Kambridge
Homes for Sale in Lutz, FL

All 308 homes for sale in Lutz, FL · median $484,000 · 25 homes for sale in 33548 · Hillsborough County homes for sale

Community in Lutz · Hillsborough County · ZIP 33548
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Built fromLive Stellar MLS data11 years of closingsUpdated twice daily

Kambridge Sub Ph I is a community in Lutz, Hillsborough County, FL. Across Lutz as a whole, 753 homes closed in the last 12 months at a median of $509,000, 41 median days on market, with 269 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $8,010 ($7,380 with the full homestead exemption).

Live · Kambridge Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 21, 2026

Kambridge Ph I is a small, built-out pocket of Lutz — 35 homes total, so this market moves on individual sales, not statistical trends. With only one closing in the most recent window, there is not enough transaction volume to draw a pricing curve; each sale here is its own data point, largely shaped by lot, updates, and floor plan rather than by a broader market direction.

What stands out is scale and stability. Median living area runs to 3,075 square feet, meaningfully larger than typical subdivision product, and homestead share sits at 97.1% — a strong signal that these are long-held primary residences rather than investment or rotating-tenant inventory. For a buyer, that means fewer listings to choose from at any given time, but the ones that come up tend to be owner-maintained rather than flipped.

Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside KambridgeHomes for Sale in Lutz, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

17718 CRYSTAL COVE PLACE
$537K · 0.3 mi away
4 bd · 2.5 ba · 2,566 sqft
17718 CRYSTAL COVE PLACE
Listed by OPENDOOR BROKERAGE LLC
708 WARREN ROAD
$974K · 0.5 mi away
5 bd · 3 ba · 3,889 sqft
708 WARREN ROAD
Listed by VAN WERT REAL ESTATE SVCS.,LLC
17919 CLEAR LAKE DRIVE
$850K · 0.6 mi away
4 bd · 3 ba · 2,845 sqft
17919 CLEAR LAKE DRIVE
Listed by AGILE GROUP REALTY
17403 ESTES ROAD
$470K · 0.7 mi away
3 bd · 2 ba · 1,920 sqft
17403 ESTES ROAD
Listed by SAVVY AVENUE, LLC
17314 SAN ARINGO PLACE
$1.50M · 0.7 mi away
5 bd · 3.5 ba · 3,820 sqft
17314 SAN ARINGO PLACE
Listed by COLDWELL BANKER REALTY
17220 ESTES ROAD
$945K · 0.8 mi away
6 bd · 3 ba · 3,808 sqft
17220 ESTES ROAD
Listed by BHHS FLORIDA PROPERTIES GROUP

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Built out between 1979 and 2000 with a median build year of 1997, Kambridge Ph I is a mature, established section of Lutz offering larger-footprint homes on a fixed, small lot count — there is no active new construction pipeline here, so inventory is entirely resale.

Stellar MLS sales records identify 18 homes in Kambridge that have changed hands since 2005, built between 1979 and 1999 (median 1996), with a median living area of about 2,624 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers wanting a larger home (median living area over 3,000 sq ft) in an established, built-out subdivision.
  • Buyers comfortable waiting for the right listing in a low-turnover, low-inventory community.
  • Buyers who prioritize house and lot over structured community amenities.

Probably not for

  • Buyers who want a clubhouse, pool, or other organized community amenities as part of the purchase.
  • Buyers who need a wide active inventory to compare multiple homes before deciding.
  • Buyers hoping to move quickly on a tight timeline in a market with very few annual closings.

The market around Kambridge

Kambridge is too small for its own price trend, so here is the market around it.

In ZIP 33548, 32 homes are on the market and 34% are under contract — a fast-moving corner of Lutz.

Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).

In ZIP 33548 (Lutz), 901 homes closed in the last 12 months at a median of $415K ($242/sq ft), up 3.4% year over year, with a median 28 days on market. Right now 8 active and 4 pending listings. See the live ZIP 33548 housing market and the Hillsborough County market.

ZIP and county figures describe the wider market, not Kambridge specifically. Momentum Research analysis of MLS records.

If we were buying in Kambridge today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kambridge.

Best Buy
Buyers looking for a larger-footprint resale home in an established Lutz subdivision without amenity fees.
Biggest Risk
Extremely thin volume — only one closing in the latest window — means limited comparables and inventory to choose from.
Sweet Spot
Move-in-ready or updated homes near the median build year of 1997 tend to show the most consistent buyer interest.
Avoid If
You want an active amenity package (pool, clubhouse) or a wide selection of listings to compare at once.

A small, established footprint

This is not a subdivision where you shop a dozen active listings and compare finish levels side by side. At 35 total homes, Kambridge Ph I trades infrequently, and the single closing in the latest window underscores that reality — buyers need to be ready to act when something surfaces rather than expecting a steady drip of new listings.

The homes themselves skew larger, with a median living area above 3,000 square feet, and were built across a two-decade span ending in 2000. Current MLS listings show no identified community amenities, so this reads as a straightforward residential subdivision rather than an amenity-driven community — value here is about the house and lot, not a clubhouse or pool package.

“

The location and the amenities are priced into every listing in Kambridge. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small, the deal often turns on off-market conversations, timing, and knowing which of the 35 homes has changed hands recently — not on scrolling a big active inventory. We track closings here as they happen and can help buyers and sellers move decisively when the rare listing appears, and price it against the handful of comparable sales that actually apply, not a generic Lutz average.

Kambridge in 15 seconds.

