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Homes for Sale in Fort Walton Beach, FL

By , Co-Founder, Momentum Realty · Updated September 30, 2026

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414 homes are for sale in Fort Walton Beach, FL as of 2026-09-30, with 101 more under contract. The median list price is $398,000, most homes list between $220K to $875K, and the median listing has been on the market 86 days. That is 167 houses, 184 condos and 61 townhouses. 23 homes came on the market this week and 287 sold in the last 12 months at a median of $357,612.

Fort Walton Beach, FL key facts
LocationOkaloosa County, FL
ZIP codes with their own page2
For sale right now414 active, 101 under contract
Asking prices$398,000, median · most homes $220K–$875K
Median days on market (active listings)86
Property types for sale167 houses, 184 condos, 61 townhouses
New listings this week23
Homes sold, last 12 months287 at a median of $357,612

Listing counts and prices as of 2026-09-30; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Fort Walton Beach, FL key facts,” movewithmomentum.com/homes-for-sale/fort-walton-beach-fl/, data as of 2026-09-30.

414
Homes for sale
$398,000
Median list price
$220K to $875K
Typical range
86
Median days on market
23
New this week
101
Under contract
$2,719
Est. monthly cost at median
17.3
Months of supply

Newest homes for sale in Fort Walton Beach

The most recently listed homes in Fort Walton Beach, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

590 Santa Rosa Boulevard #103, home for sale in Fort Walton Beach
$895,000 New
3 bd · 3 ba · built 2001
590 Santa Rosa Boulevard #103, 32548
Waters Edge
Listing courtesy of Keller Williams Realty Destin
217 NE Yacht Club Drive, home for sale in Fort Walton Beach
$2.20M New
4 bd · 2.5 ba · built 1988
217 NE Yacht Club Drive, 32548
Fort Walton Beach
Listing courtesy of Livin Right Real Estate LLC
1322 Miracle Strip Parkway #307, home for sale in Fort Walton Beach
$590,000 New
2 bd · 2 ba · built 2004
1322 Miracle Strip Parkway #307, 32548
Destin West Pelican
Listing courtesy of 850 Properties - Santa Rosa Beach
3 Ipswich Circle, home for sale in Fort Walton Beach
$475,000 New
4 bd · 2.5 ba · built 1974
3 Ipswich Circle, 32547
Fort Walton Beach
Listing courtesy of Realty ONE Group Emerald Coast
101 NW Destin Drive, home for sale in Fort Walton Beach
$374,000 New
4 bd · 2 ba · built 1964
101 NW Destin Drive, 32548
Vesta Heights 4Th Addn
Listing courtesy of Coastal Realty Services
505 Sioux Circle, home for sale in Fort Walton Beach
$525,000 New
4 bd · 2 ba · built 1975
505 Sioux Circle, 32547
Fort Walton Beach
Listing courtesy of ERA American Real Estate
311 NE Gardner Drive, home for sale in Fort Walton Beach
$389,900 New
3 bd · 2 ba · built 1950
311 NE Gardner Drive, 32548
Fort Walton Beach
Listing courtesy of Realty ONE Group Emerald Coast
938 Claeven Circle, home for sale in Fort Walton Beach
$329,900 New
3 bd · 2 ba · built 2000
938 Claeven Circle, 32547
Hunters Run S/D
Listing courtesy of Bay Living Inc
371 NW Oakland Circle, home for sale in Fort Walton Beach
$260,000 New
3 bd · 1.5 ba · built 1967
371 NW Oakland Circle, 32548
Fort Walton Beach
Listing courtesy of RE/MAX Gulf Coast Realty
1322 Miracle Strip Parkway #L08, home for sale in Fort Walton Beach
$519,999 New
2 bd · 2 ba · built 2004
1322 Miracle Strip Parkway #L08, 32548
Fort Walton Beach
Listing courtesy of GoGo Beach Realty LLC
381 NW Marie Circle, home for sale in Fort Walton Beach
$400,000 New
3 bd · 2 ba · built 1976
381 NW Marie Circle, 32548
Fort Walton Beach
Listing courtesy of Scenic Sotheby's International Realty
1818 Whispering Oaks Lane, home for sale in Fort Walton Beach
$264,900 New
3 bd · 2.5 ba · built 1997
1818 Whispering Oaks Lane, 32547
Whispering Oaks
Listing courtesy of EXP Realty LLC
6 NE Bay Court, home for sale in Fort Walton Beach
$699,000 New
3 bd · 2 ba · built 1950
6 NE Bay Court, 32548
Elliotts Point 4Th Addn
Listing courtesy of The Realty Firm Inc
660 Nautilus Court #1204, home for sale in Fort Walton Beach
$555,000 New
2 bd · 2 ba · built 1985
660 Nautilus Court #1204, 32548
Fort Walton Beach
Listing courtesy of Watersound Real Estate
3 Marty Lane, home for sale in Fort Walton Beach
$389,500 New
3 bd · 2 ba · built 2022
3 Marty Lane, 32547
Cloverdale S/D
Listing courtesy of Livin Right Real Estate LLC
170 NW Rainbow Drive, home for sale in Fort Walton Beach
$358,000 New
3 bd · 2 ba · built 1963
170 NW Rainbow Drive, 32548
Bel-Air S/D
Listing courtesy of Rising Star Real Estate Inc
109 Glory Place #UNIT C, home for sale in Fort Walton Beach
$265,000 New
2 bd · 2.5 ba · built 2006
109 Glory Place #UNIT C, 32548
Fort Walton Beach
Listing courtesy of Worth Clark Realty
26 Eglin Street, home for sale in Fort Walton Beach
$255,000 New
3 bd · 4 ba · built 1956
26 Eglin Street, 32547
Fort Walton Beach
Listing courtesy of Lucky Palms Realty
210 Pelham Road #C211, home for sale in Fort Walton Beach
$115,000 New
1 bd · 1 ba · built 1975
210 Pelham Road #C211, 32547
Pier One
Listing courtesy of ERA American Real Estate
1326 Miracle Strip Parkway #Heron 302, home for sale in Fort Walton Beach
$749,999 New
3 bd · 2 ba · built 2006
1326 Miracle Strip Parkway #Heron 302, 32548
Destin West Heron
Listing courtesy of GoGo Beach Realty LLC
500 Dona Avenue, home for sale in Fort Walton Beach
$385,000 New
4 bd · 2 ba · built 1969
500 Dona Avenue, 32547
Midpines
Listing courtesy of Results Realty of the Emerald
1809 Madelons Path, home for sale in Fort Walton Beach
$279,000 New
3 bd · 2 ba · built 1985
1809 Madelons Path, 32547
Fort Walton Beach
Listing courtesy of LPT Realty LLC
210 Pelham Road #214 A, home for sale in Fort Walton Beach
$129,000 New
2 bd · 2 ba · built 1975
210 Pelham Road #214 A, 32547
Pier One
Listing courtesy of ERA American Real Estate
164 NW Beal Parkway, home for sale in Fort Walton Beach
$535,000
4 bd · 4 ba · built 1960
164 NW Beal Parkway, 32548
Bayou S/D
Listing courtesy of JLD Realty Group LLC

