Dunes Club Villas in Fernandina Beach

Dunes Club Villas
Homes for Sale in Fernandina Beach, FL

All 242 homes for sale in Fernandina Beach, FL · median $672,500 · 51 condos for sale in Fernandina Beach · 240 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
56 homesBuilt 2003–2007
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Photo courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY · via realMLS

Built fromLive realMLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 20 closed sales in Dunes Club Villas in Fernandina Beach, FL since 2012, the most recent in July 2026. Across Fernandina Beach as a whole, 279 homes closed in the last 12 months at a median of $480,000, 49 median days on market, with 106 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).

Live · Dunes Club Villas Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
46%
Owner-occupied · Dunes Club Villas
26 of 56 parcels homesteaded (FL DOR 2025)
54%
Non-owner-occupied · Dunes Club Villas
incl. 36% trust or LLC-held · 32% out-of-state
56
Homes in the community
56 residential parcels (FL DOR 2025)
Track record · 14 years of records
6
Recorded sales · 2024-2025
median $3.60M · qualified sales on the county roll (FL DOR 2025)
Est. 2003
Community established
homes built 2003-2007, median 2006 (FL DOR 2025)
1.8%/yr
Turnover rate
about 1 of 56 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Dunes Club Villas is a small villa community in Fernandina Beach, and the honest starting point is that our current snapshot shows no closings in the recent window. That means there is no fresh median or transaction data to anchor a price read, so anything we tell you about value here has to come from the specific unit in front of us rather than a neighborhood trend line.

In a low-turnover pocket like this, price is set by the individual villa's condition, updates, and location within the community far more than by any published average. For a buyer, that puts the work on comparing the actual unit to nearby Amelia Island villa product. For a seller, it means pricing off comparable evidence and a defensible condition story, because there is no thick recent sales record here to lean on.

Nearby homes for sale

No active listings inside Dunes Club Villas right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1657 SEA DUNES Place
$1.05M · 0.1 mi away
2 bd · 2 ba · 1,120 sqft
1657 SEA DUNES Place
Listed by FERNANDINA BEACH REALTY
1676 SEA DUNES Place #1676
$1.60M · 0.1 mi away
3 bd · 3.5 ba · 2,140 sqft
1676 SEA DUNES Place #1676
Listed by KELLER WILLIAMS FIRST COAST REALTY
1817 TURTLE DUNES Place
$969K · 0.1 mi away
2 bd · 2 ba · 1,300 sqft
1817 TURTLE DUNES Place
Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
1302 SHIPWATCH Circle
$1.30M · 0.4 mi away
3 bd · 3.5 ba · 2,131 sqft
1302 SHIPWATCH Circle
Listed by BEYCOME OF FLORIDA LLC
1385 SHIPWATCH Circle
$949K · 0.4 mi away
2 bd · 2 ba · 1,263 sqft
1385 SHIPWATCH Circle
Listed by EXP REALTY LLC
1342 SHIPWATCH Circle
$1.05M · 0.4 mi away
3 bd · 3.5 ba · 1,828 sqft
1342 SHIPWATCH Circle
Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Dunes Club Villas is a compact villa community on the Fernandina Beach side of Nassau County, close to the coastal amenities that define this part of Amelia Island. With no recent recorded closings in our snapshot, it trades quietly and infrequently rather than as a high-volume market.

realMLS (Northeast Florida) sales records identify 17 homes in Dunes Club Villas that have changed hands since 2015, built between 1994 and 2007 (median 2006), with a median living area of about 3,059 sq ft and a typical 3-bedroom, 4-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in Dunes Club Villas across 2024–2025 (4 in 2024, 2 in 2025), median $3.60M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a lock-and-leave coastal villa near Amelia Island and willing to underwrite value on a single unit's merits
  • Long-horizon buyers comfortable holding through a low-turnover market rather than trading quickly
  • Buyers who prioritize proximity to Fernandina Beach coastal amenities over a large, active resale pool

Probably not for

  • Buyers who need to resell quickly and rely on high transaction volume
  • Buyers who want to price off a deep, current record of recent neighborhood sales
  • Buyers seeking a large single-family footprint rather than villa-scale living

The market around Dunes Club Villas

Dunes Club Villas is too small for its own price trend, so here is the market around it.

In ZIP 32034, 331 homes are on the market and 27% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 526 homes are active and 197 pending (27% under contract).

In ZIP 32034 (Fernandina Beach), 1,078 homes closed in the last 12 months at a median of $440K ($200/sq ft), up 0.2% year over year, with a median 54 days on market. Right now 218 active and 91 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Dunes Club Villas specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Dunes Club Villas, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Dunes Club Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dunes Club Villas.