Best forBuyers looking for a larger-footprint resale home in an established Lutz subdivision without amenity fees.
Biggest advantageVery high owner-occupancy (97.1% homestead share) points to a stable, long-held housing stock rather than turnover-heavy inventory.
Biggest riskExtremely thin volume — only one closing in the latest window — means limited comparables and inventory to choose from.
Sweet spotMove-in-ready or updated homes near the median build year of 1997 tend to show the most consistent buyer interest.
Avoid ifYou want an active amenity package (pool, clubhouse) or a wide selection of listings to compare at once.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Kambridge homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Kambridge.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kambridge sales matched to your home.

What is your Kambridge home worth?

Get a no-obligation home value based on real comparable sales in Kambridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Lutz →

Real comps, not an automated estimate.
Buyers wanting a larger home (median living area over 3,000 sq ft) in an established, built-out subdivision.Excellent fit
Buyers comfortable waiting for the right listing in a low-turnover, low-inventory community.Excellent fit
Buyers who prioritize house and lot over structured community amenities.Excellent fit
Buyers who want a clubhouse, pool, or other organized community amenities as part of the purchase.Probably not
Buyers who need a wide active inventory to compare multiple homes before deciding.Probably not
Buyers hoping to move quickly on a tight timeline in a market with very few annual closings.Probably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2015 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Kambridge Sub Ph I

Development, infrastructure, retail, and school activity affecting Kambridge Sub Ph I, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Infrastructure

    Temple Terrace council picks fourth speed hump over roundabout on Sunnyside Road

    On Oct. 20 the council unanimously rejected a $311,000 mini roundabout at Shadow Lane and a $550,000 T-intersection at Brentwood Drive. It chose a fourth speed hump and permanent replacements for three removable humps, about $25,000, between Bullard Parkway and South Riverhills Drive. The city had budgeted $500,000 and no construction date is set.

    What it may mean for the marketThe lower-cost option keeps Sunnyside Road's layout unchanged and leaves most of the budgeted funds unspent. The project is about 14 miles south of Kambridge Sub Ph I, elsewhere in Hillsborough County.

    Source: Tampa Bay Beacons
  2. October 2026
    Parks & Amenities

    Tampa begins public input on nearly 60 acre K-Bar Ranch park in New Tampa

    The city held its first public meeting Oct. 15 on an $8 million park of nearly 60 acres south of Mistflower Lane near the Pasco line. Residents favored paths, nature areas and flexible green space, and a multi-purpose field is proposed. Skanska is the design-builder with design estimated at 10 to 12 months.

    What it may mean for the marketThe planned park would add trails and open space for the northern New Tampa area, with design still under way. The project is about 7 miles southeast of Kambridge Sub Ph I, elsewhere in Hillsborough County.

    Source: Tampa Bay Beacons
  3. October 2026
    Retail & Dining

    Hobby Lobby coming to Carrollwood Commons on North Dale Mabry

    County records show a 49,106 square foot Hobby Lobby planned at Carrollwood Commons on North Dale Mabry Highway, with coming soon signs posted. No opening date has been announced and the company had not commented.

    What it may mean for the marketA large craft retailer would add a destination store to the Dale Mabry shopping corridor in northwest Tampa. The project is about 12 miles south of Kambridge Sub Ph I, elsewhere in Hillsborough County.

    Source: Tampa Bay Beacons
  4. April 2026
    Development

    New mixed-use development planned on State Road 52 in central Pasco

    A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.

    What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 4 miles north of Kambridge Sub Ph I.

    Source: Tampa Bay Times
  5. January 2026
    Development

    Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco

    Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.

    What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 6 miles northwest of Kambridge Sub Ph I.

    Source: WUSF
  6. January 2026
    Development

    Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel

    Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.

    What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 6 miles east of Kambridge Sub Ph I.

    Source: HCO News

Development alerts for Kambridge Sub Ph IGet a short monthly email when something new is approved, funded, or opens near Kambridge Sub Ph I.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Thinking of selling in Kambridge Sub Ph I? 1 recorded closings (window ending 2026-09-20). See the Hillsborough County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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Ask an agent about Kambridge

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Kambridge will answer, and the answer is published on this page for the next buyer.

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Common questions about Kambridge

Where is Kambridge?

Kambridge is a community in Lutz, Hillsborough County, Florida, ZIP 33548.

Are there homes for sale in Kambridge right now?

No active listings inside Kambridge at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Kambridge have an HOA or CDD?

No HOA is on record for Kambridge in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Lutz (Pasco) & Tampa North / Pasco County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.

Kambridge key facts
LocationLutz, Hillsborough County, FL · ZIP 33548
Homes in the community35 (FL DOR 2025 assessment roll)
Years built1979–2000 (median 1997)
Typical living area3,075 sq ft (median)
Owner-occupied (homestead) share97%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Kambridge key facts,” movewithmomentum.com/neighborhoods/kambridge-sub-ph-i, data as of September 20, 2026.

Nearby Communities

Explore more neighborhoods near Kambridge with Momentum Realty’s local guides.

MSMarilyn Shores0.2 mi away · 52 homes, built 1962–20SCSimmons Crystal Lake0.3 mi away · 38 homes, built 1938–23CCoventry0.4 mi away · 17 homes, built 1980–94CLCrystal Lakes View0.4 mi away · 52 homes, built 1945–22BSBrant Shores0.5 mi away · 76 homes, built 1970–23, 1 for saleKGKingsborough Gardens0.5 mi away · 12 homes, built 1965–00, 1 for saleCrystal Lakes0.5 mi away · 53 homes, built 1973–23, 3 for sale

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