Fort Walton Beach homes for sale by price

Every active listing in Fort Walton Beach grouped by price, with the newest listings in each band. The median is $398,000; the busiest band is $300K – $400K.

Under $200K: 31 homes

$200K – $300K: 79 homes

$300K – $400K: 104 homes

$400K – $500K: 51 homes

$500K – $750K: 84 homes

$750K – $1M: 31 homes

$1M and up: 34 homes

Every home for sale in Fort Walton Beach right now (414)

All 414 active Fort Walton Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 414; the price bands above and the map cover the rest.

Homes for sale in Fort Walton Beach by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32548270$449,950
32547144$336,950

Fort Walton Beach communities with the most homes for sale

The Fort Walton Beach neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Waterscape11$675,000——
Azure9$689,000——
Santa Rosa Island9$1.15M——
Destin West Pelican6$522,500——
Pier One6$112,500——
Pelican Isle5$439,900——
Destin West Sandpiper4$535,000——
Elliotts Point 4Th Addn4$489,450——
Emerald Isle4$486,950——
Fountainhead4$151,000——
Oakland Heights4$338,500——
Blu3$1.58M——
Destin West Osprey3$629,000——
Donlabrook Gardyns3$549,999——
Island Princess3$595,000——
Soundside Lofts3$820,000——
Venus3$275,000——
Villa Russ Park3$480,000——
Bayou S/D2$1.04M——
Canterbury Woods2$324,450——
Cinco Trace2$894,000——
Cloverdale S/D2$412,750——
Commodores Landing I2$275,000——
Coopers Landing2$342,450——
Destin West Gulfside Villas2$299,950——
Destin West Heron2$699,950——
East Wright2$498,500——
Emerald Gardens2$319,900——
Ferguson Townhomes2$338,500——
French Quarters2$367,500——

What is for sale in Fort Walton Beach: property types

Another 3 listings in Fort Walton Beach are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in Fort Walton Beach (184) · Townhomes for sale in Fort Walton Beach (61).

