Clearwater
Creek Homes for Sale in Jacksonville, FL

Established Mandarin resale market · Jacksonville · ZIP 32223

An established single-family resale community off Hood Landing Road in the Mandarin section of southern Jacksonville, built mostly in the late 1980s, priced for buyers who want a settled Duval County neighborhood convenient to Old St. Augustine Road.

Established resaleMandarin, Duval County3 to 4 bedrooms
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a settled resale neighborhood, not a new-construction release. Inventory is individual and limited, so condition, updates, and lot drive value more than any single headline number. Verify specifics by address.
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Unlock Off-Market Mandarin

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Clearwater Creek is a resale play in the Mandarin section of southern Jacksonville, reached from Old St. Augustine Road by way of Hood Landing Road. The community carries a homeowners association, and recorded homes date mostly to the late 1980s. Because this is a built-out resale neighborhood rather than a builder market, the value driver is the individual home, its condition, updates, and lot, not a phase release or price sheet. Confirm year built, current HOA dues, and school zoning on the specific parcel before you underwrite it."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Clearwater Creek is an established, single-family resale community in the Mandarin area of southern Jacksonville, in Duval County. It is reached from Old St. Augustine Road by way of Hood Landing Road, with community streets including Clearwater Lane. Homes here are generally described as midsize, with recorded construction mostly dating to 1988 through 1990, though each parcel should be confirmed for exact year built, size, and condition.

The community carries a homeowners association. Because this is a resale community rather than new construction, value here turns on the individual home rather than a builder's release schedule. Confirm the current HOA dues, billing frequency, and exactly what they cover directly with the association or a title search before you rely on any general description.

The bigger picture is location. Mandarin sits within one of southern Jacksonville's established districts along the St. Johns River's east bank, a longer, mostly arterial-road drive from downtown Jacksonville than the urban core neighborhoods. Confirm actual commute times and school zoning for the specific address before you rely on the general area description.

Best for

  • Buyers who want an established resale home in Jacksonville's Mandarin area
  • Buyers comfortable verifying an individual home's age, condition, and systems parcel by parcel
  • Buyers who value a settled, HOA-governed community over a new-construction release

Probably not for

  • Buyers who need new construction with a builder warranty and modern systems
  • Buyers who want a gated community or a verified club-level amenity package
  • Buyers unwilling to verify HOA dues, year built, and school zoning parcel by parcel

How Mandarin is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Clearwater Creek update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Mandarin listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Clearwater Creek buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Jacksonville25 to 30 min · approximate
Jacksonville International Airport (JAX)40 min · approximate
San Jose Boulevard shopping and dining10 to 15 min · approximate
Julington Creek area10 to 15 min · approximate
St. Augustine35 to 45 min · approximate
Jacksonville beaches45 to 55 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near ClearwaterCreek Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Mandarin (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Mandarin is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Mandarin High School (Duval County Public Schools); verify by address

Middle

Mandarin Middle School (verify by address)

Elementary

Your address-zoned elementary school (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Mandarin address.

The takeaway

The story here is stability. Clearwater Creek sits inside Jacksonville's established Mandarin area, a long-settled part of southern Duval County, so the near-term picture is steady demand for a resale home rather than new-construction competition.

Recent Developments in Clearwater Creek

Our read on what is being built around Mandarin, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for an established Mandarin resale community, with value tied to individual home condition, updates, and lot. Insurance costs and general Florida market conditions are worth watching regardless of the specific home.

Established resale market, limited new-construction competition

Evergreen
BullishNotable impact
SignificanceRadius: Community

Clearwater Creek is a built-out resale community, so there is no builder selling competing new phases inside the neighborhood. Value turns on the condition and updates of individual homes rather than new releases nearby.

Mandarin area demand

2026
BullishNotable impact
SignificanceRadius: District

The broader Mandarin district remains one of southern Jacksonville's established, in-demand areas, drawing steady interest from buyers seeking settled neighborhoods with everyday amenities nearby.

Florida homeowners insurance costs

2026
NeutralNotable impact
SignificanceRadius: Region

Florida homeowners insurance remains a real, address-specific cost, particularly for homes built in the late 1980s. Get a bindable quote for the specific home's age, roof, and construction before you underwrite a purchase.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Clearwater Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Clearwater CreekGet a short monthly email when something new is approved, funded, or opens near Clearwater Creek.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Mandarin, this is the order of operations we would run, and the one we run for our clients.

    1

    Pull the specific parcel's record with the Duval County Property Appraiser to confirm year built, square footage, and any recorded deed restrictions.

    2

    Contact the Clearwater Creek homeowners association to get the current dues amount, billing frequency, and what they cover.

