Overby And Gargan
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE · via realMLS
Overby And Gargan is a small, older platted pocket of St. Augustine, and with only a single closing in the current window there is no reliable price story to tell here. What sets value in a community this size is not a market trend but the individual property: lot, condition, and how much updating a given home has or hasn't had. Two homes a block apart can trade very differently, and that spread is condition-driven, not a reflection of any broad pricing tier.
For a buyer, that means the comps are thin and you are negotiating on the merits of the specific house rather than a running average. For a seller, it means pricing takes real work — you cannot lean on a stack of recent neighbor sales, so a defensible number comes from the home's own condition and the wider St. Augustine and St. Johns County context.
Overby And Gargan right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
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Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Overby And Gargan. Swipe to explore the community.
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Overby And GarganPhotos from realMLS listings in Overby And Gargan; content deemed reliable but not guaranteed.
Who Overby And Gargan is best for.
Best for
- Buyers who value an established St. Augustine location and will evaluate the specific house rather than a market average
- Buyers comfortable doing close due diligence on condition and lot before making an offer
- Long-hold owners who aren't counting on quick resale in a low-turnover pocket
Probably not for
- Buyers who need abundant recent comps to feel confident on price
- Buyers wanting a fast, predictable resale in an active, high-volume market
- Buyers set on newer construction and subdivision-style uniformity
The market around Overby And Gargan
Overby And Gargan is a small community — 24 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32080, 220 homes are on the market and 20% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 1,921 homes are active and 1,005 pending (34% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Overby And Gargan specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Overby And Gargan
Live MLS inventory for Overby And Gargan. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Overby And Gargan listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Overby And Gargan buying strategy.
If we were buying in Overby And Gargan today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Overby And Gargan.
A thin-data pocket
The defining feature of a community this small is how little changes hands in any given stretch. With one closing in the current window, there is not enough volume to draw a trend line, and anyone quoting you a confident average price for Overby And Gargan is guessing. The honest read is that value here is set house by house.
That is not a knock. Small, older sections of St. Augustine can offer character and location that newer subdivisions can't, but they demand a closer look at each property — the condition, the lot, and what recent work has been done. The pricing spread in a place like this is wide and condition-driven, so due diligence on the individual home matters more than any neighborhood-wide number.
The location and the amenities are priced into every listing in Overby And Gargan. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume pocket like Overby And Gargan, the data won't do the work for you — someone has to. We price and negotiate from the specific property and the broader St. Augustine and St. Johns County context rather than from a comp set that barely exists, and we'll tell you plainly when a listing's asking number isn't supported by its condition.
Overby And Gargan in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Overby And Gargan buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Overby And Gargan sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Overby And Gargan, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Overby And Gargan home worth?
Get a no-obligation home value based on real comparable sales in Overby And Gargan, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Overby And Gargan on the map →
19% of homes for sale in ZIP 32080 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Is Overby And Gargan a buyer's or seller's market right now?
Do cash buyers compete in Overby And Gargan?
Who is the best real estate agent for Overby And Gargan?
How do I find a top St. Augustine real estate agent who knows Overby And Gargan?
Can Momentum Realty connect me with an agent for Overby And Gargan?
Should you buy in Overby And Gargan?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Overby And Gargan with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2009 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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