Black Creek Forest
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of WATSON REALTY CORP · via realMLS
Black Creek Forest right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Black Creek Forest. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Black Creek ForestPhotos from realMLS listings in Black Creek Forest; content deemed reliable but not guaranteed.
The market around Black Creek Forest
Black Creek Forest is a small community — 32 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32068, 330 homes are on the market and 28% are under contract — a steady corner of Middleburg.
Across Clay County, 725 homes are active and 300 pending (29% under contract).
The housing mix here is 94% single family residence, 6% manufactured home.
ZIP and county figures describe the wider market, not Black Creek Forest specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Black Creek Forest
Live MLS inventory for Black Creek Forest. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Black Creek Forest listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Black Creek Forest on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Black Creek Forest
- Fishing · reported on 1 of 2 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Middleburg · Elementary
- Wilkinson · Middle
- Middleburg · High
Zoned schools reflect the assignments reported on recent Black Creek Forest listings and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Black Creek Forest address.
The Black Creek Forest buying strategy.
If we were buying in Black Creek Forest today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Black Creek Forest.
A closer look at the Black Creek Forest market
Inventory runs at 24.0 months of supply, a buyer-leaning market.
The housing stock is 25 homes built between 1966 and 2022, and 44% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Black Creek Forest. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Black Creek Forest buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Black Creek Forest sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Black Creek Forest, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Black Creek Forest home worth?
Get a no-obligation home value based on real comparable sales in Black Creek Forest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Black Creek Forest on the map →
29% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Is Black Creek Forest a buyer's or seller's market right now?
How many homes are in Black Creek Forest?
What share of Black Creek Forest is owner-occupied?
When were the homes in Black Creek Forest built?
Do cash buyers compete in Black Creek Forest?
Who is the best real estate agent for Black Creek Forest?
How do I find a top Middleburg real estate agent who knows Black Creek Forest?
Can Momentum Realty connect me with an agent for Black Creek Forest?
Nearby Communities
Explore more neighborhoods near Black Creek Forest with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 32068)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2003 (18 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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