Sea Dunes in Fernandina Beach

Sea Dunes
Homes for Sale in Fernandina Beach, FL

All 271 homes for sale in Fernandina Beach, FL · median $689,000 · 267 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
58 homesBuilt 1984–1984
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Photo via realMLS

Built fromLive realMLS data10 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 29 closed sales in Sea Dunes in Fernandina Beach, FL since 2016, the most recent in October 2026. Across Fernandina Beach as a whole, 207 homes closed in the last 12 months at a median of $465,000, 48 median days on market, with 285 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,170 ($5,670 with the full homestead exemption).

Last 30 days in Sea Dunes: 2 closed sales (median $1,262,500). As of October 24, 2026, realMLS.

Live · Sea Dunes Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
10%
Owner-occupied · Sea Dunes
6 of 58 parcels homesteaded (FL DOR 2025)
90%
Non-owner-occupied · Sea Dunes
incl. 45% trust or LLC-held · 76% out-of-state
58
Homes in the community
58 residential parcels (FL DOR 2025)
Track record · 10 years of records
1984–1984
Years homes were built
median 1984 · county roll (FL DOR 2025)
3.4%/yr
Turnover rate
about 2 of 58 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Sea Dunes sits in Fernandina Beach, on Amelia Island in Nassau County, and that coastal location is the anchor of everything about value here. With no closings in the current window and no median to report, price in this community is driven by the specifics of the individual home — proximity to the water, lot, and condition — more than by any repeatable comp trend.

The practical read: this is a thin-data market right now. Sellers should expect pricing to lean on the merits of the property itself rather than a run of recent sales, and buyers should treat each listing as its own negotiation. Neither side has a deep bench of comparable closings to point to, so preparation and a clear-eyed view of condition matter more than usual.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Sea Dunes right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1817 TURTLE DUNES Place
$969K · 0.2 mi away
2 bd · 2 ba · 1,300 sqft
1817 TURTLE DUNES Place
Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
1407 BEACH WALKER Road
$2M · 0.2 mi away
3 bd · 3.5 ba · 2,180 sqft
1407 BEACH WALKER Road
Listed by ONE SOTHEBY'S INTERNATIONAL REALTY
1385 SHIPWATCH Circle
$949K · 0.3 mi away
2 bd · 2 ba · 1,263 sqft
1385 SHIPWATCH Circle
Listed by EXP REALTY LLC
1342 SHIPWATCH Circle
$1.05M · 0.3 mi away
3 bd · 3.5 ba · 1,828 sqft
1342 SHIPWATCH Circle
Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
1332 SHIPWATCH Circle
$1.35M · 0.3 mi away
3 bd · 3 ba · 1,794 sqft
1332 SHIPWATCH Circle
Listed by AMELIA ISLAND REAL ESTATE SERVICES
23 PAINTED BUNTING
$2.79M · 0.5 mi away
4 bd · 3.5 ba · 3,957 sqft
23 PAINTED BUNTING
Listed by SUMMER HOUSE REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Sea Dunes is a small coastal community in Fernandina Beach, on Amelia Island, where the appeal is location and setting rather than a high-volume resale market. Expect a limited, condition-driven inventory rather than a steady stream of listings.

realMLS (Northeast Florida) sales records identify 26 homes in Sea Dunes that have changed hands since 2001, built between 1984 and 1984 (median 1984), with a median living area of about 1,465 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a coastal Fernandina Beach address and are patient enough to wait for the right home to list
  • Buyers comfortable pricing off a property's own condition and location rather than a run of recent comps
  • Long-hold owners drawn to a small, low-turnover community

Probably not for

  • Buyers who need a large, active inventory with frequent options to choose from
  • Buyers who want to anchor an offer to a deep set of recent closings
  • Investors seeking quick, high-volume turnover and predictable near-term resale

The market around Sea Dunes

Sea Dunes is too small for its own price trend, so here is the market around it.

In ZIP 32034, 344 homes are on the market and 23% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 584 homes are active and 186 pending (24% under contract).

In ZIP 32034 (Fernandina Beach), 1,028 homes closed in the last 12 months at a median of $441K ($199/sq ft), up 0.5% year over year, with a median 51 days on market. Right now 224 active and 73 pending listings put supply at about 12.0 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Sea Dunes specifically. Momentum Research analysis of MLS records.

