Clearwater Creek
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of UNITED REAL ESTATE GALLERY · via realMLS
Clearwater Creek is a small pocket of 69 homes in Duval County, with build dates spanning 1987 to 2018 — though the median home dates to 1988, so pricing here is driven less by a single build era and more by how well an individual property has been maintained or updated. With zero active listings as of today, there is no current inventory on the MLS to read a price signal from; whatever a home here is worth right now, it isn't reflected in what's on the market.
What we do know: only 2 closings have registered in the most recent window, making this a thin-trading pocket, and 89.9% of the homes carry a homestead exemption — most owners live in what they own rather than rent it out. For a buyer, that means patience and speed: when something here does list, there is no deep bench of comparable homes to fall back on, so moving decisively matters. For a seller, it means leaning on broader Duval County comps rather than in-neighborhood data, since Clearwater Creek itself doesn't generate enough transactions to set its own market.
The 60-Second Overview
Clearwater Creek sits in Duval County within the city of Jacksonville, a compact enclave of 69 homes with build dates spanning 1987 to 2018 and a median living area of 2,430 square feet.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Clearwater Creek. Swipe to explore the community.
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Clearwater CreekPhotos from realMLS listings in Clearwater Creek; content deemed reliable but not guaranteed.
Who Clearwater Creek is best for.
Best for
- Buyers targeting a mid-size home around 2,430 square feet who can be patient and move fast once something lists.
- Buyers who prioritize a predominantly owner-occupied community over one with heavy rental turnover.
- Buyers comfortable evaluating homes individually on condition and updates rather than relying on build year as the main price driver, given the 1987-to-2018 range.
Probably not for
- Buyers on a tight closing timeline who need active inventory to choose from today.
- Buyers seeking newer construction exclusively, since the build range here runs back to 1987.
- Investors looking for a high-turnover rental pool, given the community's 89.9% homestead share.
The market around Clearwater Creek
Clearwater Creek is too small for its own price trend, so here is the market around it.
In ZIP 32223, 110 homes are on the market and 31% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,938 homes are active and 1,658 pending (30% under contract).
ZIP and county figures describe the wider market, not Clearwater Creek specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Clearwater Creek, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Mandarin High School (Duval County Public Schools); verify by address · High
- Mandarin Middle School (verify by address)FLDOE grade A · Middle
- Your address-zoned elementary school (verify by address) · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Clearwater Creek address.
The Clearwater Creek buying strategy.
If we were buying in Clearwater Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clearwater Creek.
A Market That Doesn't Trade Often
The 69 homes in Clearwater Creek were built between 1987 and 2018, but the median build year of 1988 tells you the community's core is older construction, with later homes added over time rather than delivered as a single-phase subdivision. Median living space runs 2,430 square feet — sizable enough to suggest a mix of home styles rather than one repeated floor plan.
Market activity is thin: zero homes are currently active on the MLS, and only 2 closings have been recorded in the most recent window. Paired with a homestead share of 89.9%, the picture is a community of long-term owners rather than a churn-heavy resale market — stable, but it also means buyers need a plan for finding a home here beyond simply watching new listings hit the market.
The location and the amenities are priced into every listing in Clearwater Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and only 2 recent closings, Clearwater Creek isn't a community you can shop off the public MLS feed alone. Momentum's agents track off-market activity and owner intent across Duval County, so when one of these 69 homes does come up, our buyers hear about it early rather than competing for it after the fact.
Clearwater Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clearwater Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clearwater Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clearwater Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clearwater Creek home worth?
Get a no-obligation home value based on real comparable sales in Clearwater Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Clearwater Creek on the map →
Frequently Asked Questions
What schools serve Clearwater Creek?
Who is the best real estate agent for Clearwater Creek?
How do I find a top Jacksonville real estate agent who knows Clearwater Creek?
Can Momentum Realty connect me with an agent for Clearwater Creek?
Should you buy in Clearwater Creek?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Clearwater Creek with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 10, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (75 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Clearwater Creek fits the bigger picture — live prices, inventory, and Momentum Scores: