Clearwater Creek in Jacksonville

Clearwater Creek
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 77 homes for sale in 32223 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32223
66 homesBuilt 1987–2018
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Photo courtesy of UNITED REAL ESTATE GALLERY · via realMLS

Built fromLive realMLS data24 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 75 closed sales in Clearwater Creek in Jacksonville, FL since 2002, the most recent in May 2026. Recorded prices since 2024 ran from $435,000 to $532,000 (median $460,000), on homes of 2,031 to 2,836 sq ft. Across Jacksonville as a whole, 7,604 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,427 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $8,220 ($7,480 with the full homestead exemption).

Live · Clearwater Creek Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
91%
Owner-occupied · Clearwater Creek
60 of 66 parcels homesteaded (FL DOR 2025)
9%
Non-owner-occupied · Clearwater Creek
incl. 9% trust or LLC-held · 6% out-of-state
66
Homes in the community
66 residential parcels (FL DOR 2025)
Track record · 24 years of records
4
Recorded sales · 2024-2024
median $460K · qualified sales on the county roll (FL DOR 2025)
Est. 1987
Community established
homes built 1987-2018, median 1988 (FL DOR 2025)
3.0%/yr
Turnover rate
about 2 of 66 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Clearwater Creek is a small pocket of 69 homes in Duval County, with build dates spanning 1987 to 2018 — though the median home dates to 1988, so pricing here is driven less by a single build era and more by how well an individual property has been maintained or updated. With zero active listings as of today, there is no current inventory on the MLS to read a price signal from; whatever a home here is worth right now, it isn't reflected in what's on the market.

What we do know: only 2 closings have registered in the most recent window, making this a thin-trading pocket, and 89.9% of the homes carry a homestead exemption — most owners live in what they own rather than rent it out. For a buyer, that means patience and speed: when something here does list, there is no deep bench of comparable homes to fall back on, so moving decisively matters. For a seller, it means leaning on broader Duval County comps rather than in-neighborhood data, since Clearwater Creek itself doesn't generate enough transactions to set its own market.

Nearby homes for sale

No active listings inside Clearwater Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4181 HAZELBROOK Lane
$570K · 0.1 mi away
4 bd · 3.5 ba · 2,551 sqft
4181 HAZELBROOK Lane
Listed by WATSON REALTY CORP
12131 BANYAN TREE Drive
$420K · 0.2 mi away
3 bd · 2 ba · 1,828 sqft
12131 BANYAN TREE Drive
Listed by FIRST COAST HEROES REAL ESTATE LLC
12459 SHADY CREEK Drive
$376K · 0.5 mi away
3 bd · 2 ba · 1,769 sqft
12459 SHADY CREEK Drive
Listed by ROUND TABLE REALTY
3869 MARNIE Place
$500K · 0.5 mi away
4 bd · 2 ba · 2,431 sqft
3869 MARNIE Place
Listed by INI REALTY
12256 SILVERTHORN Court
$529K · 0.7 mi away
4 bd · 3.5 ba · 3,378 sqft
12256 SILVERTHORN Court
Listed by VREELAND REAL ESTATE LLC
4444 SUMMER WALK Court
$475K · 0.7 mi away
4 bd · 3 ba · 2,473 sqft
4444 SUMMER WALK Court
Listed by UNITED REAL ESTATE GALLERY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Clearwater Creek sits in Duval County within the city of Jacksonville, a compact enclave of 69 homes with build dates spanning 1987 to 2018 and a median living area of 2,430 square feet.

County records show 4 qualified sales in Clearwater Creek across 2024–2024, median $460,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a mid-size home around 2,430 square feet who can be patient and move fast once something lists.
  • Buyers who prioritize a predominantly owner-occupied community over one with heavy rental turnover.
  • Buyers comfortable evaluating homes individually on condition and updates rather than relying on build year as the main price driver, given the 1987-to-2018 range.

Probably not for

  • Buyers on a tight closing timeline who need active inventory to choose from today.
  • Buyers seeking newer construction exclusively, since the build range here runs back to 1987.
  • Investors looking for a high-turnover rental pool, given the community's 89.9% homestead share.

The market around Clearwater Creek

Clearwater Creek is too small for its own price trend, so here is the market around it.

In ZIP 32223, 115 homes are on the market and 32% are under contract — a fast-moving corner of Jacksonville.

Across Duval County, 3,968 homes are active and 1,568 pending (28% under contract).

In ZIP 32223 (Jacksonville), 621 homes closed in the last 12 months at a median of $365K ($216/sq ft), up 0.1% year over year, with a median 35 days on market. Right now 90 active and 42 pending listings put supply at about 16.1 months — a buyer's market. See the live ZIP 32223 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Clearwater Creek specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Clearwater Creek, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-30)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Mandarin High School (Duval County Public Schools); verify by address · High
  • Mandarin Middle School (verify by address)FLDOE grade A · Middle
  • Your address-zoned elementary school (verify by address) · Elementary

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Clearwater Creek address.

If we were buying in Clearwater Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clearwater Creek.

