Harbour Oaks
Homes for Sale in Kissimmee, FL

All 2,887 homes for sale in Kissimmee, FL · median $374,999 · 328 homes for sale in 34744 · Osceola County homes for sale

Community in Kissimmee · Osceola County · ZIP 34744
191 homesBuilt 1928–2024
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Photo via Stellar MLS

Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 33 closed sales in Harbour Oaks Sub in Kissimmee, FL since 2014, the most recent in February 2026. Recorded prices since 2024 ran from $405,000 to $625,000 (median $610,000), on homes of 1,935 to 3,617 sq ft. Across Kissimmee as a whole, 2,523 homes closed in the last 12 months at a median of $387,990, 62 median days on market, with 1,265 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $9,290 ($8,690 with the full homestead exemption).

Harbour Oaks Sub key facts
LocationKissimmee, Osceola County, FL · ZIP 34744
Homes in the community191 (FL DOR 2025 assessment roll)
Years built1928–2024 (median 1982)
Typical living area2,840 sq ft (median)
For sale right now0 active, 0 pending
Owner-occupied (homestead) share84%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbour Oaks Sub key facts,” movewithmomentum.com/neighborhoods/harbour-oaks-sub, data as of September 20, 2026.

Live · Harbour Oaks Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
84%
Owner-occupied · Harbour Oaks
160 of 191 parcels homesteaded (FL DOR 2025)
16%
Non-owner-occupied · Harbour Oaks
incl. 10% trust or LLC-held · 4% out-of-state
191
Homes in the community
191 residential parcels (FL DOR 2025)
Track record · 12 years of records
5
Recorded sales · 2024-2025
median $405K · qualified sales on the county roll (FL DOR 2025)
Est. 1928
Community established
homes built 1928-2024, median 1982 (FL DOR 2025)
1.0%/yr
Turnover rate
about 2 of 191 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

What sets price in Harbour Oaks Sub is condition, not location alone. With a build range running from 1928 all the way to 2024 and a median year built of 1982, this is a genuinely mixed-vintage pocket — you are comparing renovated older homes against original ones and against newer construction on the same street. That spread means the median tells you the middle, not the story; two homes of similar size can price very differently depending on what has been updated.

The homestead share sits at roughly 84%, which points to a stock held by long-term owners rather than churned by investors. Combined with only a two-month closings window in this snapshot, expect thin, uneven comps and slower turnover. For sellers, that scarcity can work in your favor if your home is dialed in. For buyers, it means you should underwrite each property on its own merits and be ready to move when the right one lists.

Nearby homes for sale

No active listings inside Harbour OaksHomes for Sale in Kissimmee, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1495 SKYLINE DRIVE
$460K · 0.1 mi away
3 bd · 2 ba · 2,094 sqft
1495 SKYLINE DRIVE
Listed by MACERA REALTY GROUP INC
1559 SKYLINE DRIVE
$650K · 0.1 mi away
4 bd · 3 ba · 2,402 sqft
1559 SKYLINE DRIVE
Listed by NORKIS & CO REALTY
1516 PINE ISLAND ROAD
$800K · 0.1 mi away
4 bd · 2.5 ba · 2,613 sqft
1516 PINE ISLAND ROAD
Listed by KEN BAKER REAL ESTATE
1592 SKYLINE DRIVE
$539K · 0.2 mi away
3 bd · 2.5 ba · 2,410 sqft
1592 SKYLINE DRIVE
Listed by LPT REALTY, LLC
1860 SAHA COURT
$653K · 0.3 mi away
4 bd · 3 ba · 2,869 sqft
1860 SAHA COURT
Listed by DEESE MANAGEMENT & REAL ESTATE
1540 GRANDVIEW BOULEVARD
$899K · 0.3 mi away
4 bd · 4.5 ba · 5,207 sqft
1540 GRANDVIEW BOULEVARD
Listed by EAST PARK REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harbour Oaks Sub is a 191-home community in Kissimmee with generously sized houses — a median of about 2,840 living square feet — across a wide range of vintages. It reads as an established, owner-occupied enclave rather than a uniform new-build tract.

