Kambridge Sub Ph I
Homes for Sale in Lutz, FL
True comps, carrying-cost math, and listings before the portals.
Kambridge Sub Ph I is a small, built-out pocket of Lutz — 35 homes total, so this market moves on individual sales, not statistical trends. With only one closing in the most recent window, there is not enough transaction volume to draw a pricing curve; each sale here is its own data point, largely shaped by lot, updates, and floor plan rather than by a broader market direction.
What stands out is scale and stability. Median living area runs to 3,075 square feet, meaningfully larger than typical subdivision product, and homestead share sits at 97.1% — a strong signal that these are long-held primary residences rather than investment or rotating-tenant inventory. For a buyer, that means fewer listings to choose from at any given time, but the ones that come up tend to be owner-maintained rather than flipped.
Who Kambridge Sub Ph I is best for.
Best for
- Buyers wanting a larger home (median living area over 3,000 sq ft) in an established, built-out subdivision.
- Buyers comfortable waiting for the right listing in a low-turnover, low-inventory community.
- Buyers who prioritize house and lot over structured community amenities.
Probably not for
- Buyers who want a clubhouse, pool, or other organized community amenities as part of the purchase.
- Buyers who need a wide active inventory to compare multiple homes before deciding.
- Buyers hoping to move quickly on a tight timeline in a market with very few annual closings.
The market around Kambridge Sub Ph I
Kambridge Sub Ph I is a small community — 4 recorded sales on file, most recently in 2022 — too few for its own price trend. Here is the market around it.
Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Kambridge Sub Ph I specifically. Momentum Research analysis of MLS records.
The Kambridge Sub Ph I buying strategy.
If we were buying in Kambridge Sub Ph I today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kambridge Sub Ph I.
A small, established footprint
This is not a subdivision where you shop a dozen active listings and compare finish levels side by side. At 35 total homes, Kambridge Sub Ph I trades infrequently, and the single closing in the latest window underscores that reality — buyers need to be ready to act when something surfaces rather than expecting a steady drip of new listings.
The homes themselves skew larger, with a median living area above 3,000 square feet, and were built across a two-decade span ending in 2000. Current MLS listings show no identified community amenities, so this reads as a straightforward residential subdivision rather than an amenity-driven community — value here is about the house and lot, not a clubhouse or pool package.
The location and the amenities are priced into every listing in Kambridge Sub Ph I. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, the deal often turns on off-market conversations, timing, and knowing which of the 35 homes has changed hands recently — not on scrolling a big active inventory. We track closings here as they happen and can help buyers and sellers move decisively when the rare listing appears, and price it against the handful of comparable sales that actually apply, not a generic Lutz average.
Kambridge Sub Ph I in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Kambridge Sub Ph I buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kambridge Sub Ph I sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kambridge Sub Ph I, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kambridge Sub Ph I home worth?
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Recent Developments in Kambridge Sub Ph I
Development, infrastructure, retail, and school activity affecting Kambridge Sub Ph I, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 20 miles south of Kambridge Sub Ph I, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Development
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 15 miles south of Kambridge Sub Ph I, elsewhere in Hillsborough County.
Source: City of Tampa - July 2026Builder Activity
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 17 miles south of Kambridge Sub Ph I, elsewhere in Hillsborough County.
Source: Bay News 9 - April 2026Development
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 4 miles north of Kambridge Sub Ph I.
Source: Tampa Bay Times - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 6 miles northwest of Kambridge Sub Ph I.
Source: WUSF - January 2026Development
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 6 miles east of Kambridge Sub Ph I.
Source: HCO News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Kambridge Sub Ph I?
What share of Kambridge Sub Ph I is owner-occupied?
When were the homes in Kambridge Sub Ph I built?
Do cash buyers compete in Kambridge Sub Ph I?
Who is the best real estate agent for Kambridge Sub Ph I?
How do I find a top Lutz real estate agent who knows Kambridge Sub Ph I?
Can Momentum Realty connect me with an agent for Kambridge Sub Ph I?
Should you buy in Kambridge Sub Ph I?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 33548)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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