Cameron Oaks
Homes for Sale in Middleburg, FL
All 343 homes for sale in Middleburg, FL · median $339,000 · 317 homes for sale in 32068 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of DJ & LINDSEY REAL ESTATE · via realMLS
As of November 2026, Cameron Oaks in Middleburg, FL has 3 homes for sale. Over the 12 months ending 2026-11-11, 5 recorded sales closed at a median of $308,000, $161 per square foot, a median 15 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 2020–2021; 8 of 8 report an HOA (median $54/mo); none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 40 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,640 ($4,040 with the full homestead exemption).
Momentum Realty in Cameron Oaks: our agents closed 1 home here for buyers and sellers in the last 12 months (brokerage closed records through November 2026). Find the right Momentum agent in Middleburg →
Last 30 days in Cameron Oaks: 1 new listing (median asking $325,000), 1 closed sale (median $299,000). As of November 11, 2026, realMLS.
Homes For Sale Right Now in Cameron Oaks
Live MLS inventory for Cameron Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cameron Oaks listings as of 2026-11-11, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Cameron Oaks is a young subdivision — every home dates to the 2020–2022 build window, with a median build year of 2021. That means price here is driven less by vintage and more by condition, lot, and finish level on near-identical construction. The median sits at $311,500, or about $167 a square foot on a typical 1,856-square-foot home, which is a lot of consistency across a small pool of 181 homes.
The posture right now is soft. Prices are off 4.2% year over year, days on market run just under 40, and the heat score of 38 points to a market that favors patient buyers over sellers. Sellers should price to the current median rather than last year's, and expect to negotiate; buyers have room to be selective on condition rather than chasing anything that lists.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Cameron Oaks right now
🟢 Buyer-leaning market. 7.2 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 11, 2026. Confidence: Medium (3 active and pending listings, 5 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($308K) is down 1.4% from the prior 12 months ($312K). With about 27 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 11. Confidence: Low (5 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cameron Oaks market snapshot (as of November 11, 2026): the median sale price is about $308K ($161 per sq ft over the trailing 12 months of closed sales), a median 15 days on market for closed sales, and 7.2 months of supply, a buyer-leaning market. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level realMLS closed sales (5 closings in the current window).
In ZIP 32068 (Middleburg), 1,082 homes closed in the last 12 months at a median of $320K ($185/sq ft), up 1.8% year over year, with a median 45 days on market. Right now 275 active and 84 pending listings put supply at about 3.0 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.
County records show 5 qualified sales in Cameron Oaks across 2024–2025 (3 in 2024, 2 in 2025), median $310,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Cameron Oaks is a community of 44 homes in Middleburg, Clay County, built between 2020 and 2021 (median 2021.0), with a median living area of about 1,784 square feet. 59% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cameron Oaks is a compact, newly built community in Middleburg where the homes are close in age and size, so the differences that move price come down to condition and lot rather than era or architecture.
The setting & the homes.
Aerial and on-site photos of Cameron Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Cameron OaksPhotos from realMLS listings in Cameron Oaks; content deemed reliable but not guaranteed.
Who Cameron Oaks is best for.
Best for
- Buyers targeting move-in-ready 2020s construction around the low-$300s who value low near-term maintenance
- Patient buyers comfortable negotiating in a market tilted their way
- Owner-occupants planning to stay long enough to ride out a soft price cycle
Probably not for
- Buyers who want an older or architecturally varied home
- Short-horizon buyers or flippers needing quick resale liquidity in a small, softening market
- Anyone counting on near-term appreciation rather than steady occupancy
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($308K) IS the median in the snapshot above, and the move from 2025 ($312K) IS the -1.4% one-year change.
Windows contain 5 to 75 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
22% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Cameron Oaks Market Scorecard
Cameron Oaks is currently a buyer-leaning market. About 7.2 months of supply, a median asking price of $325,000, and homes go under contract in about 60 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Cameron Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Cameron Oaks
- Playground · reported on 3 of 4 listings
- Park · reported on 1 of 4 listings
- Dog Park · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Tynes · Elementary
- Wilkinson · Middle
- Oakleaf High School · High
Zoned schools reflect the assignments reported on recent Cameron Oaks listings and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cameron Oaks address.
Shop the zone: Homes zoned for Tynes Elementary School · Homes zoned for Oakleaf Jr High Middle School · Homes zoned for Wilkinson Middle School · Homes zoned for Ridgeview High School · Homes zoned for Oakleaf High School
The Cameron Oaks buying strategy.
If we were buying in Cameron Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cameron Oaks.
A new-build pocket with owner-occupant weight
With just 181 homes all built within a three-year span, Cameron Oaks trades like a single product line. The typical home runs around 1,856 square feet at roughly $167 per square foot, so pricing tends to cluster; the spread you see is condition- and lot-driven, not the wide range you'd find in an older, mixed-vintage neighborhood.
A homestead share above 61% tells you the majority of these homes are owner-occupied, which generally means steadier upkeep and fewer distressed listings. The trade-off is a thin resale pool — only four closings in the sampled window — so comps are limited and each new sale carries real weight in setting the next price.
