Lofton Creek
Homes for Sale in Yulee, FL
All 199 homes for sale in Yulee, FL · median $419,900 · 201 homes for sale in 32097 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of NON MLS (realMLS) · via realMLS
Over the 12 months ending 2026-10-20, 4 recorded sales closed at a median of $632,500, $226 per square foot, a median 2 days on market, sellers accepting 100% of original asking (+134% versus the prior year). Homes listed or recently sold were built 1996–2026 with 2 new construction; 1 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $8,400 ($7,890 with the full homestead exemption).
Price at Lofton Creek is driven more by condition and square footage than by any single vintage — the housing stock spans 1987 to 2023, so a buyer is choosing between updated newer builds and older homes that may need work. The median sits near the mid-$450s ($451,268) at about $212 per square foot on roughly 1,900 square feet, but the wide age range means the spread around that median is real. Read each listing on its own condition, not on the community average.
The market posture here is fast and thin: a median of about a day and a half on market against just four recent closings tells you inventory moves quickly but the sample is small. The 77% year-over-year figure should be read with that thin volume in mind — it signals momentum, not a promise. Sellers who price to condition are transacting; buyers should be ready to move and should not expect a leisurely decision window.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Lofton Creek right now
🟢 Still climbing. The trailing-12-month median ($632K) is up 134.3% from the prior 12 months ($270K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 20. Confidence: Low (4 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Lofton Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lofton Creek market snapshot (as of October 20, 2026): the median sale price is about $632K ($226 per sq ft over the trailing 12 months of closed sales), and a median 3 days on market for closed sales. The trailing-12-month median is up 134% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).
In ZIP 32097 (Yulee), 640 homes closed in the last 12 months at a median of $454K ($196/sq ft), up 3.6% year over year, with a median 55 days on market. Right now 149 active and 63 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32097 housing market and the Nassau County market.
County records show 6 qualified sales in Lofton Creek across 2024–2025 (1 in 2024, 5 in 2025), median $330,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Lofton Creek is a community of 75 homes in Yulee, Nassau County, built between 1996 and 1998 (median 1997), with a median living area of about 1,658 square feet. 50% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Lofton Creek is an established Yulee community in Nassau County where homes turn over quickly and the housing stock ranges from late-1980s builds to recent construction, so condition varies widely from one address to the next.
The setting & the homes.
Aerial and on-site photos of Lofton Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Lofton CreekPhotos from realMLS listings in Lofton Creek; content deemed reliable but not guaranteed.
Who Lofton Creek is best for.
Best for
- Buyers around the mid-$450s who can decide fast and compete on well-prepared listings
- Buyers open to an older home who want renovation upside rather than turnkey finish
- Owner-occupant buyers seeking an established Nassau County community for the long term
Probably not for
- Buyers who need weeks to deliberate in a market where homes clear in about a day and a half
- Buyers relying on a deep set of recent comparable sales to validate price
- Buyers wanting a single uniform build era rather than a stock ranging from 1987 to 2023
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($632K) IS the median in the snapshot above, and the move from 2025 ($270K) IS the +134.3% one-year change.
Windows contain 0 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32097 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Lofton Creek Market Scorecard
Lofton Creek is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Lofton Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
The Lofton Creek buying strategy.
If we were buying in Lofton Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lofton Creek.
A wide-vintage community that rewards close reading
With 118 homes and a build range stretching from 1987 to 2023, this is not a uniform subdivision where one comp explains the next. The median year built is around 1997, which means a large share of the stock is mature — expect the price differences between a renovated home and an original one to be meaningful. At roughly $212 per square foot on about 1,900 square feet of living space, the median tracks a mid-sized home, but the age spread is where the real work of pricing lives.
A homestead share of about 75% points to a community held largely by owner-occupants rather than short-term turnover, which tends to support stable ownership. Combined with the very short days-on-market figure, that suggests well-prepared listings clear fast. The caution is the small closing count — four in the measured window — which makes any single headline number, including the year-over-year move, more volatile than a high-volume market would be.
The location and the amenities are priced into every listing in Lofton Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lofton Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.3). Basis: Recent Direction +134.3% year-over-year; Owner Commitment 50% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this varied by vintage and this thin on recent closings, the average number is a starting point, not an answer. We price and evaluate each home on its actual condition and square footage rather than leaning on a community median, and with homes moving in roughly a day and a half, we prepare buyers to act decisively and sellers to be ready before they list.
Lofton Creek in 15 seconds.
Tools for a Lofton Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lofton Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lofton Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lofton Creek home worth?
Get a no-obligation home value based on real comparable sales in Lofton Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Lofton Creek
Homes in Lofton Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 85148 St John Court · off market
- 86520 Oar Row · off market
- 86734 Meditation Court · off market
- 86742 Meditation Court · off market
| Location | Yulee, Nassau County, FL · ZIP 32097 |
|---|---|
| Amenities listed by sellers | None |
| Sale prices, last 12 months | $632,500 median across 4 closed sales · $226 per sq ft · +134.3% vs the prior 12 months |
| Days on market (closed sales) | 2 median |
| For sale right now | 0 active, 0 pending |
Data as of October 20, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lofton Creek key facts,” movewithmomentum.com/neighborhoods/lofton-creek-yulee, data as of October 20, 2026.
Housing distress & ownership in Lofton Creek, Yulee
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recently sold in Lofton Creek Yulee
- 86520 Oar Row · sold $658,464
- 86734 Meditation Court · sold $606,536
- 85148 St John Court · sold $296,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Yulee guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Recent Developments in Lofton Creek
Development, infrastructure, retail, and school activity affecting Lofton Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 3 miles north of Lofton Creek.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 4 miles east of Lofton Creek.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 7 miles northwest of Lofton Creek.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 7 miles northwest of Lofton Creek.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Frequently Asked Questions
What is the median home price in Lofton Creek?
How long do homes in Lofton Creek take to sell?
How many homes are in Lofton Creek?
What share of Lofton Creek is owner-occupied?
When were the homes in Lofton Creek built?
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Where is Lofton Creek, and what county is it in?
How far is Lofton Creek from downtown Jacksonville and the beach?
Should you buy in Lofton Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 20, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32034/32097)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2003 (38 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Nearby Communities
Explore more neighborhoods near Lofton Creek with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Lofton Creek. These are the public schools most often assigned to other communities in ZIP 32097; zones change and vary by address, so confirm with the district before you buy.
- Yulee High School · 9-12 · FLDOE grade A (assigned to 24 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 23 nearby communities)
- Yulee Elementary School · PreK-5 · FLDOE grade A (assigned to 19 nearby communities)
- Yulee Primary School · PreK-2 (assigned to 4 nearby communities)
- Wildlight Elementary · PK-5 · FLDOE grade A (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).