Clearwater Creek
Homes for Sale in Jacksonville, FL
All 4,477 homes for sale in Jacksonville, FL · median $299,999 · 76 homes for sale in 32223 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of UNITED REAL ESTATE GALLERY · via realMLS
As of October 2026, the MLS records 75 closed sales in Clearwater Creek in Jacksonville, FL since 2002, the most recent in May 2026. Recorded prices since 2024 ran from $435,000 to $532,000 (median $460,000), on homes of 2,031 to 2,836 sq ft. Across Jacksonville as a whole, 7,643 homes closed in the last 12 months at a median of $315,000, 43 median days on market, with 4,168 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $8,220 ($7,480 with the full homestead exemption).
Clearwater Creek is a small pocket of 69 homes in Duval County, with build dates spanning 1987 to 2018 — though the median home dates to 1988, so pricing here is driven less by a single build era and more by how well an individual property has been maintained or updated. With zero active listings as of today, there is no current inventory on the MLS to read a price signal from; whatever a home here is worth right now, it isn't reflected in what's on the market.
What we do know: only 2 closings have registered in the most recent window, making this a thin-trading pocket, and 89.9% of the homes carry a homestead exemption — most owners live in what they own rather than rent it out. For a buyer, that means patience and speed: when something here does list, there is no deep bench of comparable homes to fall back on, so moving decisively matters. For a seller, it means leaning on broader Duval County comps rather than in-neighborhood data, since Clearwater Creek itself doesn't generate enough transactions to set its own market.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Clearwater Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Clearwater Creek sits in Duval County within the city of Jacksonville, a compact enclave of 69 homes with build dates spanning 1987 to 2018 and a median living area of 2,430 square feet.
County records show 4 qualified sales in Clearwater Creek across 2024–2024, median $460,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Clearwater Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Clearwater CreekPhotos from realMLS listings in Clearwater Creek; content deemed reliable but not guaranteed.
Who Clearwater Creek is best for.
Best for
- Buyers targeting a mid-size home around 2,430 square feet who can be patient and move fast once something lists.
- Buyers who prioritize a predominantly owner-occupied community over one with heavy rental turnover.
- Buyers comfortable evaluating homes individually on condition and updates rather than relying on build year as the main price driver, given the 1987-to-2018 range.
Probably not for
- Buyers on a tight closing timeline who need active inventory to choose from today.
- Buyers seeking newer construction exclusively, since the build range here runs back to 1987.
- Investors looking for a high-turnover rental pool, given the community's 89.9% homestead share.
The market around Clearwater Creek
Clearwater Creek is too small for its own price trend, so here is the market around it.
In ZIP 32223, 120 homes are on the market and 36% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 4,384 homes are active and 1,562 pending (26% under contract).
In ZIP 32223 (Jacksonville), 590 homes closed in the last 12 months at a median of $370K ($214/sq ft), down 0.6% year over year, with a median 35 days on market. Right now 81 active and 43 pending listings put supply at about 2.9 months — a healthy market. See the live ZIP 32223 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Clearwater Creek specifically. Momentum Research analysis of MLS records.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Mandarin High School (Duval County Public Schools); verify by address · High
- Mandarin Middle School (verify by address)FLDOE grade A · Middle
- Your address-zoned elementary school (verify by address) · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Clearwater Creek address.
The Clearwater Creek buying strategy.
If we were buying in Clearwater Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clearwater Creek.
A Market That Doesn't Trade Often
The 69 homes in Clearwater Creek were built between 1987 and 2018, but the median build year of 1988 tells you the community's core is older construction, with later homes added over time rather than delivered as a single-phase subdivision. Median living space runs 2,430 square feet — sizable enough to suggest a mix of home styles rather than one repeated floor plan.
Market activity is thin: zero homes are currently active on the MLS, and only 2 closings have been recorded in the most recent window. Paired with a homestead share of 89.9%, the picture is a community of long-term owners rather than a churn-heavy resale market — stable, but it also means buyers need a plan for finding a home here beyond simply watching new listings hit the market.
The location and the amenities are priced into every listing in Clearwater Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and only 2 recent closings, Clearwater Creek isn't a community you can shop off the public MLS feed alone. Momentum's agents track off-market activity and owner intent across Duval County, so when one of these 69 homes does come up, our buyers hear about it early rather than competing for it after the fact.
Clearwater Creek in 15 seconds.
Tools for a Clearwater Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clearwater Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clearwater Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clearwater Creek home worth?
Get a no-obligation home value based on real comparable sales in Clearwater Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Clearwater Creek
Homes in Clearwater Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 12124 Weatherwood Estates Drive · off market
- 12141 Reservoir Lane · off market
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Jacksonville guides & data
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Recent Developments in Clearwater Creek
Development, infrastructure, retail, and school activity affecting Clearwater Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Schools
Loretto Elementary breaks ground on $12.3 million classroom addition
The addition will replace 13 portable classrooms and two aging pod buildings with 15 classrooms, a music room and a teacher planning room, and will expand the parent drop-off loop. The school enrolls 875 students for 2026-27. Funding comes from the voter-approved half-cent sales tax, with opening expected in 2028.
What it may mean for the marketExpanded permanent capacity and a longer drop-off loop affect school-area traffic and classroom availability in the Mandarin area. The project is about 5 miles northwest of Clearwater Creek, elsewhere in Duval County.
Source: Hoodline - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 6 miles east of Clearwater Creek.
Source: Jacksonville Today - July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 11 miles northwest of Clearwater Creek, elsewhere in Duval County.
Source: Jacksonville Today - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 11 miles southwest of Clearwater Creek.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 6 miles southeast of Clearwater Creek.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 6 miles southeast of Clearwater Creek.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Frequently Asked Questions
How many homes are in Clearwater Creek?
What share of Clearwater Creek is owner-occupied?
When were the homes in Clearwater Creek built?
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Where is Clearwater Creek, and what county is it in?
How far is Clearwater Creek from downtown Jacksonville and the beach?
Should you buy in Clearwater Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 20, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32223)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (75 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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