Kambridge Ph 01 & 02
Homes for Sale in Lutz, FL

Community in Lutz · Hillsborough County
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data20 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

There is not enough active listing data in Kambridge Ph 01 & 02 right now to draw a pricing picture with any confidence. That in itself is a signal: inventory here is thin at the moment, which means a motivated buyer may have few homes to compare and a seller may face less direct competition than in a larger, more liquid subdivision.

Until more listings surface, pricing conversations here have to be handled home by home, anchored to comparable sales in the surrounding Lutz market rather than to a community-level median. That is a normal condition for a smaller, established subdivision between active resale cycles, not a red flag on its own.

Best for

  • A buyer set on the Lutz area who is flexible on timing and willing to act when a home in Kambridge does come to market
  • A buyer comfortable evaluating a single home on its own condition and comps rather than a community-wide price trend
  • An investor or move-up buyer already tracking Hillsborough County inventory who wants a broker watching a specific subdivision for new activity

Probably not for

  • A buyer who wants to tour multiple active listings within the same community before choosing
  • Anyone relying on a published community amenity package as part of the decision
  • A buyer who needs a current median price point to benchmark an offer before more listings surface

The market around Kambridge Ph 01 & 02

Kambridge Ph 01 & 02 is too small for its own price trend, so here is the market around it.

Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Kambridge Ph 01 & 02 specifically. Momentum Research analysis of MLS records.

If we were buying in Kambridge Ph 01 & 02 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kambridge Ph 01 & 02.

Best Buy
Best for a buyer targeting Lutz specifically who is comfortable evaluating a home on its own merits without a deep pool of active comparables.
Biggest Risk
The risk is limited data: with few or no current listings, pricing and condition benchmarks have to come from outside the community.
Sweet Spot
The sweet spot is a buyer or seller willing to work off recent area sales rather than a live community median.
Avoid If
Avoid if you need a wide on-market selection to compare before deciding.

A quiet subdivision with no current MLS story

There is no amenity package showing up in current listings for Kambridge Ph 01 & 02, and no active pricing pattern to describe. That does not mean the community lacks structure or character, only that the present MLS snapshot does not give us enough to characterize it beyond location.

For a buyer, that means groundwork has to happen the old-fashioned way: pulling recent closed sales in the immediate area, walking the streets, and evaluating individual homes on their own condition and lot rather than leaning on a community average that does not currently exist in the data.

The location and the amenities are priced into every listing in Kambridge Ph 01 & 02. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a subdivision with little current MLS activity, the value of a broker is in knowing where to look beyond the live listing sheet, pulling closed comparables, watching for new listings as they hit, and giving you a straight read on whether a given home is priced to the immediate area rather than to a citywide average.

Kambridge Ph 01 & 02 in 15 seconds.

Best forBest for a buyer targeting Lutz specifically who is comfortable evaluating a home on its own merits without a deep pool of active comparables.
Biggest advantageThe advantage right now is low visible competition among active listings.
Biggest riskThe risk is limited data: with few or no current listings, pricing and condition benchmarks have to come from outside the community.
Sweet spotThe sweet spot is a buyer or seller willing to work off recent area sales rather than a live community median.
Avoid ifAvoid if you need a wide on-market selection to compare before deciding.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kambridge Ph 01 & 02 sales matched to your home.

What is your Kambridge Ph 01 & 02 home worth?

Get a no-obligation home value based on real comparable sales in Kambridge Ph 01 & 02, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Kambridge Ph 01 & 02 on the map →

Real comps, not an automated estimate.
A buyer set on the Lutz area who is flexible on timing and willing to act when a home in Kambridge does come to marketExcellent fit
A buyer comfortable evaluating a single home on its own condition and comps rather than a community-wide price trendExcellent fit
An investor or move-up buyer already tracking Hillsborough County inventory who wants a broker watching a specific subdivision for new activityExcellent fit
A buyer who wants to tour multiple active listings within the same community before choosingProbably not
Anyone relying on a published community amenity package as part of the decisionProbably not
A buyer who needs a current median price point to benchmark an offer before more listings surfaceProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2006 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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