New Waterford
Condos for Sale in Naples, FL
All 2,052 homes for sale in Naples, FL · median $429,000 · 1,840 condos for sale in Naples · 222 homes for sale in 34104 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, New Waterford in Naples, FL has 4 homes for sale. Over the 12 months ending 2026-09-20, 14 recorded sales closed at a median of $307,500, $229 per square foot, a median 35 days on market, sellers accepting 95% of original asking (-1% versus the prior year). Homes listed or recently sold were built 1992–1993; 1 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $3,400 ($2,960 with the full homestead exemption).
New Waterford is pricing at a median of $305,000, with price per square foot around $227.61 doing more of the explaining than the headline number itself. At this level, condition and layout inside individual units are likely driving where a given listing lands relative to that median, more than any single community-wide feature.
A median 30 days on market and a market heat score of 50 point to a balanced posture, not a rush in either direction. Pricing at or near recent comparable closings tends to move a listing on a normal timeline here; pricing on hope tends to sit. With year-over-year pricing down 2.2%, sellers should set expectations off current data rather than last year's number, and buyers have some room to negotiate on anything that has been sitting.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
New Waterford right now
🟡 Off the recent peak. The trailing-12-month median ($308K) is down 0.8% from the prior 12 months ($310K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (14 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
New Waterford market snapshot (as of September 20, 2026): the median sale price is about $308K ($229 per sq ft over the trailing 12 months of closed sales), and a median 35 days on market for closed sales. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (14 closings in the current window).
In ZIP 34104 (Naples), 1,347 homes closed in the last 12 months at a median of $570K ($327/sq ft), down 2.4% year over year, with a median 59 days on market. Right now 580 active and 154 pending listings — a buyer's market. See the live ZIP 34104 housing market and the Collier County market.
Florida Gulf Coast MLS sales records identify 6 homes in New Waterford that have changed hands, built between 1992 and 1993 (median 1993), with a median living area of about 1,362 sq ft and a typical 3-bedroom, 2-bath layout; 83% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
New Waterford's numbers describe a steady, mid-priced corner of the Naples market rather than a standout or a bargain basement, with pricing power resting on the individual home more than on any shared draw.
The setting & the homes.
Aerial and on-site photos of New Waterford. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
New Waterford
New Waterford
New WaterfordPhotos from Florida Gulf Coast MLS listings in New Waterford; content deemed reliable but not guaranteed.
Who New Waterford is best for.
Best for
- Buyers prioritizing home condition and price per square foot over community features
- Buyers comfortable evaluating a Naples property on its own merits without a clubhouse or shared facilities as a factor
- Sellers with a well-maintained, competitively priced home who can back pricing with recent comparable closings
Probably not for
- Buyers who want documented community amenities as part of the purchase decision
- Sellers expecting to price off last year's market rather than the current 2.2% year-over-year shift
- Buyers looking for a fast, high-competition market rather than the current balanced, 30-day pace
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($308K) IS the median in the snapshot above, and the move from 2025 ($310K) IS the -0.8% one-year change.
Windows contain 0 to 16 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
15% of homes for sale in ZIP 34104 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
New Waterford Market Scorecard
New Waterford is currently a balanced market., a median asking price of $320,000, and homes go under contract in about 180 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in New Waterford
Live MLS inventory for New Waterford. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending New Waterford listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
New Waterford on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The New Waterford buying strategy.
If we were buying in New Waterford today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in New Waterford.
What the numbers are really saying
Based on the most recent 15 closings, the market here reads as balanced rather than tilted toward either side. A median of 30 days on market is neither a fire-sale pace nor a stale one — it is the kind of number you get when reasonably priced listings move and overpriced ones wait.
Current MLS listings show no identified community amenities, which means the value proposition rests on the home itself, its price per square foot, and its location within Naples and Collier County rather than on shared facilities. That makes due diligence on the individual unit — condition, updates, layout — more important here than in communities where a clubhouse or pool is doing part of the selling.
The location and the amenities are priced into every listing in New Waterford. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where price per square foot and condition carry the pricing conversation rather than amenities, we pull the recent closing comps that matter and price against what has actually sold, not against list-price optimism. That is the difference between a listing that moves in line with the market's 30-day median and one that lingers.
New Waterford in 15 seconds.
Tools for a New Waterford buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed New Waterford sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in New Waterford, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your New Waterford home worth?
Get a no-obligation home value based on real comparable sales in New Waterford, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in New Waterford
Homes in New Waterford that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 905 New Waterford Dr 204 · off market
- 925 New Waterford Dr 104 · off market
| Location | Naples, Collier County, FL · ZIP 34104 |
|---|---|
| Sale prices, last 12 months | $307,500 median across 14 closed sales · $229 per sq ft · -0.8% vs the prior 12 months |
| Days on market (closed sales) | 35 median |
| For sale right now | 4 active, 0 pending · median asking $320,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “New Waterford key facts,” movewithmomentum.com/neighborhoods/new-waterford, data as of September 20, 2026.
Housing distress & ownership in New Waterford, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in New Waterford
The newest homes for sale in New Waterford right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 865 New Waterford Dr S101 $325,000 · 3 bd · 2 ba · 1,362 sq ft · 152 days on market Courtesy of William Raveis Real Estate
- 915 New Waterford Dr H202 $279,900 · 2 bd · 2 ba · 1,235 sq ft · 180 days on market Courtesy of Beycome of Florida LLC
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in New Waterford Right Now (3)
All 3 active and pending New Waterford listings with a detail page, newest first, refreshed twice a day from the MLS.
- 915 New Waterford Dr H202 · $279,900 · 2 bd / 2 ba · listed Sep 4, 2026 · listed by Beycome of Florida LLC
- 865 New Waterford Dr S101 · $325,000 · 3 bd / 2 ba · listed Jul 22, 2026 · listed by William Raveis Real Estate
- 810 New Waterford Dr 203 · $320,000 · 2 bd / 2 ba · pending · listed Jul 22, 2026 · listed by John R Wood Properties
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What it really costs to own in New Waterford Condos for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,507/yr across 6 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1993 across 6 listings. An original roof here would be about 33 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in New Waterford Condos for Sale
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Ask an agent about New Waterford Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works New Waterford Condos for Sale will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in New Waterford?
How long do homes in New Waterford take to sell?
Who is the best real estate agent for New Waterford?
How do I find a top Naples real estate agent who knows New Waterford?
Can Momentum Realty connect me with an agent for New Waterford?
Where is New Waterford, and what county is it in?
Should you buy in New Waterford?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (133 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how New Waterford fits the bigger picture — live prices, inventory, and Momentum Scores:
More on New Waterford Condos for Sale in Naples
- Home values · What homes in New Waterford Condos for Sale in Naples actually sell for
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