If we were buying in Sea Dunes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sea Dunes.

Best Buy
Buyers set on an Amelia Island coastal address who will judge a home on its own merits.
Biggest Risk
Thin data — no recent closings means no comp trend to price against.
Sweet Spot
A well-conditioned home in a strong location within the community.
Avoid If
You need a deep comp set and predictable, high-volume resale activity.

A thin-trade coastal pocket

The defining fact about Sea Dunes right now is what the data does not show: no closings in the current window. In a small community like this, that is normal — turnover is low and homes trade infrequently. It also means there is no fresh median to lean on, so we describe price qualitatively and read each home on its own terms.

What that means in practice is that condition, exact location within the community, and the particulars of the lot carry outsized weight. Without a run of recent sales to set the market, the story of any given transaction here is the story of the specific property. Buyers and sellers who want that read done carefully are the ones who do well.

“

The location and the amenities are priced into every listing in Sea Dunes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover coastal pocket like Sea Dunes, there is no wall of recent comps to hide behind, which is exactly where local, on-the-ground judgment earns its keep. We price and negotiate off the property itself and the wider Fernandina Beach and Nassau County context, and we will tell you plainly when a listing does not pencil out.

Sea Dunes in 15 seconds.

Best forBuyers set on an Amelia Island coastal address who will judge a home on its own merits.
Biggest advantageA small, low-turnover community where scarcity supports the setting.
Biggest riskThin data — no recent closings means no comp trend to price against.
Sweet spotA well-conditioned home in a strong location within the community.
Avoid ifYou need a deep comp set and predictable, high-volume resale activity.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sea Dunes sales matched to your home.

What is your Sea Dunes home worth?

Get a no-obligation home value based on real comparable sales in Sea Dunes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Sea Dunes

Homes in Sea Dunes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Housing distress & ownership in Sea Dunes, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Email me new listings in Sea Dunes

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Sea Dunes

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sea Dunes will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,996/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Sea Dunes Fernandina Beach year by year since 2016, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.

Frequently Asked Questions

How many homes are in Sea Dunes?
The Florida DOR 2025 assessment roll shows 58 homes in Sea Dunes (public records).
What share of Sea Dunes is owner-occupied?
10% of Sea Dunes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Sea Dunes built?
Homes in Sea Dunes were built between 1984 and 1984, with a median year built of 1984.0 (FL DOR 2025 roll).
Who is the best real estate agent for Sea Dunes?
The best agent for Sea Dunes is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sea Dunes.
How do I find a top Fernandina Beach real estate agent who knows Sea Dunes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sea Dunes and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Sea Dunes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sea Dunes purchase or sale - no call center and no pressure.
Where is Sea Dunes, and what county is it in?
Sea Dunes is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 7 miles southeast of the center of Fernandina Beach (straight-line).
How far is Sea Dunes from downtown Jacksonville and the beach?
About 19 miles from downtown Jacksonville and about 1 miles from the Atlantic beach at Amelia Island (south end), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers who want a coastal Fernandina Beach address and are patient enough to wait for the right home to listExcellent fit
Buyers comfortable pricing off a property's own condition and location rather than a run of recent compsExcellent fit
Long-hold owners drawn to a small, low-turnover communityExcellent fit
Buyers who need a large, active inventory with frequent options to choose fromProbably not
Buyers who want to anchor an offer to a deep set of recent closingsProbably not
Investors seeking quick, high-volume turnover and predictable near-term resaleProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 21, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-10-20
Historical depthClosed-sale records back to 2016 (29 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Sea Dunes. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Thinking of selling in Sea Dunes? 2 recorded closings (window ending 2026-10-23). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Sea Dunes with Momentum Realty’s local guides.

DCDunes Club Villas0.1 mi away · 56 homes, built 2003–07Piper Dunes Amelia Island0.1 mi away · 54 homes, built 1994–94Turtle Dunes0.2 mi away · 58 homes, built 1985–85, 1 for saleLDLittle Dunes0.2 mi away · 29 homes, built 1993–01WPWindsong Place0.2 mi awaySWShip Watch0.3 mi away · median $965K, 3 sales/12 moSeaside Retreat Amelia Island0.4 mi awayOak Point0.4 mi away · 70 homes, built 1950–24

Browse all neighborhood guides →

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