Cameron Oaks
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of DJ & LINDSEY REAL ESTATE · via realMLS
Cameron Oaks is a young subdivision — every home dates to the 2020–2022 build window, with a median build year of 2021. That means price here is driven less by vintage and more by condition, lot, and finish level on near-identical construction. The median sits at $311,500, or about $167 a square foot on a typical 1,856-square-foot home, which is a lot of consistency across a small pool of 181 homes.
The posture right now is soft. Prices are off 4.2% year over year, days on market run just under 40, and the heat score of 38 points to a market that favors patient buyers over sellers. Sellers should price to the current median rather than last year's, and expect to negotiate; buyers have room to be selective on condition rather than chasing anything that lists.
Cameron Oaks right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 21, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($308K) is down 3.7% from the prior 12 months ($320K). With about 27 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 21. Confidence: Low (3 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 21, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cameron Oaks market snapshot (as of August 21, 2026): the median sale price is about $308K ($166 per sq ft over the trailing 12 months of closed sales), a median 63 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 4% from the prior 12 months, computed from record-level realMLS closed sales (3 closings in the current window).
Cameron Oaks is a community of 44 homes in Middleburg, Clay County, built between 2020 and 2021 (median 2021.0), with a median living area of about 1,784 square feet. 59% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cameron Oaks is a compact, newly built community in Middleburg where the homes are close in age and size, so the differences that move price come down to condition and lot rather than era or architecture.
The setting & the homes.
Aerial and on-site photos of Cameron Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Cameron OaksPhotos from realMLS listings in Cameron Oaks; content deemed reliable but not guaranteed.
Who Cameron Oaks is best for.
Best for
- Buyers targeting move-in-ready 2020s construction around the low-$300s who value low near-term maintenance
- Patient buyers comfortable negotiating in a market tilted their way
- Owner-occupants planning to stay long enough to ride out a soft price cycle
Probably not for
- Buyers who want an older or architecturally varied home
- Short-horizon buyers or flippers needing quick resale liquidity in a small, softening market
- Anyone counting on near-term appreciation rather than steady occupancy
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 21 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($308K) IS the median in the snapshot above, and the move from 2025 ($320K) IS the -3.7% one-year change.
Windows contain 3 to 72 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
28% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).
Cameron Oaks Market Scorecard
Cameron Oaks is currently a buyer-leaning market. About 12.0 months of supply, a median asking price of $399,000, and homes go under contract in about 108 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Cameron Oaks
Live MLS inventory for Cameron Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 108 daysTop listing
Active · 100 days
Pending · 17 daysActive and pending Cameron Oaks listings as of 2026-08-22, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Cameron Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Cameron Oaks
- Playground · reported on 3 of 4 listings
- Park · reported on 1 of 4 listings
- Dog Park · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Tynes · Elementary
- Oakleaf Jr High · Middle
- Ridgeview · High
Zoned schools reflect the assignments reported on recent Cameron Oaks listings and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cameron Oaks address.
The Cameron Oaks buying strategy.
If we were buying in Cameron Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cameron Oaks.
A new-build pocket with owner-occupant weight
With just 181 homes all built within a three-year span, Cameron Oaks trades like a single product line. The typical home runs around 1,856 square feet at roughly $167 per square foot, so pricing tends to cluster; the spread you see is condition- and lot-driven, not the wide range you'd find in an older, mixed-vintage neighborhood.
A homestead share above 61% tells you the majority of these homes are owner-occupied, which generally means steadier upkeep and fewer distressed listings. The trade-off is a thin resale pool — only four closings in the sampled window — so comps are limited and each new sale carries real weight in setting the next price.
The location and the amenities are priced into every listing in Cameron Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cameron Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.9). Basis: Recent Direction -3.7% year-over-year; Liquidity & Demand 12.0 months of supply; Owner Commitment 59% owner-occupied; Pricing Power 98.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a small, near-identical subdivision, the difference between a fair price and an overpay comes down to reading condition against a shallow comp set. We track every closing in Cameron Oaks and can tell you where a given listing sits against the median — and in a market drifting down 4.2% year over year, that read is what keeps you from chasing a stale price on either side of the deal.
Cameron Oaks in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cameron Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cameron Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cameron Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cameron Oaks home worth?
Get a no-obligation home value based on real comparable sales in Cameron Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cameron Oaks on the map →
Recent Developments in Cameron Oaks
Development, infrastructure, retail, and school activity affecting Cameron Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 5 miles northwest of Cameron Oaks.
Source: Jax Daily Record - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 9 miles south of Cameron Oaks, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 11 miles southeast of Cameron Oaks.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 5 miles northwest of Cameron Oaks.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Cameron Oaks?
How long do homes in Cameron Oaks take to sell?
Is Cameron Oaks a buyer's or seller's market right now?
How many homes are in Cameron Oaks?
What share of Cameron Oaks is owner-occupied?
When were the homes in Cameron Oaks built?
Who is the best real estate agent for Cameron Oaks?
How do I find a top Middleburg real estate agent who knows Cameron Oaks?
Can Momentum Realty connect me with an agent for Cameron Oaks?
Should you buy in Cameron Oaks?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Cameron Oaks with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 21, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 21, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32068)) |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2020 (188 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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