Holiday Shores Estates in Miramar Beach

Holiday Shores Estates
Homes for Sale in Miramar Beach, FL

All 680 homes for sale in Miramar Beach, FL · median $659,000 · Walton County homes for sale

Community in Miramar Beach · Walton County · ZIP 32541
199 homesBuilt 1973–2024
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 17 closed sales in Holiday Shores Estates 3RD Addn in Miramar Beach, FL since 2001, the most recent in August 2026. Across Miramar Beach as a whole, 375 homes closed in the last 12 months at a median of $777,500, 108 median days on market, with 314 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $7,590 ($7,200 with the full homestead exemption).

HOLIDAY SHORES ESTATES 3RD ADDN key facts
LocationMiramar Beach, Walton County, FL · ZIP 32541, 32550
Homes in the community199 (FL DOR 2025 assessment roll)
Years built1973–2024 (median 1997.0)
Typical living area2,456 sq ft (median)
Amenities listed by sellersBoat Launch, Short Term Rental - Allowed
For sale right now0 active, 0 pending
Owner-occupied (homestead) share70%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “HOLIDAY SHORES ESTATES 3RD ADDN key facts,” movewithmomentum.com/neighborhoods/holiday-shores-estates-3rd-addn, data as of September 20, 2026.

Live · Holiday Shores Estates Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
70%
Owner-occupied · Holiday Shores Estates
142 of 202 parcels homesteaded (FL DOR 2025)
30%
Non-owner-occupied · Holiday Shores Estates
incl. 12% trust or LLC-held · 14% out-of-state
199
Homes in the community
plus 3 vacant residential lots · 202 residential parcels (FL DOR 2025)
Track record · 25 years of records
9
Recorded sales · 2024-2025
median $710K · qualified sales on the county roll (FL DOR 2025)
Est. 1973
Community established
homes built 1973-2024, median 1997 (FL DOR 2025)
1.0%/yr
Turnover rate
about 2 of 199 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and lot, not by a uniform product. With homes built anywhere from 1973 to 2024 and a median build year around 1997, you are looking at a street-by-street mix of original older houses, mid-life updates, and newer infill. That spread means the number on any given listing tells you as much about renovation status as about location.

Supply is thin. With just one active listing against 201 homes and a homestead share above 70 percent, most owners are living in place rather than trading. For a seller, that scarcity is leverage on a well-prepared home. For a buyer, it means patience and readiness to move when the right house lists, because you may not get a second comparable option quickly.

Nearby homes for sale

No active listings inside HOLIDAY SHORES ESTATES 3RD ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

202 Shore Drive
$5.55M · 0.1 mi away
4 bd · 4 ba
202 Shore Drive
Listed by The Premier Property Group
82 Hidden Harbor Lane
$415K · 0.2 mi away
2 bd · 2.5 ba
82 Hidden Harbor Lane
Listed by Realty ONE Group Emerald Coast
92 Mariner Way
$680K · 0.2 mi away
3 bd · 2 ba
92 Mariner Way
Listed by Emerald Gulf Realty
644 Bayshore Drive
$2.80M · 0.3 mi away
4 bd · 4 ba
644 Bayshore Drive
Listed by The Premier Property Group
49 Hidden Harbor Lane
$499K · 0.3 mi away
3 bd · 2 ba
49 Hidden Harbor Lane
Listed by Scenic Sotheby's International Realty
409 Shore Drive
$800K · 0.3 mi away
3 bd · 2 ba
409 Shore Drive
Listed by ERA American Real Estate

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Holiday Shores Estates 3rd Addn is an established Miramar Beach pocket in Walton County where an owner-occupied majority and a five-decade span of build years produce a genuine range of home types on a small number of turns each year.

Emerald Coast MLS sales records identify 91 homes in HOLIDAY SHORES ESTATES that have changed hands since 2001, built between 1977 and 2022 (median 1998), with a median living area of about 2,064 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 9 qualified sales in HOLIDAY SHORES ESTATES across 2024–2025 (4 in 2024, 5 in 2025), median $710,100 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a settled Miramar Beach location who value owner-occupied stability over turnover
  • Buyers comfortable evaluating an older or updated home on its own condition rather than a spec-house standard
  • Patient buyers who can act decisively when a rare listing hits the market

Probably not for

  • Buyers who need amenity-driven community features like a pool or clubhouse
  • Buyers who want many active listings to compare side by side before deciding
  • Buyers unwilling to budget for updates on an older home in the range

The market around Holiday Shores Estates

Holiday Shores Estates is too small for its own price trend, so here is the market around it.

In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Miramar Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32541 (Miramar Beach), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Holiday Shores Estates specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in HOLIDAY SHORES ESTATES 3RD ADDN, Miramar Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Holiday Shores Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Holiday Shores Estates.