    3

    Get a thorough inspection focused on roof age, plumbing, electrical, and HVAC, since these can vary across a home built in the late 1980s.

    4

    Verify the exact zoned elementary, middle, and high schools by the home's address with Duval County Public Schools, since attendance zones change.

    5

    Get a bindable homeowners insurance quote for the specific home before you make an offer, given Florida's insurance market conditions.

    Best Buy
    A well-maintained, updated home on a solid lot, priced in line with what is genuinely comparable nearby.
    Biggest Risk
    Assuming HOA dues, year built, or school zoning from the general Mandarin area rather than verifying the specific parcel.
    Best Lot
    Prioritize a usable, well-positioned lot; verify any deed restrictions or HOA rules on the parcel.
    Smart Timing
    Resale driven. Inventory is individual and limited, so move when the right home condition and price appear.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale

    Size range

    Roughly 2,030 to 2,333 sq ft; verify exact square footage by parcel

    Era

    Built mostly 1988 to 1990; confirm year built on the Duval County Property Appraiser

    Construction

    Single-story and two-story frame homes typical of the Mandarin area, generally 3 to 4 bedrooms and 2 to 3 baths

    Costs & Fees

    HOA

    Yes, a homeowners association is on record for this community; confirm current dues and billing frequency

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences

    Amenities

    Marketed

    No shared recreational amenity was verified; confirm with the HOA

    Status

    Confirm any common-area features and their status with the homeowners association

    Location

    Area

    Mandarin, southern Jacksonville, Duval County, reached from Old St. Augustine Road by way of Hood Landing Road

    Downtown Jacksonville

    About 25 to 30 min (approximate)

    Airport (JAX)

    About 40 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at original-condition homes that have not been updated, where the value is in the lot and the renovation upside. Expect to budget for roof, systems, and cosmetic updates.

    Lowest entry
    The Core

    In the core of the market you find updated single-story and two-story homes with refreshed kitchens, baths, and mechanicals on solid lots. This is the typical move-in resale in the community.

    Most inventory
    The Top

    At the top are the larger or more fully renovated homes on the best-positioned lots. Confirm the exact condition and square footage on the specific parcel before you rely on it.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at original-condition homes that have not been updated, where the value is in the lot and the renovation upside. Expect to budget for roof, systems, and cosmetic updates.
    The Core
    In the core of the market you find updated single-story and two-story homes with refreshed kitchens, baths, and mechanicals on solid lots. This is the typical move-in resale in the community.
    The Top
    At the top are the larger or more fully renovated homes on the best-positioned lots. Confirm the exact condition and square footage on the specific parcel before you rely on it.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVaries by home
    HOA dues / rulesConfirm with association
    Renovation upsideModerate on late-1980s stock
    Lot and locationEstablished Mandarin area
    Insurance cost exposureVerify by home

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Mandarin

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a builder price sheet, it is the individual home: its condition, its updates, and its lot.

    Jon Brooks · Founder, Momentum Realty
    6.4C+ · Buy Score
    Resale Strength6.2/10
    Renovation Risk5.6/10
    Location Efficiency6.7/10
    Long-Term Defensibility6.0/10
    Carrying Cost Advantage6.2/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Mandarin is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Lots are generally midsize, typical of established Mandarin-area subdivisions.
    • The lot and home condition are the durable differentiators in a built-out resale market.
    • Verify any claimed lot size or boundary on the parcel and by survey.
    • Interior lots away from busier roads tend to hold appeal.
    • Confirm any deed restrictions or HOA rules tied to the specific lot.

    In a built-out resale community the building stock is established for every home, so the durable difference between two homes is the lot and its condition. Well-positioned, well-maintained lots hold value best, while homes on busier roads or with deferred maintenance tend to lag. Because this is a resale market rather than a builder release, treat the lot and the home's condition as the core of your value math, and confirm any deed restrictions or HOA dues on the specific parcel rather than assuming it from the area.

    Mandarin in 15 seconds.

    Best forBuyers who want an established resale home in Jacksonville's Mandarin area.
    Biggest advantageA settled, HOA-governed community reached easily from Old St. Augustine Road.
    Biggest riskAssuming HOA dues, condition, or school zoning without verifying the specific parcel.
    Sweet spotA well-maintained home on a solid lot, priced against genuinely comparable sales.
    Avoid ifYou need new construction or a verified club-level amenity package.

    HOA, CDD & Fees

    15-Second Take
    • HOA yes; get the current dues amount and billing frequency in writing from the association.
    • No CDD was identified, but confirm it on the parcel tax record.
    • No shared recreational amenity was verified; confirm any common-area features with the HOA.
    • Homes date mostly to 1988 to 1990; verify age and condition by parcel.
    • Get a Florida homeowners insurance quote for the specific home before buying.

