Monterey Villas in Naples

Monterey Villas
Homes for Sale in Naples, FL

All 2,052 homes for sale in Naples, FL · median $429,000 · 216 homes for sale in 34109 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34109
Free · No obligation
Talk to a Monterey Villas Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data13 years of closingsUpdated twice daily

As of October 2026, Monterey Villas in Naples, FL has 1 home for sale. Homes listed or recently sold were built 1995–2014; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).

Last 30 days in Monterey Villas: 2 new listings (median asking $534,500). As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Monterey Villas Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Collier: 19% (1,017 of 5,466)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year

Homes For Sale Right Now in Monterey Villas

Live MLS inventory for Monterey Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Monterey Villas listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 29, 2026

Monterey Villas is a small, tightly built pocket of 76 homes dating to the early-to-mid 1990s, with a median build year of 1995. At this scale, pricing is driven by unit condition and individual updates far more than by broad market swings — there simply isn't enough inventory turning over to establish a wide range at any given time.

With just under two-thirds of homes carrying a homestead exemption, this reads as a community where a solid majority of owners treat the property as a primary residence rather than a rotating rental or seasonal-use unit. For a buyer, that generally means better-maintained common areas and fewer surprises tied to deferred maintenance from absentee ownership. For a seller, it means your comparable pool is thin — pricing this correctly takes local, unit-level knowledge, not a blanket approach.

Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Monterey Villas is a compact 1990s-built community in Naples with living areas that run smaller and more efficient — a median around 1,450 square feet — making it a fit for buyers prioritizing a lower-maintenance footprint over sprawling square footage.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers looking for a smaller, easier-to-maintain home built in the 1990s in Naples.
  • Buyers comfortable making a decision with limited active inventory to compare, based on strong individual due diligence.
  • Buyers who want a primary residence in a community where most owners hold homestead status rather than a heavy transient rental mix.

Probably not for

  • Buyers who require confirmed on-site amenities like a pool or clubhouse as part of the purchase decision.
  • Buyers who want a large-format home well above 1,450 square feet.
  • Buyers who need a wide selection of active listings to shop and compare before committing.

The market around Monterey Villas

Monterey Villas is too small for its own price trend, so here is the market around it.

In ZIP 34109, 244 homes are on the market and 19% are under contract — a steady corner of Naples.

Across Collier County, 4,449 homes are active and 1,017 pending (19% under contract).

In ZIP 34109 (Naples), 605 homes closed in the last 12 months at a median of $550K ($343/sq ft), up 1.7% year over year, with a median 75 days on market. Right now 198 active and 51 pending listings put supply at about 8.6 months — a buyer's market. See the live ZIP 34109 housing market and the Collier County market.

ZIP and county figures describe the wider market, not Monterey Villas specifically. Momentum Research analysis of MLS records.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.

If we were buying in Monterey Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monterey Villas.

Best Buy
Buyers seeking an established, modestly sized 1990s-built home in Naples without the footprint or upkeep of a larger property.
Biggest Risk
Thin inventory means fewer comparables and less price transparency at any given moment.
Sweet Spot
Right-sized living around 1,450 square feet for buyers who don't need — or want — a larger home to maintain.
Avoid If
Avoid if you're counting on confirmed on-site amenities or a wide range of active listings to compare shopping.

A Small Footprint, A Focused Buyer Pool

With only 76 homes total and a build window confined to 1992 through 1997, Monterey Villas doesn't behave like a large master-planned community with dozens of active listings at once. Inventory here moves in small batches, and each listing tends to draw a narrower, more targeted buyer pool — people specifically looking for this size, this age, and this location in Naples rather than shopping a wide net.

Current MLS data doesn't identify confirmed on-site community amenities for this property. That doesn't necessarily mean there are none — it means buyers should verify directly what, if anything, is included with ownership here, rather than assuming a clubhouse, pool, or recreational package based on the community name or area norms.

“

The location and the amenities are priced into every listing in Monterey Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A 76-home community with a decade-plus-old build window doesn't generate enough repeat transaction data to price by formula. We track unit-level history, condition variance, and the small handful of comparable sales that actually apply here — the kind of granular read that a broad market report can't give you.

Monterey Villas in 15 seconds.

Best forBuyers seeking an established, modestly sized 1990s-built home in Naples without the footprint or upkeep of a larger property.
Biggest advantageOwner-occupancy runs high, which typically supports steadier upkeep of individual units and shared spaces.
Biggest riskThin inventory means fewer comparables and less price transparency at any given moment.
Sweet spotRight-sized living around 1,450 square feet for buyers who don't need — or want — a larger home to maintain.
Avoid ifAvoid if you're counting on confirmed on-site amenities or a wide range of active listings to compare shopping.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monterey Villas sales matched to your home.

What is your Monterey Villas home worth?

Get a no-obligation home value based on real comparable sales in Monterey Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Naples →

Real comps, not an automated estimate.
Buyers looking for a smaller, easier-to-maintain home built in the 1990s in Naples.Excellent fit
Buyers comfortable making a decision with limited active inventory to compare, based on strong individual due diligence.Excellent fit
Buyers who want a primary residence in a community where most owners hold homestead status rather than a heavy transient rental mix.Excellent fit
Buyers who require confirmed on-site amenities like a pool or clubhouse as part of the purchase decision.Probably not
Buyers who want a large-format home well above 1,450 square feet.Probably not
Buyers who need a wide selection of active listings to shop and compare before committing.Probably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026)
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

What it really costs to own in Monterey Villas

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $3,971/yr across 6 listings here (MLS tax records, 2026-10-20).
Home and flood insuranceThe average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1995 across 6 listings. An original roof here would be about 31 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Monterey Villas

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Monterey Villas

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Monterey Villas will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Housing distress & ownership in Monterey Villas, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 13 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Monterey Villas Right Now (3)

All 3 active and pending Monterey Villas listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Monterey Villas with Momentum Realty’s local guides.

Lemuria0.1 mi away · 1 for saleCalusa Bay North0.2 mi away · median $485K, 3 sales/12 moMonterey (Collier)0.3 mi away · median $1.63M, 20 sales/12 moCalusa Bay South0.4 mi away · median $410K, 9 sales/12 moMuirfield At The Marsh0.4 mi away · median $2.30M, 3 sales/12 moStonegate At Crossings0.5 mi away · 1 for saleVillages At Emerald Lakes0.5 mi away · median $274K, 16 sales/12 moOsprey Pointe (Collier)0.5 mi away · median $1M, 4 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Monterey Villas? 2 recorded closings (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local Monterey Villas Expert
Call Get Listings