The location and the amenities are priced into every listing in Cameron Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cameron Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.0). Basis: Recent Direction -1.4% year-over-year; Liquidity & Demand 7.2 months of supply; Owner Commitment 59% owner-occupied; Pricing Power 99.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a small, near-identical subdivision, the difference between a fair price and an overpay comes down to reading condition against a shallow comp set. We track every closing in Cameron Oaks and can tell you where a given listing sits against the median — and in a market drifting down 4.2% year over year, that read is what keeps you from chasing a stale price on either side of the deal.
Cameron Oaks in 15 seconds.
Tools for a Cameron Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cameron Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cameron Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cameron Oaks home worth?
Get a no-obligation home value based on real comparable sales in Cameron Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Recently off market in Cameron Oaks
Homes in Cameron Oaks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 3420 Belen Court · off market
- 3459 Lynn Court · off market
- 3463 Belen Court · off market
- 3483 Lynn Court · off market
- 3561 Grayson Lane · off market
- 847 Riley Road · off market
| Location | Middleburg, Clay County, FL · ZIP 32068 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Playground, Dog Park |
| Sale prices, last 12 months | $308,000 median across 5 closed sales · $161 per sq ft · -1.4% vs the prior 12 months |
| Days on market (closed sales) | 15 median |
| For sale right now | 3 active, 0 pending · median asking $325,000 · 7.2 months of supply |
| Momentum Realty closings here, last 12 months | 1 |
Data as of November 11, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cameron Oaks key facts,” movewithmomentum.com/neighborhoods/cameron-oaks-middleburg, data as of November 11, 2026.
Just listed in Cameron Oaks
The newest homes for sale in Cameron Oaks right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 892 Cameron Oaks Place $325,000 · 4 bd · 2 ba · 1,700 sq ft · listed Oct 23, 2026 Courtesy of Complete Buying Realty LLC
- 3524 Evers Cove $315,000 · 3 bd · 2 ba · 1,714 sq ft · listed Sep 13, 2026 Courtesy of COMPASS FLORIDA LLC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Cameron Oaks Middleburg Right Now (3)
All 3 active and pending Cameron Oaks Middleburg listings with a detail page, newest first, refreshed twice a day from the MLS.
- 892 Cameron Oaks Place · $325,000 · 4 bd / 2 ba · listed Oct 23, 2026 · listed by Complete Buying Realty LLC
- 3524 Evers Cove · $315,000 · 3 bd / 2 ba · listed Sep 12, 2026 · listed by Compass Florida Llc
- 3479 Lynn Court · $379,000 · 5 bd / 3 ba · listed by Momentum Realty
Recently sold in Cameron Oaks Middleburg
- 3459 Lynn Court · sold $299,000
- 3463 Belen Court · sold $399,999
- 3420 Belen Court · sold $308,000
- 3561 Grayson Lane · sold $294,000
- 847 Riley Road · sold $315,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Middleburg home searches
- All homes for sale in Middleburg, FL
- Homes for sale in Clay County, FL
- Gated communities in Middleburg
- Middleburg home values: what is my house worth?
- ZIP 32068 housing scorecard
Middleburg guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Evers (38 homes on record)
- Cameron Oaks Place (34 homes on record)
- Grayson Lane (30 homes on record)
Recent Developments in Cameron Oaks
Development, infrastructure, retail, and school activity affecting Cameron Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 14 miles southeast of Cameron Oaks.
Source: Clay Today - October 2026Retail & Dining
Grumpy's opens largest location yet on Fleming Island
Grumpy's opened at 1803 East-West Parkway in the former Dick's Wings and Grill space, with a Oct. 12 grand opening after benefit soft-opening dinners on Oct. 9 and 10. At 5,352 square feet it is the chain's largest of six Northeast Florida locations, seating up to 190. The owners plan a third restaurant.
What it may mean for the marketA large breakfast-and-lunch restaurant filling a vacant East-West Parkway space adds a dining option on Fleming Island. The project is about 8 miles southeast of Cameron Oaks, elsewhere in Clay County.
Source: Clay Today - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 5 miles southeast of Cameron Oaks.
Source: News4JAX - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 5 miles northwest of Cameron Oaks.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 11 miles southeast of Cameron Oaks.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 5 miles northwest of Cameron Oaks.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
What it really costs to own in Cameron Oaks
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $325,000, the first-year bill with homestead is about $4,300/yr (Clay County total millage 15.053 mills, FY2025-26, Clay County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Clay County is $1,189/yr (606 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
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Ask an agent about Cameron Oaks
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Frequently Asked Questions
What is the median home price in Cameron Oaks?
How long do homes in Cameron Oaks take to sell?
Is Cameron Oaks a buyer's or seller's market right now?
How many homes are in Cameron Oaks?
What share of Cameron Oaks is owner-occupied?
When were the homes in Cameron Oaks built?
Who is the best real estate agent for Cameron Oaks?
How do I find a top Middleburg real estate agent who knows Cameron Oaks?
Can Momentum Realty connect me with an agent for Cameron Oaks?
Where is Cameron Oaks, and what county is it in?
How far is Cameron Oaks from downtown Jacksonville and the beach?
Is Cameron Oaks a good place to live?
How many homes has Momentum Realty sold in Cameron Oaks?
Should you buy in Cameron Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 11, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 11, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32068)) |
| Under-contract shares | realMLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2020 (190 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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