    Clearwater Creek has a homeowners association, which is on record with area HOA directories. A current dues amount and billing frequency are not published here; confirm both directly with the association or its management company before you buy.

    Confirm in writing, but HOA dues in a community like this generally fund common-area upkeep. No shared recreational amenity was verified for this community; confirm with the association.

    There is no golf course or private country club here, and no shared recreational amenity was verified; confirm any common-area features with the homeowners association.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Mandarin, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Clearwater Oaks, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Mandarin home worth?

    Get a no-obligation home value based on real comparable sales in Mandarin matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Clearwater Creek on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Clearwater Creek year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Clearwater Creek are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Clearwater Creek a new-construction community?
    No. It is an established resale community in the Mandarin area of southern Jacksonville. Recorded homes date mostly to 1988 through 1990, and each should be judged on its own condition and updates.
    What kind of homes are in Clearwater Creek?
    Single-story and two-story single-family homes are typical of the community, generally in the midsize range with 3 to 4 bedrooms and 2 to 3 baths. Verify exact size and year built by parcel.
    Is there an HOA?
    Yes. Clearwater Creek has a homeowners association on record with area HOA directories. Confirm the current dues amount, billing frequency, and what they cover directly with the association before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this community. Confirm CDD status on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
    What amenities does the community have?
    No shared recreational amenity was verified for this community. Confirm any common-area features and their status with the homeowners association.
    Is Clearwater Creek gated or age-restricted?
    There is no verified information that the community is gated, and it is not marketed as age-restricted or 55 plus.
    What schools serve the community?
    It is in Duval County Public Schools, generally zoned toward Mandarin High School and Mandarin Middle School for this ZIP, with the elementary school varying by exact address. Verify all three by the home's specific address with Duval County Public Schools.
    How is the commute to downtown Jacksonville?
    Mandarin sits in southern Jacksonville, roughly 25 to 30 minutes from downtown depending on the exact location and traffic. Other drive times on this page are approximate estimates.
    Where exactly is Clearwater Creek located?
    The community is reached from Old St. Augustine Road by way of Hood Landing Road in the Mandarin section of southern Jacksonville, with community streets including Clearwater Lane.
    What is the biggest risk of buying here?
    Assuming HOA dues, year built, or school zoning from the general Mandarin area description rather than verifying the specific parcel. Both are resolved with a title search, property appraiser record, and school district confirmation.
    Should I get my own agent for a resale purchase here?
    Yes. An experienced agent helps you judge condition, updates, and lot against genuinely comparable sales in the Mandarin area and represents your interests in the negotiation.
    How current is the market data on this page?
    This page will fill in with live realMLS data as sales in the community accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.
    How far is San Jose Boulevard or Julington Creek?
    San Jose Boulevard's shopping and dining are roughly 10 to 15 minutes away, and the Julington Creek area is roughly 10 to 15 minutes away. Confirm exact distance and access from the specific address.
    What should I check before buying a home here?
    Focus on roof age, plumbing, electrical, and HVAC, since these can vary across a home built in the late 1980s. Get a thorough inspection and budget for updates as needed.
    Does every home in the community have the same layout?
    No. Recorded homes vary in size, generally from around 2,030 up to about 2,333 square feet with 3 to 4 bedrooms. Confirm the exact floor plan, bedroom count, and square footage on the specific parcel.
    Who is the best real estate agent for Clearwater Creek?
    The best agent for Clearwater Creek is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Clearwater Creek.
    How do I find a top Jacksonville real estate agent who knows Clearwater Creek?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Clearwater Creek and the wider Jacksonville area.
    Can Momentum Realty connect me with an agent for Clearwater Creek?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Clearwater Creek purchase or sale - no call center and no pressure.
    You want an established resale home in Jacksonville's Mandarin area.Excellent fit
    You are comfortable verifying HOA dues, condition, and school zoning parcel by parcel.Excellent fit
    You value a settled, HOA-governed community over a new-construction release.Excellent fit
    You will do the homework on insurance and the age of roof and systems.Excellent fit
    You need new construction with a builder warranty and modern systems.Probably not
    You want a gated community or a verified club-level amenity package.Probably not
    You cannot budget for updates on a late-1980s home or verify its condition carefully.Probably not
    You need a large pool of identical new homes for easy price comparison.Probably not

    Get the inside read on Mandarin

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Mandarin home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Mandarin specialist will reach out personally, usually the same day.

    Median sale price in Clearwater Creek, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

    Looking to buy here? Search homes for sale →

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