Kambridge
Homes for Sale in Lutz, FL
All 251 homes for sale in Lutz, FL · median $525,000 · 29 homes for sale in 33548 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 11 closed sales in Kambridge Sub Ph I in Lutz, FL since 2015, the most recent in November 2025. Across Lutz as a whole, 372 homes closed in the last 12 months at a median of $475,000, 40 median days on market, with 108 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $7,470 ($6,850 with the full homestead exemption).
Kambridge Ph I is a small, built-out pocket of Lutz — 35 homes total, so this market moves on individual sales, not statistical trends. With only one closing in the most recent window, there is not enough transaction volume to draw a pricing curve; each sale here is its own data point, largely shaped by lot, updates, and floor plan rather than by a broader market direction.
What stands out is scale and stability. Median living area runs to 3,075 square feet, meaningfully larger than typical subdivision product, and homestead share sits at 97.1% — a strong signal that these are long-held primary residences rather than investment or rotating-tenant inventory. For a buyer, that means fewer listings to choose from at any given time, but the ones that come up tend to be owner-maintained rather than flipped.
Nearby homes for sale
No active listings inside KambridgeHomes for Sale in Lutz, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Built out between 1979 and 2000 with a median build year of 1997, Kambridge Ph I is a mature, established section of Lutz offering larger-footprint homes on a fixed, small lot count — there is no active new construction pipeline here, so inventory is entirely resale.
Stellar MLS sales records identify 18 homes in Kambridge that have changed hands since 2005, built between 1979 and 1999 (median 1996), with a median living area of about 2,624 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Kambridge is best for.
Best for
- Buyers wanting a larger home (median living area over 3,000 sq ft) in an established, built-out subdivision.
- Buyers comfortable waiting for the right listing in a low-turnover, low-inventory community.
- Buyers who prioritize house and lot over structured community amenities.
Probably not for
- Buyers who want a clubhouse, pool, or other organized community amenities as part of the purchase.
- Buyers who need a wide active inventory to compare multiple homes before deciding.
- Buyers hoping to move quickly on a tight timeline in a market with very few annual closings.
The market around Kambridge
Kambridge is too small for its own price trend, so here is the market around it.
In ZIP 33548, 32 homes are on the market and 34% are under contract — a fast-moving corner of Lutz.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
In ZIP 33548 (Lutz), 901 homes closed in the last 12 months at a median of $415K ($242/sq ft), up 3.4% year over year, with a median 28 days on market. Right now 8 active and 4 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 33548 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Kambridge specifically. Momentum Research analysis of MLS records.
Recent Developments in Kambridge Ph I
Development, infrastructure, retail, and school activity affecting Kambridge Ph I, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 20 miles south of Kambridge Ph I, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Development
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 15 miles south of Kambridge Ph I, elsewhere in Hillsborough County.
Source: City of Tampa - July 2026Builder Activity
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 17 miles south of Kambridge Ph I, elsewhere in Hillsborough County.
Source: Bay News 9 - April 2026Development
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 4 miles north of Kambridge Ph I.
Source: Tampa Bay Times - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 6 miles northwest of Kambridge Ph I.
Source: WUSF - January 2026Development
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 6 miles east of Kambridge Ph I.
Source: HCO News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Kambridge buying strategy.
If we were buying in Kambridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kambridge.
A small, established footprint
This is not a subdivision where you shop a dozen active listings and compare finish levels side by side. At 35 total homes, Kambridge Ph I trades infrequently, and the single closing in the latest window underscores that reality — buyers need to be ready to act when something surfaces rather than expecting a steady drip of new listings.
The homes themselves skew larger, with a median living area above 3,000 square feet, and were built across a two-decade span ending in 2000. Current MLS listings show no identified community amenities, so this reads as a straightforward residential subdivision rather than an amenity-driven community — value here is about the house and lot, not a clubhouse or pool package.
The location and the amenities are priced into every listing in Kambridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, the deal often turns on off-market conversations, timing, and knowing which of the 35 homes has changed hands recently — not on scrolling a big active inventory. We track closings here as they happen and can help buyers and sellers move decisively when the rare listing appears, and price it against the handful of comparable sales that actually apply, not a generic Lutz average.
Kambridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Kambridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kambridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kambridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kambridge home worth?
Get a no-obligation home value based on real comparable sales in Kambridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lutz →
Should you buy in Kambridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Kambridge
Where is Kambridge?
Kambridge is a community in Lutz, Hillsborough County, Florida, ZIP 33548.
Are there homes for sale in Kambridge right now?
No active listings inside Kambridge at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Kambridge have an HOA or CDD?
No HOA is on record for Kambridge in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Lutz (Pasco) & Tampa North / Pasco County guides
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