Coco Lakes
Homes for Sale in Naples, FL
All 1,847 homes for sale in Naples, FL · median $425,000 · 167 homes for sale in 34105 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Coco Lakes in Naples, FL has 6 homes for sale, asking from $1,590,000 to $3,350,000 (median $2,599,500). Homes listed or recently sold were built 2005–2025 with 1 new construction; 4 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft).
| Location | Naples, Collier County, FL · ZIP 34105 |
|---|---|
| Homes in the community | 39 (FL DOR 2025 assessment roll) |
| Years built | 1999–2024 (median 2010) |
| Typical living area | 4,330 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| For sale right now | 6 active, 0 pending · median asking $2,599,500 |
| Owner-occupied (homestead) share | 34% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Coco Lakes key facts,” movewithmomentum.com/neighborhoods/coco-lakes--collier, data as of September 20, 2026.
Last 30 days in Coco Lakes: 2 new listings (median asking $2,975,000). As of October 2, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Coco Lakes
Live MLS inventory for Coco Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Coco Lakes listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Coco Lakes Collier Right Now (6)
All 6 active and pending Coco Lakes Collier listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2969 Coco Lakes Dr · $3,350,000 · 5 bd / 5 ba · listed Sep 11, 2026 · listed by Compass Florida LLC
- 2943 Coco Lakes Dr · $2,600,000 · 4 bd / 3 ba · listed Aug 21, 2026 · listed by John R Wood Properties
- 2935 Coco Lakes Dr · $2,599,000 · 4 bd / 4 ba · listed Aug 15, 2026 · listed by Premier Sotheby's Int'l Realty
- 2950 Coco Lakes Way · $2,799,900 · 4 bd / 5 ba · listed Jul 2, 2026 · listed by Divco Realty Corp
- 2844 Coco Lakes Dr · $1,599,000 · 3 bd / 4 ba · listed Jul 2, 2026 · listed by William Raveis Real Estate
- 2867 Coco Lakes Dr · $1,590,000 · 4 bd / 4 ba · listed Jul 2, 2026 · listed by Premier Sotheby's Int'l Realty
The setting & the homes.
Aerial and on-site photos of Coco Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Coco LakesPhotos from Florida Gulf Coast MLS listings in Coco Lakes; content deemed reliable but not guaranteed.
The market around Coco Lakes
Coco Lakes is too small for its own price trend, so here is the market around it.
In ZIP 34105, 193 homes are on the market and 17% are under contract — a slower corner of Naples.
Across Collier County, 4,449 homes are active and 1,017 pending (19% under contract).
ZIP and county figures describe the wider market, not Coco Lakes specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Coco Lakes, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Coco Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Coco Lakes buying strategy.
If we were buying in Coco Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Coco Lakes.
A closer look at the Coco Lakes market
The housing stock is 39 homes built between 1999 and 2024, and 34% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Coco Lakes. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA dues reported around $200/month (about $2,400/yr) · median of 20 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $200 per month ($2,400 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Coco Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Coco Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Coco Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Coco Lakes home worth?
Get a no-obligation home value based on real comparable sales in Coco Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
14% of homes for sale in ZIP 34105 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Coco Lakes?
What share of Coco Lakes is owner-occupied?
When were the homes in Coco Lakes built?
Who is the best real estate agent for Coco Lakes?
How do I find a top Naples real estate agent who knows Coco Lakes?
Can Momentum Realty connect me with an agent for Coco Lakes?
Where is Coco Lakes, and what county is it in?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34105)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Coco Lakes fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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