Mill Creek
Homes for Sale in St. Augustine, FL
All 1,143 homes for sale in St. Augustine, FL · median $479,990 · 405 homes for sale in 32092 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 59 closed sales in Mill Creek in St. Augustine, FL since 2001, the most recent in July 2026. Recorded prices across those 54 sales ran from $37,500 to $875,000 (median $370,000), on homes of 800 to 3,877 sq ft. Across St. Augustine as a whole, 2,438 homes closed in the last 12 months at a median of $445,000, 48 median days on market, with 692 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $4,980 ($4,460 with the full homestead exemption).
Villages & sections of Mill Creek
Mill Creek in St. Augustine, FL is a master-planned community recorded as 3 named villages and sections in the MLS; 1 home is for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Mill Creek Pines · 1 for sale
- Mill Creek Acres
- Mill Creek Estates
Mill Creek sits in St. Augustine, in St. Johns County, and the price story here is driven less by any single metric than by home condition and specifics. Because we have no recent closings in the current window, there is no fresh sold data to anchor a number to — so treat any pricing conversation as one that has to be built from the individual property, not from a running average.
For a buyer, the practical read is that you should underwrite each listing on its own merits: condition, updates, lot, and how long it has actually sat. For a seller, the absence of a steady closing cadence means pricing has to be defended with comparable evidence and a clear-eyed view of the home itself, not a headline figure.
Nearby homes for sale
No active listings inside Mill Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Mill Creek is a St. Johns County community within St. Augustine's orbit; with no closings in the current window, it rewards buyers and sellers who evaluate homes individually rather than leaning on market-wide shorthand.
realMLS (Northeast Florida) sales records identify 18 homes in Mill Creek that have changed hands since 2001, built between 1945 and 2016 (median 1994), with a median living area of about 1,455 sq ft and a typical 3-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mill Creek is best for.
Best for
- Buyers who want to judge each property on condition and updates rather than a market-wide number
- Sellers prepared to price with comparable evidence and a candid view of their home
- Buyers seeking a St. Johns County location within reach of St. Augustine
Probably not for
- Buyers who need a settled recent-sales average before committing
- Sellers wanting to lean on a headline figure instead of property-specific pricing
- Anyone looking for a fast, low-diligence transaction driven by market momentum
The market around Mill Creek
Mill Creek is too small for its own price trend, so here is the market around it.
In ZIP 32092, 634 homes are on the market and 34% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 1,952 homes are active and 794 pending (29% under contract).
In ZIP 32092 (St. Augustine), 2,483 homes closed in the last 12 months at a median of $456K ($213/sq ft), down 2.5% year over year, with a median 43 days on market. Right now 411 active and 201 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32092 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Mill Creek specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Mill Creek, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Mill Creek buying strategy.
If we were buying in Mill Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek.
Reading a market without a recent print
When a community shows no closings in the measured window, the danger is filling that gap with assumptions. We don't. Instead, the work shifts to the details that always matter: the condition of the specific home, what's been updated, how the lot lives, and how the property is actually positioned against whatever comparable evidence exists nearby.
That makes the process more hands-on, not less. Expect us to walk each home critically and tell you where the money is — and where it isn't — rather than pointing at an average and calling it a day.
The location and the amenities are priced into every listing in Mill Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community without a steady stream of recent sales, guesswork is expensive. We ground every recommendation in the home in front of us and the evidence around it, and we'll tell you plainly when a St. Augustine listing in Mill Creek doesn't fit what you're trying to do.
Mill Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mill Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Mill Creek?
What share of Mill Creek is owner-occupied?
When were the homes in Mill Creek built?
Who is the best real estate agent for Mill Creek?
How do I find a top St. Augustine real estate agent who knows Mill Creek?
Can Momentum Realty connect me with an agent for Mill Creek?
Where is Mill Creek, and what county is it in?
How far is Mill Creek from downtown Jacksonville and the beach?
How many homes has Momentum Realty sold in Mill Creek?
Should you buy in Mill Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32092/32259)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2001 (59 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Mill Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- County Road 208 (1 homes on record)
Nearby Communities
Explore more neighborhoods near Mill Creek with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Mill Creek. These are the public schools most often assigned to other communities in ZIP 32092; zones change and vary by address, so confirm with the district before you buy.
- Pacetti Bay Middle School · Middle · FLDOE grade A (assigned to 41 nearby communities)
- Tocoi Creek High School · High · FLDOE grade A (assigned to 41 nearby communities)
- Mill Creek Academy · K-8 · FLDOE grade A (assigned to 15 nearby communities)
- Wards Creek Elementary School · Elementary · FLDOE grade A (assigned to 9 nearby communities)
- Mill Creek Academy K-8 or Wards Creek Elementary · Elementary (assigned to 9 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).