The Fort Walton Beach real estate market right now

Over the last 12 months 287 homes sold in Fort Walton Beach at a median of $357,612 (+7.6% year over year). Sellers received 96% of list price and homes took a median 39 days to go under contract. With 414 homes for sale against that sales pace, months of supply is 17.3, a buyer’s market by the six-month rule.

Fort Walton Beach supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K21534.853
$300K–$500K471903.037
$500K–$750K8244.056
$750K+232013.846

Fort Walton Beach home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$293,7432684898%
2021$323,0374394299%
2022$384,9013932599%
2023$392,6632843097%
2024$460,2842373996%
2025$417,6852455595%
2026$401,0493284096%

What a home in Fort Walton Beach costs to own

Take the median $398,000 listing with 20% down at today’s 7.03% 30-year rate: principal and interest run about $2,125/month. Okaloosa County’s typical millage of 12.89 puts property tax near $4,487/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Okaloosa County is about $2,644/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,719/month plus any HOA or CDD assessment.

Communities buyers are searching in Fort Walton Beach. The Fort Walton Beach community pages people are opening from Google right now: Captiva Cove.

Explore Fort Walton Beach

Homes for sale near Fort Walton Beach

Recently off market in Fort Walton Beach

Homes in Fort Walton Beach that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many homes are for sale in Fort Walton Beach, FL?
As of 2026-09-30, Momentum's MLS record shows 414 residential homes actively listed for sale in Fort Walton Beach and 101 under contract. 23 of them came on the market in the last 7 days.
What is the median home price in Fort Walton Beach?
The median list price of homes for sale in Fort Walton Beach is $398,000. Ten percent of listings are under $220K and ten percent are above $875K. Over the last 12 months the median SOLD price was $357,612, +7.6% year over year.
How long do homes take to sell in Fort Walton Beach?
Homes currently listed have been on the market a median of 86 days. Homes that sold in the last 12 months took a median of 39 days and sold at 96% of list price. At today's inventory that is 17.3 months of supply, a buyer's market by the usual six-month rule.
What does a $398,000 home in Fort Walton Beach cost per month?
Roughly $2,719 a month with 20% down at 7.03%: principal and interest of $2,125, Okaloosa County property tax of about $374/month after the $50,000 homestead exemption, and insurance near $220/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Fort Walton Beach neighborhoods have the most homes for sale?
The communities with the most active listings right now are Waterscape (11), Azure (9), Santa Rosa Island (9), Destin West Pelican (6), Pier One (6). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Fort Walton Beach?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Fort Walton Beach can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Fort Walton Beach, FL, and what county is it in?
Fort Walton Beach is in Okaloosa County, Florida. Homes for sale there today carry the ZIP codes 32548, 32547. Nearby cities in the same county with homes for sale: Destin, Crestview, Niceville, Mary Esther, Shalimar.
What ZIP codes are in Fort Walton Beach, FL?
Listings in Fort Walton Beach are currently in 2 ZIP codes: 32548, 32547. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Fort Walton Beach, FL?
167 single-family houses are for sale in Fort Walton Beach today, out of 414 total listings (184 condos, 61 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Fort Walton Beach, FL?
Start with the numbers: 414 homes are for sale in Fort Walton Beach today at a median asking price of $398,000, so a 20% down payment on the median home is about $79,600 and principal and interest run near $2,125/month at today's 7.03% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is Fort Walton Beach in?
Fort Walton Beach is in Okaloosa County, Florida. Okaloosa County's 12-month median sale price is $364K on 1,818 closings. Property tax, school zoning and permitting for Fort Walton Beach run through Okaloosa County.
Is Fort Walton Beach a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Fort Walton Beach: the median sale price over the last 12 months was $358K across 287 closings (+7.6% year over year), about the same as the Okaloosa County median of $364K; homes took a median 39 days to go under contract; 99 homes are for sale today, 4.7 months of supply at the current pace, which is balanced; the communities with the most sales are ELLIOTTS POINT, KENWOOD S/D, OAKLAND ADDN, Willow Bend. The market tracker, price bands and community pages on this site carry the full numbers.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Fort Walton Beach as of 2026-09-30 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

More communities in Fort Walton Beach

Anastasia Manor T/H · Bay Cove Moble Home Park · Cape Casa T/H · Downtowner · Lovejoy · Ocean City E1/ · THE MASTERS Apartments

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