Stellar MLS sales records identify 61 homes in Harbour Oaks that have changed hands since 2004, built between 1973 and 2002 (median 1980), with a median living area of about 2,094 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in Harbour Oaks across 2024–2025 (2 in 2024, 3 in 2025), median $405,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers wanting more living space than newer subdivisions typically offer, willing to underwrite each home individually
  • Long-hold owner-occupants comfortable in an established, low-turnover setting
  • Renovation-minded buyers ready to budget for updates on an older home

Probably not for

  • Buyers who need move-in-ready uniformity and matching, modern floorplans
  • Investors seeking fast turnover and abundant recent comps
  • Anyone who wants a tight, predictable price band rather than condition-driven variation

The market around Harbour Oaks

Harbour Oaks is too small for its own price trend, so here is the market around it.

In ZIP 34744, 447 homes are on the market and 19% are under contract — a steady corner of Kissimmee.

Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).

In ZIP 34744 (Kissimmee), 789 homes closed in the last 12 months at a median of $406K ($215/sq ft), up 1.2% year over year, with a median 33 days on market. Right now 128 active and 26 pending listings put supply at about 6.7 months — a balanced market. See the live ZIP 34744 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Harbour Oaks specifically. Momentum Research analysis of MLS records.

If we were buying in Harbour Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Oaks.

Best Buy
Buyers who want square footage and character over uniform new construction.
Biggest Risk
Wide vintage spread makes condition the true variable behind any price.
Sweet Spot
A well-updated home of median-plus size that appraises on its improvements.
Avoid If
You need turnkey uniformity and predictable, tightly clustered comps.

A mixed-vintage pocket with room to sort

The defining feature here is age diversity. Homes date from 1928 to 2024, with the midpoint around 1982, so no single era dominates. Practically, that means the physical condition of any given house — roof, systems, kitchens, baths — will drive its value far more than the neighborhood label. Buyers should budget for inspections and read each listing as a distinct project or move-in-ready case, not assume the median describes it.

Size is a consistent strength. A median near 2,840 square feet is substantial, and the older housing stock often comes with layouts and lot proportions you do not find in newer subdivisions. The high homestead share reinforces that this is a lived-in, hold-for-the-long-run community, which tends to translate into steadier upkeep but also fewer homes trading in any given window.

“

The location and the amenities are priced into every listing in Harbour Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this uneven — few recent closings, a huge vintage spread, and value driven by condition — the median price is a starting point, not an answer. We price and evaluate homes here property by property, weighing what has actually been updated against comparable size and era. That discipline is what protects a buyer from overpaying on an original home and helps a seller capture the premium a genuinely renovated one deserves.

Harbour Oaks in 15 seconds.

Best forBuyers who want square footage and character over uniform new construction.
Biggest advantageLarge homes and a settled, owner-occupied ownership base.
Biggest riskWide vintage spread makes condition the true variable behind any price.
Sweet spotA well-updated home of median-plus size that appraises on its improvements.
Avoid ifYou need turnkey uniformity and predictable, tightly clustered comps.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbour Oaks homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbour Oaks.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Oaks sales matched to your home.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Harbour Oaks?
The Florida DOR 2025 assessment roll shows 191 homes in Harbour Oaks (public records).
What share of Harbour Oaks is owner-occupied?
84% of Harbour Oaks parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harbour Oaks built?
Homes in Harbour Oaks were built between 1928 and 2024, with a median year built of 1982 (FL DOR 2025 roll).
Who is the best real estate agent for Harbour Oaks?
The best agent for Harbour Oaks is one who actively works Kissimmee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbour Oaks.
How do I find a top Kissimmee real estate agent who knows Harbour Oaks?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbour Oaks and the wider Kissimmee area.
Can Momentum Realty connect me with an agent for Harbour Oaks?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbour Oaks purchase or sale - no call center and no pressure.
Where is Harbour Oaks, and what county is it in?
Harbour Oaks is in Kissimmee, Osceola County, FL, ZIP 34744. The community's center is about 4 miles southeast of the center of Kissimmee (straight-line).
Buyers wanting more living space than newer subdivisions typically offer, willing to underwrite each home individuallyExcellent fit
Long-hold owner-occupants comfortable in an established, low-turnover settingExcellent fit
Renovation-minded buyers ready to budget for updates on an older homeExcellent fit
Buyers who need move-in-ready uniformity and matching, modern floorplansProbably not
Investors seeking fast turnover and abundant recent compsProbably not
Anyone who wants a tight, predictable price band rather than condition-driven variationProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (7 streets, ZIP 34744))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Harbour Oaks Sub? 2 recorded closings (window ending 2026-09-20). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Harbour Oaks with Momentum Realty’s local guides.

RORegal Oak Shores0.2 mi away · median $442K, 5 sales/12 moHOHarbour Oaks0.2 mi away · median $520K, 6 sales/12 mo

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