Oak Grove
Homes for Sale in Fernandina Beach, FL
All 229 homes for sale in Fernandina Beach, FL · median $661,000 · 224 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-11-12, 7 recorded sales closed at a median of $365,000, $333 per square foot, a median 27 days on market, sellers accepting 94% of original asking. At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $4,850 ($4,340 with the full homestead exemption).
Price in Oak Grove is driven by condition and vintage more than by any single template. With a housing stock spanning from 1932 to 2024 and a median build year of 1975, you are looking at a mix that runs from original older homes to recent construction, and that spread is what pulls the numbers in different directions. The median sits at $382,500, or about $339 per square foot against a median of roughly 1,876 living square feet, but two homes at the same address size can trade very differently depending on how much work has been done.
The market posture here is patient, not frantic. Median days on market is about 62 — call it two months — which tells sellers to price to condition from day one rather than test a number and wait. For buyers, that pace means room to inspect, negotiate, and walk if the bones don't hold up. This is a market that rewards diligence on both sides of the table.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Oak Grove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Oak Grove market snapshot (as of November 12, 2026): the median sale price is about $365K ($333 per sq ft over the trailing 12 months of closed sales), and a median 27 days on market for closed sales.
In ZIP 32034 (Fernandina Beach), 898 homes closed in the last 12 months at a median of $456K ($207/sq ft), up 0.4% year over year, with a median 55 days on market. Right now 218 active and 83 pending listings put supply at about 2.9 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
County records show 13 qualified sales in Oak Grove across 2024–2025 (9 in 2024, 4 in 2025), median $425,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Oak Grove is a community of 266 homes in Fernandina Beach, Nassau County, built between 1930 and 2024 (median 1974.0), with a median living area of about 1,644 square feet. 57% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Oak Grove is an established Fernandina Beach pocket in Nassau County where the housing runs nearly a century in age, so the real question is rarely location and almost always condition.
Who Oak Grove is best for.
Best for
- Buyers comfortable evaluating an older home's systems and budgeting for updates
- Owner-occupant buyers wanting an established Fernandina Beach setting and willing to wait for the right listing
- Renovation-minded buyers who see upside in an older property with good bones
Probably not for
- Buyers who need uniform, newer construction with predictable finishes
- Buyers on a fast timeline with no appetite for inspection surprises
- Investors expecting quick turnover in a slower, roughly two-month market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($365K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
19% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
The Oak Grove buying strategy.
If we were buying in Oak Grove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Grove.
A stock defined by vintage and variance
The defining feature of Oak Grove is age range. With homes built as early as 1932 and as recently as 2024 across 134 properties, the median year built of 1975 sits squarely between eras. That means a buyer should expect to evaluate each home on its own terms — roof, systems, and any updates matter far more than the neighborhood average, and the wide price spread reflects exactly that.
About 58% of homes carry a homestead exemption, which points to a stock held by owner-occupants rather than dominated by turnover. Combine that with a median hold pattern and the roughly two-month time on market, and the picture is a settled area where inventory moves deliberately rather than trading hands quickly.
The location and the amenities are priced into every listing in Oak Grove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this condition-sensitive, the median tells you almost nothing about the home in front of you. We walk the property with you, read the vintage against the asking price, and tell you plainly when an older home's charm is masking deferred work — or when a renovated listing is priced fairly for what it is.
Oak Grove in 15 seconds.
Tools for a Oak Grove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Grove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Grove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Grove home worth?
Get a no-obligation home value based on real comparable sales in Oak Grove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Housing distress & ownership in Oak Grove, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Fernandina Beach guides & data
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- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
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- Florida property tax calculator
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- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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Recent Developments in Oak Grove
Development, infrastructure, retail, and school activity affecting Oak Grove, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Port of Fernandina wins $11M federal grant for wharf and flood-control repairs
The U.S. Maritime Administration's Port Infrastructure Development Program awarded $11 million to the Ocean Highway and Port Authority. The money covers rebuilding the upper and lower wharf, crane rail repairs, an underground stormwater system, paving, railroad crossing repairs and shoreline reinforcement. The article ties it to two roughly $5.5 million needs presented by Relay Terminals in May.
What it may mean for the marketDock and drainage upgrades support continued port operations and the freight jobs tied to the Fernandina waterfront. The site is less than a mile northwest of Oak Grove.
Source: Fernandina Observer - October 2026Civic
Nassau committee proposes data center zoning district with no county incentives
A draft county report released Oct. 21 rejects both a ban and the status quo, proposing a new industrial park-data center zoning district, no county incentives or tax abatements, and disclosure of water and power needs. Siting would prioritize proximity to 500-kilovolt transmission lines, and developers would pay infrastructure costs. Workshops run Oct. 26 and Nov. 9, with a Planning and Zoning hearing Dec. 1 and commission hearings Dec. 14 and Jan. 25 under a June moratorium.
What it may mean for the marketThe rules will determine where large power-and-water-intensive industrial users can locate in western Nassau, shaping future land use and utility demand. The site is about 6 miles southwest of Oak Grove.
Source: Fernandina Observer - September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 6 miles west of Oak Grove.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 4 miles southwest of Oak Grove.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 13 miles west of Oak Grove.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 13 miles west of Oak Grove.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Frequently Asked Questions
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Should you buy in Oak Grove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2012 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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