Lofton Creek in Yulee

Lofton Creek
Homes for Sale in Yulee, FL

All 195 homes for sale in Yulee, FL · median $415,000 · 191 homes for sale in 32097 · Nassau County homes for sale

Community in Yulee · Nassau County · ZIP 32097
75 homesBuilt 1996–1998Median sale $607K
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of NON MLS (realMLS) · via realMLS

Built fromLive realMLS data23 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-10-01, 3 recorded sales closed at a median of $606,536, $203 per square foot, a median 4 days on market, sellers accepting 100% of original asking (+125% versus the prior year). Homes listed or recently sold were built 1996–2026 with 2 new construction; 1 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $8,050 ($7,550 with the full homestead exemption).

Live · Lofton Creek Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$607K ▲
Median sold · 12 mo
up 124.6% vs the prior 12 months
+124.6% ▲
1-yr price change
n = 3 and 5 sales in the two windows
$203/sf
Sold $/sqft · 12 mo
peak $214 in 2025
100.0%
Sale vs ask
Nassau median: 96.0%
Tempo
4days
Median DOM · closed
3 days at the 2025 low
0 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
50%
Owner-occupied · Lofton Creek
54 of 107 parcels homesteaded (FL DOR 2025)
50%
Non-owner-occupied · Lofton Creek
incl. 34% trust or LLC-held · 5% out-of-state
75
Homes in the community
plus 32 vacant residential lots · 107 residential parcels (FL DOR 2025)
Track record · 23 years of records
6
Recorded sales · 2024-2025
median $330K · qualified sales on the county roll (FL DOR 2025)
Est. 1996
Community established
homes built 1996-1998, median 1997 (FL DOR 2025)
2,443sqft
Median sold home size
12-mo windows, closed sales
4.0%/yr
Turnover rate
about 3 of 75 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price at Lofton Creek is driven more by condition and square footage than by any single vintage — the housing stock spans 1987 to 2023, so a buyer is choosing between updated newer builds and older homes that may need work. The median sits near the mid-$450s ($451,268) at about $212 per square foot on roughly 1,900 square feet, but the wide age range means the spread around that median is real. Read each listing on its own condition, not on the community average.

The market posture here is fast and thin: a median of about a day and a half on market against just four recent closings tells you inventory moves quickly but the sample is small. The 77% year-over-year figure should be read with that thin volume in mind — it signals momentum, not a promise. Sellers who price to condition are transacting; buyers should be ready to move and should not expect a leisurely decision window.

Lofton Creek Housing Pulse · Momentum Research · as of October 1, 2026

Lofton Creek right now

🟢 Still climbing. The trailing-12-month median ($607K) is up 124.6% from the prior 12 months ($270K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 1. Confidence: Low (3 and 5 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside Lofton Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

76565 WINTERFIELD Drive
$630K · 0.5 mi away
3 bd · 3 ba · 2,726 sqft
76565 WINTERFIELD Drive
Listed by LENNAR REALTY INC
76549 WINTERFIELD Drive
$565K · 0.5 mi away
2 bd · 2.5 ba · 2,248 sqft
76549 WINTERFIELD Drive
Listed by LENNAR REALTY INC
76581 WINTERFIELD Drive
$525K · 0.5 mi away
3 bd · 2.5 ba · 1,957 sqft
76581 WINTERFIELD Drive
Listed by LENNAR REALTY INC
76573 WINTERFIELD Drive
$538K · 0.5 mi away
3 bd · 3 ba · 2,055 sqft
76573 WINTERFIELD Drive
Listed by LENNAR REALTY INC
85177 SANDY RIDGE Loop
$595K · 0.6 mi away
4 bd · 3 ba · 2,491 sqft
85177 SANDY RIDGE Loop
Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA
86225 HARRY GREEN Road
$400K · 0.6 mi away
4 bd · 2 ba · 1,800 sqft
86225 HARRY GREEN Road
Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Lofton Creek market snapshot (as of October 1, 2026): the median sale price is about $607K ($203 per sq ft over the trailing 12 months of closed sales), and a median 4 days on market for closed sales. The trailing-12-month median is up 125% from the prior 12 months, computed from record-level realMLS closed sales (3 closings in the current window).

In ZIP 32097 (Yulee), 700 homes closed in the last 12 months at a median of $449K ($194/sq ft), up 3.3% year over year, with a median 54 days on market. Right now 146 active and 65 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 32097 housing market and the Nassau County market.

County records show 6 qualified sales in Lofton Creek across 2024–2025 (1 in 2024, 5 in 2025), median $330,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Lofton Creek is a community of 75 homes in Yulee, Nassau County, built between 1996 and 1998 (median 1997), with a median living area of about 1,658 square feet. 50% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Lofton Creek is an established Yulee community in Nassau County where homes turn over quickly and the housing stock ranges from late-1980s builds to recent construction, so condition varies widely from one address to the next.

Best for

  • Buyers around the mid-$450s who can decide fast and compete on well-prepared listings
  • Buyers open to an older home who want renovation upside rather than turnkey finish
  • Owner-occupant buyers seeking an established Nassau County community for the long term

Probably not for

  • Buyers who need weeks to deliberate in a market where homes clear in about a day and a half
  • Buyers relying on a deep set of recent comparable sales to validate price
  • Buyers wanting a single uniform build era rather than a stock ranging from 1987 to 2023

Windows contain 0 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Up 124.6% year over year.
Every sale since 2003 · price vs size
$0$250K$500K$750K2k4k
37 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $96 in 2012 to a $214 peak in 2025; $203 now.
Median days on market · closed sales
020406020122014201620182020202220242026
3 days at the 2025 low; 4 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
100.0% now vs Nassau 96.0%.
Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 5 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

27% of homes for sale in ZIP 32097 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Lofton Creek Market Scorecard

Balanced

Lofton Creek is currently a balanced market..

