Amelia Acres
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of MCGUIRE REALTY GROUP · via realMLS
As of September 2026, the MLS records 10 closed sales in Amelia Acres in Fernandina Beach, FL since 2009, the most recent in July 2026. Across Fernandina Beach as a whole, 281 homes closed in the last 12 months at a median of $530,000, 56 median days on market, with 94 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,040 ($6,530 with the full homestead exemption).
Price in Amelia Acres is driven by condition and vintage, not by a tidy product type. With a build range spanning 1910 to 2023 and a median year built of 1977, you are shopping a genuine mix — early-century structures, mid-century stock, and scattered new construction sit side by side. That spread means the median tells you less than usual here; two homes of similar size can price very differently depending on how much of the mechanical and structural work has already been done.
The homestead share sits near 70%, which points to a base of owner-occupants rather than a churn of investor turnover. For sellers, that tends to mean fewer directly comparable listings hitting the market at once and slower, more deliberate pricing signals. For buyers, it rewards patience and a willingness to underwrite an older home honestly — the value is in the renovation math, not in a spec sheet.
The 60-Second Overview
Amelia Acres is a 146-home pocket of Fernandina Beach where the housing stock ranges from early-1900s construction to 2023 builds, with a typical home near 1,850 square feet. It reads as an established, owner-occupied area rather than a uniform subdivision.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Amelia Acres. Swipe to explore the community.
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Amelia Acres
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Amelia AcresPhotos from realMLS listings in Amelia Acres; content deemed reliable but not guaranteed.
Who Amelia Acres is best for.
Best for
- Buyers who want an established location and will budget for updating an older home
- Renovation-minded buyers who read value in the work already done versus work remaining
- Long-hold owner-occupants comfortable in a mostly owner-occupied area
Probably not for
- Buyers who need brand-new construction and turnkey condition
- Buyers who want tightly comparable pricing and a single uniform product type
- Investors chasing fast turnover in a high-churn rental market
The market around Amelia Acres
Amelia Acres is too small for its own price trend, so here is the market around it.
In ZIP 32034, 338 homes are on the market and 29% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 515 homes are active and 208 pending (29% under contract).
ZIP and county figures describe the wider market, not Amelia Acres specifically. Momentum Research analysis of MLS records.
The Amelia Acres buying strategy.
If we were buying in Amelia Acres today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Amelia Acres.
Reading an uneven vintage
The defining feature here is age variance. A median year built of 1977 sits in the middle of a range that stretches back to 1910 and forward to 2023, so "the market" in Amelia Acres is really several sub-markets: original older homes, updated mid-century houses, and newer infill. Living space clusters around 1,849 square feet at the median, which keeps most of the stock in a practical, mid-sized footprint rather than at either extreme.
Practically, that means diligence matters more than the headline number. Roof age, systems, foundations, and prior permitted work will separate a fair price from an expensive one, and the condition-driven spread is wide. Buyers should budget for inspections and read each home on its own merits; sellers who have documented updates have a real story to tell against the older comps.
The location and the amenities are priced into every listing in Amelia Acres. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market with this much age and condition variance is exactly where a local read pays off. We help buyers underwrite older Fernandina Beach homes realistically — separating cosmetic from structural — and help sellers position updated homes against the wider vintage mix instead of getting dragged down by dated comps.
Amelia Acres in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Amelia Acres buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Amelia Acres sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Amelia Acres, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Amelia Acres home worth?
Get a no-obligation home value based on real comparable sales in Amelia Acres, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Amelia Acres?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Amelia Acres with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 30, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2009 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Amelia Acres fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Amelia Acres Market Scorecard
Amelia Acres is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32034 ZIP is $615,846, about 26.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.