Blackwater Creek
Homes for Sale in Middleburg, FL
All 343 homes for sale in Middleburg, FL · median $339,900 · 321 homes for sale in 32068 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 1 closed sale in Blackwater Creek in Middleburg, FL, the most recent in December 2025. Across Middleburg as a whole, 941 homes closed in the last 12 months at a median of $315,000, 46 median days on market, with 320 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).
Blackwater Creek sits in Middleburg, out in Clay County, and the price story here is driven far more by the individual home than by any tidy market average. Lot, condition, and how much work an owner has put in tend to set the number, so two homes with similar square footage can land in very different places. That means the listing you're looking at has to be read on its own merits, not against a headline figure.
Because this is a specific community in a more spread-out part of the region, both sides benefit from patience and preparation. Sellers who present a home in genuinely move-in condition give themselves the strongest hand; buyers who know exactly what they want can move decisively when the right property surfaces rather than waiting for a large rotating inventory.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Blackwater Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Blackwater Creek is a Middleburg community in Clay County, a bit removed from the denser Jacksonville-side corridors and appealing to buyers who want more room and a quieter setting over walkable convenience.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Blackwater Creek is best for.
Best for
- Buyers prioritizing lot size and a quieter setting over proximity to retail and highways
- Buyers comfortable evaluating a home on its condition and budgeting for updates
- Buyers who can act decisively when the right property comes up rather than waiting on a large inventory
Probably not for
- Buyers who want walkable shops, dining, and a short commute
- Buyers unwilling to take on any repair or update work
- Buyers who need a broad, fast-moving selection to compare at once
The market around Blackwater Creek
Blackwater Creek is too small for its own price trend, so here is the market around it.
In ZIP 32068, 415 homes are on the market and 22% are under contract — a steady corner of Middleburg.
Across Clay County, 1,328 homes are active and 393 pending (23% under contract).
In ZIP 32068 (Middleburg), 1,084 homes closed in the last 12 months at a median of $320K ($185/sq ft), up 2.0% year over year, with a median 45 days on market. Right now 277 active and 85 pending listings put supply at about 3.1 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Blackwater Creek specifically. Momentum Research analysis of MLS records.
The Blackwater Creek buying strategy.
If we were buying in Blackwater Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Blackwater Creek.
Reading a Middleburg community
Out here in Clay County, the trade you're making is space and setting in exchange for distance from the busier retail and commuter arteries. That's a feature for some buyers and a dealbreaker for others, and it's worth being honest with yourself about how much daily driving you're willing to do before you fall for a specific house.
Within Blackwater Creek, condition does most of the pricing work. A home that's been maintained and updated will command a premium over one that needs systems or cosmetic work, and the spread between the two can be wide. Walk each property with that in mind and budget for what you actually see, not for what the exterior suggests.
The location and the amenities are priced into every listing in Blackwater Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We cover Clay County communities like Blackwater Creek closely enough to tell you when a given home is fairly priced for its condition and when it isn't. In a market where the property in front of you matters more than any average, that on-the-ground read is the difference between overpaying and buying well.
Blackwater Creek in 15 seconds.
Tools for a Blackwater Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Blackwater Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Blackwater Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Blackwater Creek home worth?
Get a no-obligation home value based on real comparable sales in Blackwater Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Should you buy in Blackwater Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-11-01 |
| Historical depth | Closed-sale records back to 2025 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Blackwater Creek
Development, infrastructure, retail, and school activity affecting Blackwater Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Market
St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law
Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.
What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 12 miles east of Blackwater Creek.
Source: Jacksonville Today - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The project is about 11 miles west of Blackwater Creek, elsewhere in Clay County.
Source: News4JAX - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 6 miles east of Blackwater Creek.
Source: Jacksonville Today - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 11 miles southwest of Blackwater Creek.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 6 miles southeast of Blackwater Creek.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 6 miles southeast of Blackwater Creek.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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Schools serving nearby communities
We do not have a confirmed school assignment for Blackwater Creek. These are the public schools most often assigned to other communities in ZIP 32068; zones change and vary by address, so confirm with the district before you buy.
- Middleburg High School · 9-12 · FLDOE grade A (assigned to 56 nearby communities)
- Wilkinson Junior High School or your address-zoned middle school · Middle (assigned to 25 nearby communities)
- Wilkinson Junior High School · 7-8 · FLDOE grade A (assigned to 22 nearby communities)
- Middleburg Elementary School or your address-zoned elementary school · Elementary (assigned to 14 nearby communities)
- Tynes Elementary School · PreK-6 · FLDOE grade B (assigned to 11 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
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Ask an agent about Blackwater Creek
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.