Dunes Club Villas
Homes for Sale in Fernandina Beach, FL
All 242 homes for sale in Fernandina Beach, FL · median $672,500 · 51 condos for sale in Fernandina Beach · 240 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY · via realMLS
As of September 2026, the MLS records 20 closed sales in Dunes Club Villas in Fernandina Beach, FL since 2012, the most recent in July 2026. Across Fernandina Beach as a whole, 279 homes closed in the last 12 months at a median of $480,000, 49 median days on market, with 106 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).

Dunes Club Villas is a small villa community in Fernandina Beach, and the honest starting point is that our current snapshot shows no closings in the recent window. That means there is no fresh median or transaction data to anchor a price read, so anything we tell you about value here has to come from the specific unit in front of us rather than a neighborhood trend line.
In a low-turnover pocket like this, price is set by the individual villa's condition, updates, and location within the community far more than by any published average. For a buyer, that puts the work on comparing the actual unit to nearby Amelia Island villa product. For a seller, it means pricing off comparable evidence and a defensible condition story, because there is no thick recent sales record here to lean on.
Nearby homes for sale
No active listings inside Dunes Club Villas right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Dunes Club Villas is a compact villa community on the Fernandina Beach side of Nassau County, close to the coastal amenities that define this part of Amelia Island. With no recent recorded closings in our snapshot, it trades quietly and infrequently rather than as a high-volume market.
realMLS (Northeast Florida) sales records identify 17 homes in Dunes Club Villas that have changed hands since 2015, built between 1994 and 2007 (median 2006), with a median living area of about 3,059 sq ft and a typical 3-bedroom, 4-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Dunes Club Villas across 2024–2025 (4 in 2024, 2 in 2025), median $3.60M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Dunes Club Villas. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Dunes Club Villas; content deemed reliable but not guaranteed.
Who Dunes Club Villas is best for.
Best for
- Buyers seeking a lock-and-leave coastal villa near Amelia Island and willing to underwrite value on a single unit's merits
- Long-horizon buyers comfortable holding through a low-turnover market rather than trading quickly
- Buyers who prioritize proximity to Fernandina Beach coastal amenities over a large, active resale pool
Probably not for
- Buyers who need to resell quickly and rely on high transaction volume
- Buyers who want to price off a deep, current record of recent neighborhood sales
- Buyers seeking a large single-family footprint rather than villa-scale living
The market around Dunes Club Villas
Dunes Club Villas is too small for its own price trend, so here is the market around it.
In ZIP 32034, 331 homes are on the market and 27% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 526 homes are active and 197 pending (27% under contract).
In ZIP 32034 (Fernandina Beach), 1,078 homes closed in the last 12 months at a median of $440K ($200/sq ft), up 0.2% year over year, with a median 54 days on market. Right now 218 active and 91 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Dunes Club Villas specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Dunes Club Villas, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Life at Dunes Club Villas
- Beach Access · reported on 1 of 1 listings
- Gated · reported on 1 of 1 listings
- Jogging Path · reported on 1 of 1 listings
- Maintenance Grounds · reported on 1 of 1 listings
- Maintenance Structure · reported on 1 of 1 listings
- Park · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
- Security · reported on 1 of 1 listings
- Boat Launch · reported on 1 of 1 listings
- Gated with Guard · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Dunes Club Villas buying strategy.
If we were buying in Dunes Club Villas today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dunes Club Villas.
A thin-data villa market
The defining feature of Dunes Club Villas right now is scarcity of data, not scarcity of appeal. When a community shows no closings in the measured window, listings can sit as isolated events, and a single sale can reset expectations in either direction. Both sides need to treat each transaction as its own negotiation rather than assuming a rhythm the numbers do not yet support.
Location does much of the heavy lifting here. Fernandina Beach and the broader Amelia Island area carry their own coastal demand, and villa product tends to attract buyers who want a lower-maintenance footprint near the water. What varies most between units is condition and updates, so that is where we focus the analysis when a listing comes available.
The location and the amenities are priced into every listing in Dunes Club Villas. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on recent sales, generic pricing tools have little to work with, and that is exactly where local judgment earns its keep. We build the value case unit by unit from Fernandina Beach and Amelia Island comparables, and we will tell you plainly when a listing is priced ahead of what the evidence supports.
Dunes Club Villas in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $208/month (about $2,496/yr) · median of 15 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $208 per month ($2,496 a year) — the median AssociationFee across 15 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Dunes Club Villas buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dunes Club Villas sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Dunes Club Villas, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Dunes Club Villas home worth?
Get a no-obligation home value based on real comparable sales in Dunes Club Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Recently off market in Dunes Club Villas
Homes in Dunes Club Villas that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1725 Dunes Club Place · off market
Frequently Asked Questions
How many homes are in Dunes Club Villas?
What share of Dunes Club Villas is owner-occupied?
When were the homes in Dunes Club Villas built?
Who is the best real estate agent for Dunes Club Villas?
How do I find a top Fernandina Beach real estate agent who knows Dunes Club Villas?
Can Momentum Realty connect me with an agent for Dunes Club Villas?
Where is Dunes Club Villas, and what county is it in?
How far is Dunes Club Villas from downtown Jacksonville and the beach?
Should you buy in Dunes Club Villas?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-09-26 |
| Historical depth | Closed-sale records back to 2012 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Dunes Club Villas fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Dunes Club Villas with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Dunes Club Villas. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).









