Hilltop
Homes for Sale in Naples, FL
All 1,847 homes for sale in Naples, FL · median $425,000 · 272 homes for sale in 34103 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Hilltop in Naples, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $567,000, $475 per square foot, a median 67 days on market, sellers accepting 89% of original asking. At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $6,270 ($5,830 with the full homestead exemption).
| Location | Naples, Collier County, FL · ZIP 34103 |
|---|---|
| Sale prices, last 12 months | $567,000 median across 4 closed sales · $475 per sq ft |
| Days on market (closed sales) | 67 median |
| For sale right now | 1 active, 0 pending · median asking $1,099,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Hilltop key facts,” movewithmomentum.com/neighborhoods/hilltop, data as of September 20, 2026.
Last 30 days in Hilltop: 1 new listing (median asking $1,099,000). As of October 2, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Hilltop is a low-volume pocket of Naples, and the numbers reflect that directly. With only three closings in the window and a single active listing as of this snapshot, the median price of $534,000 and median price per square foot of $407.41 are useful directional signals but should be read as a small sample rather than a broad trend line.
The year-over-year figure, down 22.3%, is worth noting but again ties back to a handful of transactions rather than a deep pool of comparable sales. A median days-on-market figure of 109 suggests homes here are not moving quickly, which points to a market where pricing discipline and condition matter more than urgency on either side of the table.
The 60-Second Overview
Hilltop market snapshot (as of September 20, 2026): the median sale price is about $567K ($475 per sq ft over the trailing 12 months of closed sales), and a median 68 days on market for closed sales.
In ZIP 34103 (Naples), 489 homes closed in the last 12 months at a median of $1.34M ($804/sq ft), down 0.6% year over year, with a median 94 days on market. Right now 213 active and 37 pending listings — a soft market. See the live ZIP 34103 housing market and the Collier County market.
Hilltop is a small Naples community in Collier County where MLS activity has been thin, making each closing carry more weight in the numbers than it would in a higher-volume neighborhood.
Who Hilltop is best for.
Best for
- A buyer focused on this specific pocket of Naples who is flexible on timing and willing to act when the right listing appears.
- A buyer comfortable evaluating a single available property closely rather than shopping several comparable listings side by side.
- A seller who understands that with only a few recent closings, a well-supported, condition-based price is more important than matching a broad market average.
Probably not for
- A buyer who wants to compare multiple active listings within the same community before making a decision.
- A buyer working on a tight timeline, given the 109-day median days-on-market here.
- A seller expecting a fast sale cycle without accounting for the community's recent slower pace.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($567K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Gadsden County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Gadsden County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
10% of homes for sale in ZIP 34103 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Hilltop Market Scorecard
Hilltop is currently a balanced market., a median asking price of $1,099,000, and homes go under contract in about 3 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Hilltop, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Hilltop
Live MLS inventory for Hilltop. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Hilltop listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Hilltop Right Now (1)
All 1 active and pending Hilltop listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1128 Hilltop Dr · $1,099,000 · 4 bd / 3 ba · listed Sep 7, 2026 · listed by Premier Sotheby's Int'l Realty
The Hilltop buying strategy.
If we were buying in Hilltop today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hilltop.
A market defined by scarcity
With just one active listing at the time of this snapshot, Hilltop is not a community where a buyer can shop multiple options side by side. Anyone interested here should expect to move on what is available or wait for something new to surface, rather than compare several homes on the market at once.
The 109-day median days-on-market figure, combined with only three closings in the recent window, points to a slower sales cycle. That is not necessarily a red flag, but it does mean pricing a home accurately from day one matters more than in a fast-turnover market, and buyers should expect negotiating room to be shaped by each specific listing rather than by broad competitive pressure.
The location and the amenities are priced into every listing in Hilltop. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the value of local, transaction-level knowledge goes up, not down. With so few closings to draw on, we look closely at the specifics of each listing and each comparable sale rather than leaning on broad neighborhood averages that carry less weight when the sample size is small.
Hilltop in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hilltop buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hilltop sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hilltop, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hilltop home worth?
Get a no-obligation home value based on real comparable sales in Hilltop, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Recently off market in Hilltop
Homes in Hilltop that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1300 Hilltop Dr · off market
Frequently Asked Questions
What is the median home price in Hilltop?
How long do homes in Hilltop take to sell?
Who is the best real estate agent for Hilltop?
How do I find a top Naples real estate agent who knows Hilltop?
Can Momentum Realty connect me with an agent for Hilltop?
Where is Hilltop, and what county is it in?
Should you buy in Hilltop?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (36 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Hilltop fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Hilltop
- Home values · What homes in Hilltop actually sell for
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