Holiday Shores Estates 3rd
Homes for Sale in Miramar Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS

Price here is driven by condition and lot, not by a uniform product. With homes built anywhere from 1973 to 2024 and a median build year around 1997, you are looking at a street-by-street mix of original older houses, mid-life updates, and newer infill. That spread means the number on any given listing tells you as much about renovation status as about location.
Supply is thin. With just one active listing against 201 homes and a homestead share above 70 percent, most owners are living in place rather than trading. For a seller, that scarcity is leverage on a well-prepared home. For a buyer, it means patience and readiness to move when the right house lists, because you may not get a second comparable option quickly.
The 60-Second Overview
Holiday Shores Estates 3rd Addn is an established Miramar Beach pocket in Walton County where an owner-occupied majority and a five-decade span of build years produce a genuine range of home types on a small number of turns each year.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Holiday Shores Estates 3rd is best for.
Best for
- Buyers targeting a settled Miramar Beach location who value owner-occupied stability over turnover
- Buyers comfortable evaluating an older or updated home on its own condition rather than a spec-house standard
- Patient buyers who can act decisively when a rare listing hits the market
Probably not for
- Buyers who need amenity-driven community features like a pool or clubhouse
- Buyers who want many active listings to compare side by side before deciding
- Buyers unwilling to budget for updates on an older home in the range
The market around Holiday Shores Estates 3rd
Holiday Shores Estates 3rd is too small for its own price trend, so here is the market around it.
In ZIP 32541, 886 homes are on the market and 15% are under contract — a slower corner of Miramar Beach.
Across Walton County, 3,587 homes are active and 907 pending (20% under contract).
ZIP and county figures describe the wider market, not Holiday Shores Estates 3rd specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in HOLIDAY SHORES ESTATES 3RD ADDN, Miramar Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Holiday Shores Estates 3rd buying strategy.
If we were buying in Holiday Shores Estates 3rd today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Holiday Shores Estates 3rd.
A condition-driven resale market
The defining feature is age diversity. A median build year near 1997, bracketed by homes from 1973 through 2024, tells you buyers should underwrite each house on its own merits: roof, systems, and whether prior owners modernized or left the home largely original. A median living area around 2,443 square feet points to real, usable floor plans rather than compact cottages, but square footage alone will not tell you what you are paying for.
No community amenities surface in current MLS listings, so value rests on the house and its position within Miramar Beach rather than on shared facilities. With homestead ownership above 70 percent, turnover is measured; the one active listing at this snapshot underscores how little inventory reaches the open market at any given time.
The location and the amenities are priced into every listing in Holiday Shores Estates 3rd. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-inventory pocket where pricing hinges on condition and build era, the work is comparing houses that are not really alike. We track what actually lists and closes here, read each home's updates against its 1973-to-2024 age range, and help you separate a renovated house from an original one before you commit. When one listing at a time is the norm, being ready with an informed number matters more than casual browsing.
Holiday Shores Estates 3rd in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Holiday Shores Estates 3rd buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Holiday Shores Estates 3rd sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Holiday Shores Estates 3rd, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Holiday Shores Estates 3rd home worth?
Get a no-obligation home value based on real comparable sales in Holiday Shores Estates 3rd, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Holiday Shores Estates 3rd on the map →
Should you buy in Holiday Shores Estates 3rd?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Holiday Shores Estates 3rd with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2001 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how HOLIDAY SHORES ESTATES 3RD ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
HOLIDAY SHORES ESTATES 3RD ADDN Market Scorecard
HOLIDAY SHORES ESTATES 3RD ADDN is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32550 ZIP is $653,669, about 36.1% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