$606,536
Median sold
0/0/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Lofton Creek, Yulee

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Lofton Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lofton Creek.

Best Buy
Buyers who want an established Yulee address and can move quickly when the right home lists.
Biggest Risk
Thin recent volume makes headline stats, including the year-over-year figure, volatile and hard to lean on.
Sweet Spot
A condition-updated home near the median size, priced honestly to its finish level.
Avoid If
You need a slow, deliberate buying process or a large pool of comparable recent sales.

A wide-vintage community that rewards close reading

With 118 homes and a build range stretching from 1987 to 2023, this is not a uniform subdivision where one comp explains the next. The median year built is around 1997, which means a large share of the stock is mature — expect the price differences between a renovated home and an original one to be meaningful. At roughly $212 per square foot on about 1,900 square feet of living space, the median tracks a mid-sized home, but the age spread is where the real work of pricing lives.

A homestead share of about 75% points to a community held largely by owner-occupants rather than short-term turnover, which tends to support stable ownership. Combined with the very short days-on-market figure, that suggests well-prepared listings clear fast. The caution is the small closing count — four in the measured window — which makes any single headline number, including the year-over-year move, more volatile than a high-volume market would be.

“

The location and the amenities are priced into every listing in Lofton Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
8.3A- · Buy Score
Recent Direction10.0/10
Owner Commitment5.0/10
Pricing Power10.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.3). Basis: Recent Direction +124.6% year-over-year; Owner Commitment 50% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a community this varied by vintage and this thin on recent closings, the average number is a starting point, not an answer. We price and evaluate each home on its actual condition and square footage rather than leaning on a community median, and with homes moving in roughly a day and a half, we prepare buyers to act decisively and sellers to be ready before they list.

Lofton Creek in 15 seconds.

Best forBuyers who want an established Yulee address and can move quickly when the right home lists.
Biggest advantageA wide vintage range means genuine choice between newer construction and older homes with upside.
Biggest riskThin recent volume makes headline stats, including the year-over-year figure, volatile and hard to lean on.
Sweet spotA condition-updated home near the median size, priced honestly to its finish level.
Avoid ifYou need a slow, deliberate buying process or a large pool of comparable recent sales.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lofton Creek homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lofton Creek.
In short
  • HOA dues reported around $123/month (about $1,476/yr) · median of 51 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $123 per month ($1,476 a year) — the median AssociationFee across 51 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lofton Creek sales matched to your home.

What is your Lofton Creek home worth?

Get a no-obligation home value based on real comparable sales in Lofton Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Lofton Creek

Homes in Lofton Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

Frequently Asked Questions

What is the median home price in Lofton Creek?
The median sale price in Lofton Creek was $607K over the 12 months ending October 1, 2026 (3 closed sales, realMLS).
How long do homes in Lofton Creek take to sell?
Homes that closed in the 12 months ending October 1, 2026 took a median 4 days on market (3 sales, realMLS).
How many homes are in Lofton Creek?
The Florida DOR 2025 assessment roll shows 75 homes plus 32 vacant residential lots in Lofton Creek (public records).
What share of Lofton Creek is owner-occupied?
50% of Lofton Creek parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lofton Creek built?
Homes in Lofton Creek were built between 1996 and 1998, with a median year built of 1997 (FL DOR 2025 roll).
Who is the best real estate agent for Lofton Creek?
The best agent for Lofton Creek is one who actively works Yulee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lofton Creek.
How do I find a top Yulee real estate agent who knows Lofton Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lofton Creek and the wider Yulee area.
Can Momentum Realty connect me with an agent for Lofton Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lofton Creek purchase or sale - no call center and no pressure.
Where is Lofton Creek, and what county is it in?
Lofton Creek is in Yulee, Nassau County, FL, ZIP 32097. The community's center is about 3 miles north of the center of Yulee (straight-line).
How far is Lofton Creek from downtown Jacksonville and the beach?
About 21 miles from downtown Jacksonville and about 9 miles from the Atlantic beach at Fernandina Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers around the mid-$450s who can decide fast and compete on well-prepared listingsExcellent fit
Buyers open to an older home who want renovation upside rather than turnkey finishExcellent fit
Owner-occupant buyers seeking an established Nassau County community for the long termExcellent fit
Buyers who need weeks to deliberate in a market where homes clear in about a day and a halfProbably not
Buyers relying on a deep set of recent comparable sales to validate priceProbably not
Buyers wanting a single uniform build era rather than a stock ranging from 1987 to 2023Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 1, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (6 streets, ZIP 32034/32097))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2003 (37 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Lofton Creek? 3 recorded closings; median 4 days on market (window ending 2026-10-01). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Lofton Creek with Momentum Realty’s local guides.

Headwaters At Lofton Creek0.1 mi awayYHYulee Hills0.8 mi away · 1 for saleLOLofton Oaks1.0 mi away · 96 homes, built 1994–22Meadow Woods1.0 mi awayPHPage Hill1.2 mi away · median $387K, 7 sales/12 moPPPinewood Pointe1.2 mi away · 80 homes, built 2007–16

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Lofton Creek. These are the public schools most often assigned to other communities in ZIP 32097; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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