony Gardens buying strategy.
If we were buying in Colony Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Colony Gardens.
A thin, high-dollar market
The math here is straightforward but easy to misread. A $1,000 median price-per-square-foot is a premium figure by almost any Northeast Florida comparison point, yet the year-over-year figure shows an 18% decline. That combination usually means the mix of what is closing has shifted, or that sellers who priced aggressively a year ago are now meeting the market. With only four closings feeding the window, buyers and sellers should ask for the underlying comps behind any number, not just the median.
Median days on market at 73.5 is meaningfully longer than a fast-turnover market, which supports the idea that pricing discovery is still underway. No community amenities are identified in current MLS listings, so whatever is driving demand here is coming from the homes and lots themselves rather than a shared amenity package — worth confirming directly with any specific listing before assuming a clubhouse, pool, or gate is part of the deal.
The location and the amenities are priced into every listing in Colony Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin on closings, the comps that matter are the ones that did not make the top-line median. We pull the underlying sales, not just the summary number, and price or negotiate against what actually closed and why — condition, timing, and terms — rather than a headline figure built on four transactions.
Colony Gardens in 15 seconds.
What it really costs to own in Colony GardensHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $7,611/yr across 4 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1969 across 4 listings. An original roof here would be about 57 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Colony GardensHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Colony GardensHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Colony GardensHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $2,000/month (about $24,000/yr) · median of 90 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $2,000 per month ($24,000 a year) — the median AssociationFee across 90 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Colony Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Colony Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Colony Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Colony Gardens home worth?
Get a no-obligation home value based on real comparable sales in Colony Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Recently off market in Colony Gardens
Homes in Colony Gardens that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 400 Park Shore Dr 303 · off market
| Location | Naples, Collier County, FL · ZIP 34103 |
|---|---|
| Sale prices, last 12 months | $2,050,000 median across 4 closed sales · $1000 per sq ft |
| Days on market (closed sales) | 73 median |
| For sale right now | 2 active, 0 pending · median asking $2,096,500 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Colony Gardens key facts,” movewithmomentum.com/neighborhoods/colony-gardens, data as of September 20, 2026.
Housing distress & ownership in Colony Gardens, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Colony Gardens
The newest homes for sale in Colony Gardens right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 400 Park Shore Dr 304 $2,295,000 · 2 bd · 3 ba · 1,845 sq ft · 125 days on market Courtesy of William Raveis Real Estate
- 400 Park Shore Dr 102 $1,798,000 · 3 bd · 3 ba · 2,066 sq ft · 318 days on market Courtesy of William Raveis Real Estate
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Colony Gardens Right Now (2)
All 2 active and pending Colony Gardens listings with a detail page, newest first, refreshed twice a day from the MLS.
- 400 Park Shore Dr 304 · $2,295,000 · 2 bd / 3 ba · listed Jul 22, 2026 · listed by William Raveis Real Estate
- 400 Park Shore Dr 102 · $1,798,000 · 3 bd / 3 ba · listed Jul 22, 2026 · listed by William Raveis Real Estate
More Naples home searches
- All homes for sale in Naples, FL
- Homes for sale in Collier County, FL
- Gated communities in Naples
- Homes under $300K in Naples
- Homes from $300K to $500K in Naples
- 4-bedroom homes for sale in Naples
- Naples home values: what is my house worth?
- ZIP 34103 housing scorecard
- 10 coming-soon communities in Collier County
Naples guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Home insurance cost
- New construction
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Naples? Join Momentum in Naples: 100% commission, one $12K cap.
Frequently Asked Questions
What is the median home price in Colony Gardens?
How long do homes in Colony Gardens take to sell?
Who is the best real estate agent for Colony Gardens?
How do I find a top Naples real estate agent who knows Colony Gardens?
Can Momentum Realty connect me with an agent for Colony Gardens?
Where is Colony Gardens, and what county is it in?
Should you buy in Colony Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (38 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Colony Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Colony Gardens
- Home values · What homes in Colony Gardens actually sell for
Nearby Communities
Explore more neighborhoods near Colony Gardens with Momentum Realty’s local guides.