Best Buy
Buyers who want a low-turnover, owner-occupied pocket of Jacksonville and can wait for the right listing.
Biggest Risk
With zero active listings, there is no current inventory to shop — you may be waiting on a single opportunity.
Sweet Spot
Homes near the median 2,430 square feet represent the community's typical footprint.
Avoid If
Skip this one if you need to buy on a set timeline; Clearwater Creek's thin resale activity won't accommodate a fast search.

A Market That Doesn't Trade Often

The 69 homes in Clearwater Creek were built between 1987 and 2018, but the median build year of 1988 tells you the community's core is older construction, with later homes added over time rather than delivered as a single-phase subdivision. Median living space runs 2,430 square feet — sizable enough to suggest a mix of home styles rather than one repeated floor plan.

Market activity is thin: zero homes are currently active on the MLS, and only 2 closings have been recorded in the most recent window. Paired with a homestead share of 89.9%, the picture is a community of long-term owners rather than a churn-heavy resale market — stable, but it also means buyers need a plan for finding a home here beyond simply watching new listings hit the market.

“

The location and the amenities are priced into every listing in Clearwater Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With zero active listings and only 2 recent closings, Clearwater Creek isn't a community you can shop off the public MLS feed alone. Momentum's agents track off-market activity and owner intent across Duval County, so when one of these 69 homes does come up, our buyers hear about it early rather than competing for it after the fact.

Clearwater Creek in 15 seconds.

Best forBuyers who want a low-turnover, owner-occupied pocket of Jacksonville and can wait for the right listing.
Biggest advantageA homestead share of 89.9% signals long-term ownership and a stable, non-investor-driven mix of homes.
Biggest riskWith zero active listings, there is no current inventory to shop — you may be waiting on a single opportunity.
Sweet spotHomes near the median 2,430 square feet represent the community's typical footprint.
Avoid ifSkip this one if you need to buy on a set timeline; Clearwater Creek's thin resale activity won't accommodate a fast search.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Clearwater Creek homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Clearwater Creek.
In short
  • HOA dues reported around $21/month (about $252/yr) · median of 19 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $21 per month ($252 a year) — the median AssociationFee across 19 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clearwater Creek sales matched to your home.

What is your Clearwater Creek home worth?

Get a no-obligation home value based on real comparable sales in Clearwater Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Clearwater Creek

Homes in Clearwater Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

How many homes are in Clearwater Creek?
The Florida DOR 2025 assessment roll shows 66 homes in Clearwater Creek (public records).
What share of Clearwater Creek is owner-occupied?
91% of Clearwater Creek parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Clearwater Creek built?
Homes in Clearwater Creek were built between 1987 and 2018, with a median year built of 1988.0 (FL DOR 2025 roll).
What schools serve Clearwater Creek?
Clearwater Creek is served by Duval County Public Schools, typically Mandarin High School (Duval County Public Schools); verify by address, Mandarin Middle School (verify by address) and Your address-zoned elementary school (verify by address). Confirm the exact zoning by address with the district.
Who is the best real estate agent for Clearwater Creek?
The best agent for Clearwater Creek is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Clearwater Creek.
How do I find a top Jacksonville real estate agent who knows Clearwater Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Clearwater Creek and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Clearwater Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Clearwater Creek purchase or sale - no call center and no pressure.
Where is Clearwater Creek, and what county is it in?
Clearwater Creek is in Jacksonville, Duval County, FL, ZIP 32223. The community's center is about 13 miles south of downtown Jacksonville (straight-line).
How far is Clearwater Creek from downtown Jacksonville and the beach?
About 13 miles from downtown Jacksonville and about 14 miles from the Atlantic beach at Ponte Vedra Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers targeting a mid-size home around 2,430 square feet who can be patient and move fast once something lists.Excellent fit
Buyers who prioritize a predominantly owner-occupied community over one with heavy rental turnover.Excellent fit
Buyers comfortable evaluating homes individually on condition and updates rather than relying on build year as the main price driver, given the 1987-to-2018 range.Excellent fit
Buyers on a tight closing timeline who need active inventory to choose from today.Probably not
Buyers seeking newer construction exclusively, since the build range here runs back to 1987.Probably not
Investors looking for a high-turnover rental pool, given the community's 89.9% homestead share.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 30, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32223))
Under-contract sharesrealMLS records, as of 2026-09-30
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2002 (75 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Clearwater Creek with Momentum Realty’s local guides.

HLHood Landing Estates0.1 mi away · 12 homes, built 2007–14, 1 for saleOBOldfield Bluff0.3 mi away · 16 homes, built 1991–93George Hartley Grant0.3 mi away · 150 homes, built 1900–21Shilo Creek0.3 mi awayHLHood Landing Lakes0.3 mi away · 33 homes, built 1990–91Oldfield Creek Estates0.3 mi away · 30 homes, built 1986–08Shiloh Creek0.3 mi awaySCShiloh Creek0.3 mi away · median $513K, 4 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Clearwater Creek? 2 recorded closings (window ending 2026-09-30). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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