Harbour Oaks
Homes for Sale in Kissimmee, FL
All 2,933 homes for sale in Kissimmee, FL · median $373,400 · 247 homes for sale in 34744 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 33 closed sales in Harbour Oaks Sub in Kissimmee, FL since 2014, the most recent in February 2026. Recorded prices since 2024 ran from $405,000 to $625,000 (median $610,000), on homes of 1,935 to 3,617 sq ft. Across Kissimmee as a whole, 2,431 homes closed in the last 12 months at a median of $387,990, 62 median days on market, with 1,223 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $9,290 ($8,690 with the full homestead exemption).

What sets price in Harbour Oaks Sub is condition, not location alone. With a build range running from 1928 all the way to 2024 and a median year built of 1982, this is a genuinely mixed-vintage pocket — you are comparing renovated older homes against original ones and against newer construction on the same street. That spread means the median tells you the middle, not the story; two homes of similar size can price very differently depending on what has been updated.
The homestead share sits at roughly 84%, which points to a stock held by long-term owners rather than churned by investors. Combined with only a two-month closings window in this snapshot, expect thin, uneven comps and slower turnover. For sellers, that scarcity can work in your favor if your home is dialed in. For buyers, it means you should underwrite each property on its own merits and be ready to move when the right one lists.
Nearby homes for sale
No active listings inside Harbour Oaks Sub right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbour Oaks Sub is a 191-home community in Kissimmee with generously sized houses — a median of about 2,840 living square feet — across a wide range of vintages. It reads as an established, owner-occupied enclave rather than a uniform new-build tract.
Stellar MLS sales records identify 61 homes in Harbour Oaks that have changed hands since 2004, built between 1973 and 2002 (median 1980), with a median living area of about 2,094 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbour Oaks is best for.
Best for
- Buyers wanting more living space than newer subdivisions typically offer, willing to underwrite each home individually
- Long-hold owner-occupants comfortable in an established, low-turnover setting
- Renovation-minded buyers ready to budget for updates on an older home
Probably not for
- Buyers who need move-in-ready uniformity and matching, modern floorplans
- Investors seeking fast turnover and abundant recent comps
- Anyone who wants a tight, predictable price band rather than condition-driven variation
The market around Harbour Oaks
Harbour Oaks is too small for its own price trend, so here is the market around it.
In ZIP 34744, 418 homes are on the market and 21% are under contract — a steady corner of Kissimmee.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34744 (Kissimmee), 785 homes closed in the last 12 months at a median of $406K ($215/sq ft), up 1.8% year over year, with a median 34 days on market. Right now 126 active and 26 pending listings put supply at about 6.6 months — a balanced market. See the live ZIP 34744 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Harbour Oaks specifically. Momentum Research analysis of MLS records.
The Harbour Oaks buying strategy.
If we were buying in Harbour Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Oaks.
A mixed-vintage pocket with room to sort
The defining feature here is age diversity. Homes date from 1928 to 2024, with the midpoint around 1982, so no single era dominates. Practically, that means the physical condition of any given house — roof, systems, kitchens, baths — will drive its value far more than the neighborhood label. Buyers should budget for inspections and read each listing as a distinct project or move-in-ready case, not assume the median describes it.
Size is a consistent strength. A median near 2,840 square feet is substantial, and the older housing stock often comes with layouts and lot proportions you do not find in newer subdivisions. The high homestead share reinforces that this is a lived-in, hold-for-the-long-run community, which tends to translate into steadier upkeep but also fewer homes trading in any given window.
The location and the amenities are priced into every listing in Harbour Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this uneven — few recent closings, a huge vintage spread, and value driven by condition — the median price is a starting point, not an answer. We price and evaluate homes here property by property, weighing what has actually been updated against comparable size and era. That discipline is what protects a buyer from overpaying on an original home and helps a seller capture the premium a genuinely renovated one deserves.
Harbour Oaks in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbour Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbour Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbour Oaks home worth?
Get a no-obligation home value based on real comparable sales in Harbour Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Harbour Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Harbour Oaks
Where is Harbour Oaks?
Harbour Oaks is a community in Kissimmee, Osceola County, Florida, ZIP 34744.
Are there homes for sale in Harbour Oaks right now?
No active listings inside Harbour Oaks at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harbour Oaks have an HOA or CDD?
No HOA is on record for Harbour Oaks in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
See how Harbour Oaks Sub fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Harbour Oaks with Momentum Realty’s local guides.
Harbour Oaks Sub Market Scorecard
Harbour Oaks Sub is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34744 ZIP is $385,786, about 10.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






