Oak Grove
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-10-01, 6 recorded sales closed at a median of $382,500, $339 per square foot, a median 62 days on market, sellers accepting 94% of original asking. At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $5,080 ($4,570 with the full homestead exemption).
Price in Oak Grove is driven by condition and vintage more than by any single template. With a housing stock spanning from 1932 to 2024 and a median build year of 1975, you are looking at a mix that runs from original older homes to recent construction, and that spread is what pulls the numbers in different directions. The median sits at $382,500, or about $339 per square foot against a median of roughly 1,876 living square feet, but two homes at the same address size can trade very differently depending on how much work has been done.
The market posture here is patient, not frantic. Median days on market is about 62 — call it two months — which tells sellers to price to condition from day one rather than test a number and wait. For buyers, that pace means room to inspect, negotiate, and walk if the bones don't hold up. This is a market that rewards diligence on both sides of the table.
Nearby homes for sale
No active listings inside Oak Grove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Oak Grove market snapshot (as of October 1, 2026): the median sale price is about $382K ($339 per sq ft over the trailing 12 months of closed sales), and a median 63 days on market for closed sales.
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
County records show 13 qualified sales in Oak Grove across 2024–2025 (9 in 2024, 4 in 2025), median $425,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Oak Grove is a community of 266 homes in Fernandina Beach, Nassau County, built between 1930 and 2024 (median 1974.0), with a median living area of about 1,644 square feet. 57% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Oak Grove is an established Fernandina Beach pocket in Nassau County where the housing runs nearly a century in age, so the real question is rarely location and almost always condition.
Who Oak Grove is best for.
Best for
- Buyers comfortable evaluating an older home's systems and budgeting for updates
- Owner-occupant buyers wanting an established Fernandina Beach setting and willing to wait for the right listing
- Renovation-minded buyers who see upside in an older property with good bones
Probably not for
- Buyers who need uniform, newer construction with predictable finishes
- Buyers on a fast timeline with no appetite for inspection surprises
- Investors expecting quick turnover in a slower, roughly two-month market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($382K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Housing distress & ownership in Oak Grove, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Oak Grove buying strategy.
If we were buying in Oak Grove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Grove.
A stock defined by vintage and variance
The defining feature of Oak Grove is age range. With homes built as early as 1932 and as recently as 2024 across 134 properties, the median year built of 1975 sits squarely between eras. That means a buyer should expect to evaluate each home on its own terms — roof, systems, and any updates matter far more than the neighborhood average, and the wide price spread reflects exactly that.
About 58% of homes carry a homestead exemption, which points to a stock held by owner-occupants rather than dominated by turnover. Combine that with a median hold pattern and the roughly two-month time on market, and the picture is a settled area where inventory moves deliberately rather than trading hands quickly.
The location and the amenities are priced into every listing in Oak Grove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this condition-sensitive, the median tells you almost nothing about the home in front of you. We walk the property with you, read the vintage against the asking price, and tell you plainly when an older home's charm is masking deferred work — or when a renovated listing is priced fairly for what it is.
Oak Grove in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Oak Grove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Grove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Grove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Grove home worth?
Get a no-obligation home value based on real comparable sales in Oak Grove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Frequently Asked Questions
What is the median home price in Oak Grove?
How long do homes in Oak Grove take to sell?
How many homes are in Oak Grove?
What share of Oak Grove is owner-occupied?
When were the homes in Oak Grove built?
Who is the best real estate agent for Oak Grove?
How do I find a top Fernandina Beach real estate agent who knows Oak Grove?
Can Momentum Realty connect me with an agent for Oak Grove?
Where is Oak Grove, and what county is it in?
How far is Oak Grove from downtown Jacksonville and the beach?
Is Oak Grove a good place to live?
Should you buy in Oak Grove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2007 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Oak Grove fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Oak Grove with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Oak Grove. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).