Best Buy
Buyers who want a low-maintenance villa near the Fernandina Beach coast.
Biggest Risk
Thin sales data makes pricing and timing harder to read.
Sweet Spot
A well-updated villa priced against solid nearby comparables.
Avoid If
You need fast liquidity or a deep recent sales record to price against.

A thin-data villa market

The defining feature of Dunes Club Villas right now is scarcity of data, not scarcity of appeal. When a community shows no closings in the measured window, listings can sit as isolated events, and a single sale can reset expectations in either direction. Both sides need to treat each transaction as its own negotiation rather than assuming a rhythm the numbers do not yet support.

Location does much of the heavy lifting here. Fernandina Beach and the broader Amelia Island area carry their own coastal demand, and villa product tends to attract buyers who want a lower-maintenance footprint near the water. What varies most between units is condition and updates, so that is where we focus the analysis when a listing comes available.

“

The location and the amenities are priced into every listing in Dunes Club Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this thin on recent sales, generic pricing tools have little to work with, and that is exactly where local judgment earns its keep. We build the value case unit by unit from Fernandina Beach and Amelia Island comparables, and we will tell you plainly when a listing is priced ahead of what the evidence supports.

Dunes Club Villas in 15 seconds.

Best forBuyers who want a low-maintenance villa near the Fernandina Beach coast.
Biggest advantageA quiet, low-turnover community close to Amelia Island amenities.
Biggest riskThin sales data makes pricing and timing harder to read.
Sweet spotA well-updated villa priced against solid nearby comparables.
Avoid ifYou need fast liquidity or a deep recent sales record to price against.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Dunes Club Villas homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Dunes Club Villas.
In short
  • HOA dues reported around $208/month (about $2,496/yr) · median of 15 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $208 per month ($2,496 a year) — the median AssociationFee across 15 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dunes Club Villas sales matched to your home.

What is your Dunes Club Villas home worth?

Get a no-obligation home value based on real comparable sales in Dunes Club Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Dunes Club Villas

Homes in Dunes Club Villas that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

How many homes are in Dunes Club Villas?
The Florida DOR 2025 assessment roll shows 56 homes in Dunes Club Villas (public records).
What share of Dunes Club Villas is owner-occupied?
46% of Dunes Club Villas parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Dunes Club Villas built?
Homes in Dunes Club Villas were built between 2003 and 2007, with a median year built of 2005.5 (FL DOR 2025 roll).
Who is the best real estate agent for Dunes Club Villas?
The best agent for Dunes Club Villas is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Dunes Club Villas.
How do I find a top Fernandina Beach real estate agent who knows Dunes Club Villas?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Dunes Club Villas and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Dunes Club Villas?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Dunes Club Villas purchase or sale - no call center and no pressure.
Where is Dunes Club Villas, and what county is it in?
Dunes Club Villas is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 6 miles southeast of the center of Fernandina Beach (straight-line).
How far is Dunes Club Villas from downtown Jacksonville and the beach?
About 19 miles from downtown Jacksonville and about 1 miles from the Atlantic beach at Amelia Island (south end), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers seeking a lock-and-leave coastal villa near Amelia Island and willing to underwrite value on a single unit's meritsExcellent fit
Long-horizon buyers comfortable holding through a low-turnover market rather than trading quicklyExcellent fit
Buyers who prioritize proximity to Fernandina Beach coastal amenities over a large, active resale poolExcellent fit
Buyers who need to resell quickly and rely on high transaction volumeProbably not
Buyers who want to price off a deep, current record of recent neighborhood salesProbably not
Buyers seeking a large single-family footprint rather than villa-scale livingProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-09-26
Historical depthClosed-sale records back to 2012 (20 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Dunes Club Villas with Momentum Realty’s local guides.

Sea Dunes0.1 mi away · 58 homes, built 1984–84Turtle Dunes0.1 mi away · 58 homes, built 1985–85, 1 for salePiper Dunes Amelia Island0.2 mi away · 54 homes, built 1994–94LDLittle Dunes0.2 mi away · 29 homes, built 1993–01WPWindsong Place0.2 mi awaySeaside Retreat Amelia Island0.3 mi awayOak Point0.4 mi away · 70 homes, built 1950–24SWShip Watch0.4 mi away · median $965K, 3 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Dunes Club Villas. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Thinking of selling in Dunes Club Villas? 1 recorded closings (window ending 2026-09-26). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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