Mill Creek
Homes for Sale in St. Augustine, FL
All 1,204 homes for sale in St. Augustine, FL · median $485,995 · 464 homes for sale in 32092 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 39 closed sales in Mill Creek in St. Augustine, FL since 2011, the most recent in July 2026. Recorded prices across those 38 sales ran from $37,500 to $875,000 (median $440,000), on homes of 800 to 3,877 sq ft. Across St. Augustine as a whole, 3,770 homes closed in the last 12 months at a median of $439,900, 50 median days on market, with 1,239 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,930 ($5,410 with the full homestead exemption).
Villages & sections of Mill Creek
Mill Creek in St. Augustine, FL is a master-planned community recorded as 3 named villages and sections in the MLS; 0 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
Momentum Realty in Mill Creek: our agents closed 1 home here for buyers and sellers in the last 12 months (brokerage closed records through November 2026). Find the right Momentum agent in St. Augustine →
Mill Creek sits in St. Augustine, in St. Johns County, and the price story here is driven less by any single metric than by home condition and specifics. Because we have no recent closings in the current window, there is no fresh sold data to anchor a number to — so treat any pricing conversation as one that has to be built from the individual property, not from a running average.
For a buyer, the practical read is that you should underwrite each listing on its own merits: condition, updates, lot, and how long it has actually sat. For a seller, the absence of a steady closing cadence means pricing has to be defended with comparable evidence and a clear-eyed view of the home itself, not a headline figure.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Mill Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Mill Creek is a St. Johns County community within St. Augustine's orbit; with no closings in the current window, it rewards buyers and sellers who evaluate homes individually rather than leaning on market-wide shorthand.
realMLS (Northeast Florida) sales records identify 18 homes in Mill Creek that have changed hands since 2001, built between 1945 and 2016 (median 1994), with a median living area of about 1,455 sq ft and a typical 3-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mill Creek is best for.
Best for
- Buyers who want to judge each property on condition and updates rather than a market-wide number
- Sellers prepared to price with comparable evidence and a candid view of their home
- Buyers seeking a St. Johns County location within reach of St. Augustine
Probably not for
- Buyers who need a settled recent-sales average before committing
- Sellers wanting to lean on a headline figure instead of property-specific pricing
- Anyone looking for a fast, low-diligence transaction driven by market momentum
The market around Mill Creek
Mill Creek is too small for its own price trend, so here is the market around it.
In ZIP 32092, 714 homes are on the market and 32% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 1,906 homes are active and 853 pending (31% under contract).
In ZIP 32092 (St. Augustine), 1,978 homes closed in the last 12 months at a median of $449K ($213/sq ft), down 1.1% year over year, with a median 40 days on market. Right now 400 active and 225 pending listings put supply at about 2.4 months — a healthy market. See the live ZIP 32092 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Mill Creek specifically. Momentum Research analysis of MLS records.
The Mill Creek buying strategy.
If we were buying in Mill Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek.
Reading a market without a recent print
When a community shows no closings in the measured window, the danger is filling that gap with assumptions. We don't. Instead, the work shifts to the details that always matter: the condition of the specific home, what's been updated, how the lot lives, and how the property is actually positioned against whatever comparable evidence exists nearby.
That makes the process more hands-on, not less. Expect us to walk each home critically and tell you where the money is — and where it isn't — rather than pointing at an average and calling it a day.
The location and the amenities are priced into every listing in Mill Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community without a steady stream of recent sales, guesswork is expensive. We ground every recommendation in the home in front of us and the evidence around it, and we'll tell you plainly when a St. Augustine listing in Mill Creek doesn't fit what you're trying to do.
Mill Creek in 15 seconds.
Tools for a Mill Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Housing distress & ownership in Mill Creek, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
More St. Augustine home searches
- All homes for sale in St. Augustine, FL
- Homes for sale in St. Johns County, FL
- St. Augustine waterfront homes for sale
- Gated communities in St. Augustine
- St. Augustine golf course homes
- Homes under $300K in St. Augustine
- St. Augustine home values: what is my house worth?
St. Augustine guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (St. Johns County)
- Homestead exemption (St. Johns County)
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in St. Augustine? Join Momentum in St. Augustine: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- County Road 208 (1 homes on record)
Email me new listings in Mill Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Mill Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Mill Creek will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Mill Creek?
What share of Mill Creek is owner-occupied?
When were the homes in Mill Creek built?
Who is the best real estate agent for Mill Creek?
How do I find a top St. Augustine real estate agent who knows Mill Creek?
Can Momentum Realty connect me with an agent for Mill Creek?
Where is Mill Creek, and what county is it in?
How far is Mill Creek from downtown Jacksonville and the beach?
How many homes has Momentum Realty sold in Mill Creek?
Should you buy in Mill Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32092/32259)) |
| Under-contract shares | realMLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2011 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Mill Creek fits the bigger picture — live prices, inventory, and Momentum Scores: