Simmons Crystal Lake
Homes for Sale in Lutz, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 4 closed sales in Simmons Crystal Lake in Lutz, FL since 2016, the most recent in April 2026. Across Lutz as a whole, 318 homes closed in the last 12 months at a median of $475,000, 41 median days on market, with 72 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $7,470 ($6,850 with the full homestead exemption).
Simmons Crystal Lake is a small enough market inside Hillsborough's Lutz submarket that current MLS activity does not give us a reliable read on pricing or pace. That is worth saying plainly rather than papering over with a number that is not actually there.
For now, a buyer or seller here should treat this as a name-and-location story rather than a stats story: Lutz positioning matters, but any pricing conversation needs to happen listing by listing, against comparable homes nearby, not against a community-wide figure we do not have yet.
The 60-Second Overview
Simmons Crystal Lake sits within Lutz in Hillsborough County; current MLS data does not show enough listing activity to characterize typical pricing or amenities with confidence.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Simmons Crystal Lake is best for.
Best for
- A buyer who already has a specific listing in Simmons Crystal Lake in mind and wants it priced against real comparables
- A seller who wants a property-specific pricing strategy rather than a community-average approach
- A buyer comfortable making decisions with limited community-level data and a strong focus on the individual home
Probably not for
- A buyer who wants a documented amenity package before deciding
- A buyer who needs a clear median-price and days-on-market trend to anchor an offer
- A buyer set on comparing this community against others using published community-wide statistics
The market around Simmons Crystal Lake
Simmons Crystal Lake is too small for its own price trend, so here is the market around it.
In ZIP 33548, 32 homes are on the market and 34% are under contract — a fast-moving corner of Lutz.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
ZIP and county figures describe the wider market, not Simmons Crystal Lake specifically. Momentum Research analysis of MLS records.
The Simmons Crystal Lake buying strategy.
If we were buying in Simmons Crystal Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Simmons Crystal Lake.
A thin data community, by the numbers
Some communities in this size range simply do not generate enough MLS turnover at any given moment to support a confident read on price, pace, or condition mix. Simmons Crystal Lake is currently in that category: no community amenities are identified from current listings, and there is no reliable pricing signal to report.
That does not mean the community is not worth evaluating, only that the evaluation needs to happen at the property level. A buyer interested here should expect the conversation to center on the specific home, its lot, its condition, and its position relative to other Lutz inventory, rather than on a community median.
The location and the amenities are priced into every listing in Simmons Crystal Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community's MLS footprint is this light, the value of local, listing-by-listing analysis goes up, not down. We will not hand you a stat that does not exist; we will walk the actual comparables in Lutz and Hillsborough County with you and tell you what the current listing is really worth against them.
Simmons Crystal Lake in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Simmons Crystal Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Simmons Crystal Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Simmons Crystal Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Simmons Crystal Lake home worth?
Get a no-obligation home value based on real comparable sales in Simmons Crystal Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lutz →
Should you buy in Simmons Crystal Lake?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Simmons Crystal Lake with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Simmons Crystal Lake fits the bigger picture — live prices, inventory, and Momentum Scores:
Simmons Crystal Lake Market Scorecard
Simmons Crystal Lake is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33548 ZIP is $680,300, about 9.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.