Best Buy
Buyers who want an established Miramar Beach address and will underwrite condition house by house.
Biggest Risk
Thin inventory means limited choice and little room to comparison-shop at any one time.
Sweet Spot
An updated home in the newer half of the build range, priced to its true condition.
Avoid If
You need shared amenities or a wide selection of homes to tour on your timeline.

A condition-driven resale market

The defining feature is age diversity. A median build year near 1997, bracketed by homes from 1973 through 2024, tells you buyers should underwrite each house on its own merits: roof, systems, and whether prior owners modernized or left the home largely original. A median living area around 2,443 square feet points to real, usable floor plans rather than compact cottages, but square footage alone will not tell you what you are paying for.

No community amenities surface in current MLS listings, so value rests on the house and its position within Miramar Beach rather than on shared facilities. With homestead ownership above 70 percent, turnover is measured; the one active listing at this snapshot underscores how little inventory reaches the open market at any given time.

“

The location and the amenities are priced into every listing in Holiday Shores Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-inventory pocket where pricing hinges on condition and build era, the work is comparing houses that are not really alike. We track what actually lists and closes here, read each home's updates against its 1973-to-2024 age range, and help you separate a renovated house from an original one before you commit. When one listing at a time is the norm, being ready with an informed number matters more than casual browsing.

Holiday Shores Estates in 15 seconds.

Best forBuyers who want an established Miramar Beach address and will underwrite condition house by house.
Biggest advantageA predominantly owner-occupied street with usable floor plans and a genuine mix of build eras.
Biggest riskThin inventory means limited choice and little room to comparison-shop at any one time.
Sweet spotAn updated home in the newer half of the build range, priced to its true condition.
Avoid ifYou need shared amenities or a wide selection of homes to tour on your timeline.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Holiday Shores Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Holiday Shores Estates.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Holiday Shores Estates sales matched to your home.

What is your Holiday Shores Estates home worth?

Get a no-obligation home value based on real comparable sales in Holiday Shores Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Miramar Beach →

Real comps, not an automated estimate.

Recently off market in HOLIDAY SHORES ESTATES 3RD ADDN

Homes in HOLIDAY SHORES ESTATES 3RD ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,772/mo
Walton County typical true cost to own
$162/mo
Walton County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Holiday Shores Estates?
The Florida DOR 2025 assessment roll shows 199 homes plus 3 vacant residential lots in Holiday Shores Estates (public records).
What share of Holiday Shores Estates is owner-occupied?
70% of Holiday Shores Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Holiday Shores Estates built?
Homes in Holiday Shores Estates were built between 1973 and 2024, with a median year built of 1997.0 (FL DOR 2025 roll).
Who is the best real estate agent for Holiday Shores Estates?
The best agent for Holiday Shores Estates is one who actively works Miramar Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Holiday Shores Estates.
How do I find a top Miramar Beach real estate agent who knows Holiday Shores Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Holiday Shores Estates and the wider Miramar Beach area.
Can Momentum Realty connect me with an agent for Holiday Shores Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Holiday Shores Estates purchase or sale - no call center and no pressure.
Where is Holiday Shores Estates, and what county is it in?
Holiday Shores Estates is in Miramar Beach, Walton County, FL, ZIP codes 32541, 32550. The community's center is about 10 miles west of the center of Miramar Beach (straight-line).
Buyers targeting a settled Miramar Beach location who value owner-occupied stability over turnoverExcellent fit
Buyers comfortable evaluating an older or updated home on its own condition rather than a spec-house standardExcellent fit
Patient buyers who can act decisively when a rare listing hits the marketExcellent fit
Buyers who need amenity-driven community features like a pool or clubhouseProbably not
Buyers who want many active listings to compare side by side before decidingProbably not
Buyers unwilling to budget for updates on an older home in the rangeProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32541/32550))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2001 (17 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in HOLIDAY SHORES ESTATES 3RD ADDN? 2 recorded closings (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Holiday Shores Estates with Momentum Realty’s local guides.

Dorothy Bowen Estates0.1 mi away · 21 homes, built 1997–11BBBay Bridge Landing (Okaloosa)0.2 mi awayHidden Harbor Estates0.2 mi away · 41 homes, built 1979–24, 2 for saleBay Bridge Landing0.2 mi away · 138 homes, built 1956–24Holiday Shores Estates0.3 mi away · 289 homes, built 1947–24, 1 for saleFrangista Beach0.3 mi away · median $1.15M, 5 sales/12 moFrangista Beach0.4 mi away · 71 homes, built 2014–23, 1 for saleBayshore Pines0.4 mi away · 8 homes, built 2007–20

Browse all neighborhood guides →

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