Dunes Club Villas
Homes for Sale in Fernandina Beach, FL
All 231 homes for sale in Fernandina Beach, FL · median $669,900 · 45 condos for sale in Fernandina Beach · 226 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY · via realMLS
As of November 2026, the MLS records 20 closed sales in Dunes Club Villas in Fernandina Beach, FL since 2012, the most recent in July 2026. Across Fernandina Beach as a whole, 667 homes closed in the last 12 months at a median of $565,000, 54 median days on market, with 281 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,500 ($7,000 with the full homestead exemption).
Dunes Club Villas is a small villa community in Fernandina Beach, and the honest starting point is that our current snapshot shows no closings in the recent window. That means there is no fresh median or transaction data to anchor a price read, so anything we tell you about value here has to come from the specific unit in front of us rather than a neighborhood trend line.
In a low-turnover pocket like this, price is set by the individual villa's condition, updates, and location within the community far more than by any published average. For a buyer, that puts the work on comparing the actual unit to nearby Amelia Island villa product. For a seller, it means pricing off comparable evidence and a defensible condition story, because there is no thick recent sales record here to lean on.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Dunes Club Villas right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Dunes Club Villas is a compact villa community on the Fernandina Beach side of Nassau County, close to the coastal amenities that define this part of Amelia Island. With no recent recorded closings in our snapshot, it trades quietly and infrequently rather than as a high-volume market.
realMLS (Northeast Florida) sales records identify 17 homes in Dunes Club Villas that have changed hands since 2015, built between 1994 and 2007 (median 2006), with a median living area of about 3,059 sq ft and a typical 3-bedroom, 4-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Dunes Club Villas across 2024–2025 (4 in 2024, 2 in 2025), median $3.60M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Dunes Club Villas. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Dunes Club Villas
Dunes Club Villas
Dunes Club VillasPhotos from realMLS listings in Dunes Club Villas; content deemed reliable but not guaranteed.
Who Dunes Club Villas is best for.
Best for
- Buyers seeking a lock-and-leave coastal villa near Amelia Island and willing to underwrite value on a single unit's merits
- Long-horizon buyers comfortable holding through a low-turnover market rather than trading quickly
- Buyers who prioritize proximity to Fernandina Beach coastal amenities over a large, active resale pool
Probably not for
- Buyers who need to resell quickly and rely on high transaction volume
- Buyers who want to price off a deep, current record of recent neighborhood sales
- Buyers seeking a large single-family footprint rather than villa-scale living
The market around Dunes Club Villas
Dunes Club Villas is too small for its own price trend, so here is the market around it.
In ZIP 32034, 282 homes are on the market and 18% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 513 homes are active and 166 pending (24% under contract).
In ZIP 32034 (Fernandina Beach), 685 homes closed in the last 12 months at a median of $456K ($227/sq ft), down 0.3% year over year, with a median 55 days on market. Right now 162 active and 60 pending listings put supply at about 2.8 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Dunes Club Villas specifically. Momentum Research analysis of MLS records.
Life at Dunes Club Villas
- Beach Access · reported on 1 of 1 listings
- Gated · reported on 1 of 1 listings
- Jogging Path · reported on 1 of 1 listings
- Maintenance Grounds · reported on 1 of 1 listings
- Maintenance Structure · reported on 1 of 1 listings
- Park · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
- Security · reported on 1 of 1 listings
- Boat Launch · reported on 1 of 1 listings
- Gated with Guard · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Dunes Club Villas buying strategy.
If we were buying in Dunes Club Villas today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dunes Club Villas.
A thin-data villa market
The defining feature of Dunes Club Villas right now is scarcity of data, not scarcity of appeal. When a community shows no closings in the measured window, listings can sit as isolated events, and a single sale can reset expectations in either direction. Both sides need to treat each transaction as its own negotiation rather than assuming a rhythm the numbers do not yet support.
Location does much of the heavy lifting here. Fernandina Beach and the broader Amelia Island area carry their own coastal demand, and villa product tends to attract buyers who want a lower-maintenance footprint near the water. What varies most between units is condition and updates, so that is where we focus the analysis when a listing comes available.
The location and the amenities are priced into every listing in Dunes Club Villas. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on recent sales, generic pricing tools have little to work with, and that is exactly where local judgment earns its keep. We build the value case unit by unit from Fernandina Beach and Amelia Island comparables, and we will tell you plainly when a listing is priced ahead of what the evidence supports.
Dunes Club Villas in 15 seconds.
Tools for a Dunes Club Villas buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dunes Club Villas sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Dunes Club Villas, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Dunes Club Villas home worth?
Get a no-obligation home value based on real comparable sales in Dunes Club Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Dunes Club Villas
Homes in Dunes Club Villas that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1725 Dunes Club Place · off market
Housing distress & ownership in Dunes Club Villas, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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Recent Developments in Dunes Club Villas
Development, infrastructure, retail, and school activity affecting Dunes Club Villas, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Port of Fernandina wins $11M federal grant for wharf and flood-control repairs
The U.S. Maritime Administration's Port Infrastructure Development Program awarded $11 million to the Ocean Highway and Port Authority. The money covers rebuilding the upper and lower wharf, crane rail repairs, an underground stormwater system, paving, railroad crossing repairs and shoreline reinforcement. The article ties it to two roughly $5.5 million needs presented by Relay Terminals in May.
What it may mean for the marketDock and drainage upgrades support continued port operations and the freight jobs tied to the Fernandina waterfront. The site is less than a mile northeast of Dunes Club Villas.
Source: Fernandina Observer - October 2026Civic
Nassau committee proposes data center zoning district with no county incentives
A draft county report released Oct. 21 rejects both a ban and the status quo, proposing a new industrial park-data center zoning district, no county incentives or tax abatements, and disclosure of water and power needs. Siting would prioritize proximity to 500-kilovolt transmission lines, and developers would pay infrastructure costs. Workshops run Oct. 26 and Nov. 9, with a Planning and Zoning hearing Dec. 1 and commission hearings Dec. 14 and Jan. 25 under a June moratorium.
What it may mean for the marketThe rules will determine where large power-and-water-intensive industrial users can locate in western Nassau, shaping future land use and utility demand. The site is about 6 miles southwest of Dunes Club Villas.
Source: Fernandina Observer - September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 5 miles west of Dunes Club Villas.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 4 miles southwest of Dunes Club Villas.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 12 miles west of Dunes Club Villas.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 12 miles west of Dunes Club Villas.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Dunes Club Villas?
What share of Dunes Club Villas is owner-occupied?
When were the homes in Dunes Club Villas built?
Who is the best real estate agent for Dunes Club Villas?
How do I find a top Fernandina Beach real estate agent who knows Dunes Club Villas?
Can Momentum Realty connect me with an agent for Dunes Club Villas?
Where is Dunes Club Villas, and what county is it in?
How far is Dunes Club Villas from downtown Jacksonville and the beach?
Should you buy in Dunes Club Villas?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 6, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-11-06 |
| Historical depth | Closed-sale records back to 2012 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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