Homes for Sale Under $300K in Homestead, FL
This page tracks every Homestead listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
255 homes listed under $300,000 are for sale or pending in Homestead, FL today across 78 communities. The median asking price is $235,000, from $39,999 to $299,999. Listings in Homestead without that feature have a median of $486,900. Most listings right now: Shoma Condo At Keys Cove (18), Villas At Carmel Condo No (17), Shoma Townhomes At Keysco (15). Updated October 2, 2026 from the MLS.
First-time buyers: what Homestead costs at the entry level
215 active single-family homes, townhomes and condos at or below $300,000 — median $236,000, about $1,484/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Homestead
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Miami-Dade County · First-time buyer guide
Homestead homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Shoma Condo At Keys Cove | 18 | 0 | $222,400 | $185,000 |
| Villas At Carmel Condo No | 17 | 0 | $268,000 | $249,500 |
| Shoma Townhomes At Keysco | 15 | 0 | $284,000 | $225,000 |
| Venetia Gardens South Con | 15 | 0 | $209,900 | $179,000 |
| Naranja Lakes Condo No 5 | 14 | 0 | $176,500 | $145,900 |
| Venetia Gardens Condo | 13 | 0 | $199,900 | $175,000 |
| Monterey At Malibu Bay Co | 10 | 0 | $244,500 | $225,000 |
| Caribbean Isles Villas Co | 8 | 0 | $259,000 | $227,500 |
| Seapines | 8 | 0 | $150,000 | $150,000 |
| Venetia Grove | 7 | 0 | $275,000 | $220,000 |
| Gateway West Condo | 7 | 0 | $275,000 | $195,000 |
| Towngate North | 6 | 0 | $273,000 | $243,900 |
| Fiji Condo No 2 | 6 | 0 | $259,950 | $215,000 |
| Towns At Seascape | 5 | 0 | $295,000 | $270,000 |
| Seagrape Village Condo | 5 | 0 | $254,900 | $210,000 |
| Keys Gate Condo No Six | 5 | 0 | $235,000 | $153,000 |
| Lakeshore Condo 6 | 5 | 0 | $214,000 | $179,900 |
| Gateway Estates Park Cond | 5 | 0 | $180,000 | $159,000 |
| Cocowalk Estates | 4 | 0 | $250,000 | $249,000 |
| Keys Gate Condo No Seven | 4 | 0 | $227,498 | $184,900 |
| Vista Trace 8 Condo | 4 | 0 | $192,499 | $176,000 |
| Old Biscayne Villas Condo | 3 | 0 | $211,000 | $209,900 |
| Lakeshore Condo I | 3 | 0 | $205,000 | $189,000 |
| Lakeshore Condo #2 | 3 | 0 | $195,000 | $195,000 |
| Mowry Villas | 2 | 0 | $297,000 | $295,000 |
| Waterside Townhomes Sec 1 | 2 | 0 | $284,950 | $280,000 |
| Marbella Bay | 2 | 0 | $272,000 | $249,000 |
| Towngate Condo Eleven | 2 | 0 | $244,949 | $239,900 |
| Lakeshore Condo 3 | 2 | 0 | $224,000 | $218,000 |
| Edgewater Condo | 2 | 0 | $220,000 | $220,000 |
| Vista Trace Condo | 2 | 0 | $217,000 | $199,000 |
| Towngate Condo Nine | 2 | 0 | $214,499 | $199,000 |
| Vista Trace 1 Condo | 2 | 0 | $199,500 | $184,000 |
| Keys Gate Condo No Three | 2 | 0 | $189,500 | $180,000 |
| Keys Gate Condo No One | 2 | 0 | $152,500 | $135,000 |
| Shores At Keys Gate | 1 | 0 | $299,000 | $299,000 |
| Towngate Condo Four | 1 | 0 | $299,000 | $299,000 |
| Towngate Condo Two | 1 | 0 | $295,000 | $295,000 |
| Mandarin Lakes | 1 | 0 | $290,000 | $290,000 |
| Venetia Groves | 1 | 0 | $289,900 | $289,900 |
| South Pointe Cove Condo | 1 | 0 | $287,000 | $287,000 |
| Towngate Condo Twelve | 1 | 0 | $285,000 | $285,000 |
| Monterey At Malibu Bay | 1 | 0 | $280,000 | $280,000 |
| Mcclure Manors | 1 | 0 | $280,000 | $280,000 |
| Waterside Townhomes Sec 4 | 1 | 0 | $280,000 | $280,000 |
| Cedar Point | 1 | 0 | $280,000 | $280,000 |
| Towngate North | 1 | 0 | $279,990 | $279,990 |
| Cali Greens | 1 | 0 | $275,000 | $275,000 |
| Townhomes Of Audubon Sout | 1 | 0 | $260,000 | $260,000 |
| Villas At Carmel Condo | 1 | 0 | $260,000 | $260,000 |
| Villas At Carmel | 1 | 0 | $258,500 | $258,500 |
| Keys Cove | 1 | 0 | $255,000 | $255,000 |
| Towngate Condo Ten | 1 | 0 | $248,000 | $248,000 |
| Towngate Condo Six | 1 | 0 | $247,000 | $247,000 |
| Towngate Condo Five | 1 | 0 | $240,000 | $240,000 |
| Vista Trace 6 Condo | 1 | 0 | $240,000 | $240,000 |
| Lakeshore Condo 10 | 1 | 0 | $236,000 | $236,000 |
| Lakeshore Condo 7 | 1 | 0 | $234,500 | $234,500 |
| Vista Trace 5 Condo | 1 | 0 | $229,999 | $229,999 |
| Tatums Colored Town Addn | 1 | 0 | $225,000 | $225,000 |
Also with homes under $300K for sale
- Keys Gate Condo No Four (1)
- Lakeshore Condo #4 (1)
- Vista Trace 2 Condo (1)
- Lakeshore Condo #5 (1)
- Vista Trace (1)
- Naranja Lakes Condo 5 (1)
- Shoma Condo At Keyscove C (1)
- Lakeshore Condo 8 (1)
- Lakeshore Condo 11 (1)
- Vista Trace 7 Condo (1)
- Venetia Gardens South (1)
- Lakeshore Condo #9 (1)
- Venetia Gardens South Cond (1)
- Lakeshore Condo (1)
- Keys Gate Condo No Two (1)
- Goalcoaster (1)
- Goldcoaster (1)
- Miami Land And Developmen (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Homestead?
What do homes under $300K cost in Homestead?
Which Homestead community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Homestead
- All homes for sale in Homestead
- Homestead ZIP codes with prices
- Homestead 4-bedroom homes
- Homestead homes $300K–$500K
- Homes Under $300K in every city
Homes Under $300K in nearby Miami-Dade County cities
- Miami homes under $300K (1194 for sale)
- Miami Beach homes under $300K (402 for sale)
- Hialeah homes under $300K (286 for sale)
- Aventura homes under $300K (220 for sale)
- Sunny Isles Beach homes under $300K (215 for sale)
- North Miami homes under $300K (205 for sale)
- North Miami Beach homes under $300K (152 for sale)
- Doral homes under $300K (61 for sale)
Live data: MIAMI REALTORS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Homestead, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.