Hilltop
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of September 2026, Hilltop in Naples, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $567,000, $475 per square foot, a median 67 days on market, sellers accepting 89% of original asking (-18% versus the prior year). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $6,270 ($5,830 with the full homestead exemption).
Hilltop is a low-volume pocket of Naples, and the numbers reflect that directly. With only three closings in the window and a single active listing as of this snapshot, the median price of $534,000 and median price per square foot of $407.41 are useful directional signals but should be read as a small sample rather than a broad trend line.
The year-over-year figure, down 22.3%, is worth noting but again ties back to a handful of transactions rather than a deep pool of comparable sales. A median days-on-market figure of 109 suggests homes here are not moving quickly, which points to a market where pricing discipline and condition matter more than urgency on either side of the table.
Hilltop right now
🔴 Off the recent peak. The trailing-12-month median ($567K) is down 17.5% from the prior 12 months ($688K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 12. Confidence: Low (4 and 3 sales in the two windows).
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Updated September 12, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Hilltop market snapshot (as of September 12, 2026): the median sale price is about $567K ($475 per sq ft over the trailing 12 months of closed sales), and a median 68 days on market for closed sales. The trailing-12-month median is down 18% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (4 closings in the current window).
Hilltop is a small Naples community in Collier County where MLS activity has been thin, making each closing carry more weight in the numbers than it would in a higher-volume neighborhood.
Who Hilltop is best for.
Best for
- A buyer focused on this specific pocket of Naples who is flexible on timing and willing to act when the right listing appears.
- A buyer comfortable evaluating a single available property closely rather than shopping several comparable listings side by side.
- A seller who understands that with only a few recent closings, a well-supported, condition-based price is more important than matching a broad market average.
Probably not for
- A buyer who wants to compare multiple active listings within the same community before making a decision.
- A buyer working on a tight timeline, given the 109-day median days-on-market here.
- A seller expecting a fast sale cycle without accounting for the community's recent slower pace.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($567K) IS the median in the snapshot above, and the move from 2025 ($688K) IS the -17.5% one-year change.
Windows contain 0 to 6 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Gadsden County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Gadsden County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Hilltop Market Scorecard
Hilltop is currently a thin data market. Limited supply, a median asking price of $1,099,000, and homes go under contract in about 3 days.
Typical home value in the 34103 ZIP is $1,104,768, about 92.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Hilltop
Live MLS inventory for Hilltop. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Hilltop listings as of 2026-09-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Hilltop buying strategy.
If we were buying in Hilltop today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hilltop.
A market defined by scarcity
With just one active listing at the time of this snapshot, Hilltop is not a community where a buyer can shop multiple options side by side. Anyone interested here should expect to move on what is available or wait for something new to surface, rather than compare several homes on the market at once.
The 109-day median days-on-market figure, combined with only three closings in the recent window, points to a slower sales cycle. That is not necessarily a red flag, but it does mean pricing a home accurately from day one matters more than in a fast-turnover market, and buyers should expect negotiating room to be shaped by each specific listing rather than by broad competitive pressure.
The location and the amenities are priced into every listing in Hilltop. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the value of local, transaction-level knowledge goes up, not down. With so few closings to draw on, we look closely at the specifics of each listing and each comparable sale rather than leaning on broad neighborhood averages that carry less weight when the sample size is small.
Hilltop in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hilltop buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hilltop sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hilltop, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hilltop home worth?
Get a no-obligation home value based on real comparable sales in Hilltop, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Hilltop on the map →
Frequently Asked Questions
What is the median home price in Hilltop?
How long do homes in Hilltop take to sell?
Who is the best real estate agent for Hilltop?
How do I find a top Naples real estate agent who knows Hilltop?
Can Momentum Realty connect me with an agent for Hilltop?
Should you buy in Hilltop?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Hilltop with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (36 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Hilltop fits the bigger picture — live prices, inventory, and Momentum Scores: