Waterfront Homes for Sale in St. Augustine, FL

This page tracks every St. Augustine listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

331 waterfront homes are for sale or pending in St. Augustine, FL today across 152 communities. The median asking price is $549,000, from $185,000 to $6,990,000. Listings in St. Augustine without that feature have a median of $789,000. Most listings right now: Madeira (22), Silverleaf (9), Silver Falls (9). Updated September 8, 2026 from the MLS.

St. Augustine waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.

CommunityWaterfront HomesNew buildMedian listFrom
Madeira2218$857,090$590,000
Silverleaf96$739,000$424,000
Silver Falls92$345,995$322,500
Silver Meadows88$499,490$429,990
Brook Forest88$392,490$349,990
Cortez on the Water76$1,450,000$1,100,000
Palencia70$1,125,000$625,000
Shearwater70$869,000$459,000
Trailmark72$434,990$389,900
Las Palmas60$266,400$239,900
Arbor Mill50$639,000$569,900
Shearwater Townhomes55$352,500$327,000
Marsh Creek40$1,349,500$615,000
Summer Island40$1,242,500$699,000
Murabella40$545,000$399,000
San Salito40$430,250$399,000
Entrada40$427,500$375,000
Grand Ravine40$342,000$339,000
Bridgewater40$287,450$250,000
Wgv Laterra Condo40$282,475$185,000
Davis Shores30$3,500,000$465,000
Vilano Beach31$2,500,000$1,950,000
Surfside33$2,500,000$2,400,000
Antigua30$1,495,000$599,989
Markland30$899,990$899,000
Beacon Lake30$775,000$549,000
Island View30$699,000$680,000
Colee Cove Estates30$675,000$209,000
Las Calinas30$625,000$475,000
Sebastian Harbor Villas30$529,000$525,000
Summer Bay At Grand Oaks30$529,000$499,000
Glen St Johns30$499,900$415,000
Bannon Lakes30$459,900$424,900
Palmo30$450,000$394,900
Sevilla30$450,000$444,900
Silverleaf Village30$450,000$429,900
Wgv Residences Condo30$325,000$318,000
Waterford Lakes30$309,000$284,999
Vista Cove30$289,000$275,000
North Beach20$2,725,000$1,500,000
South Hampton20$872,250$445,000
St Johns Golf & Cc20$823,200$699,000
Riverdale20$817,500$485,000
Sea Winds20$725,000$465,000
Atlantic East20$715,000$635,000
Moses Creek Estates20$694,950$690,000
Hildreth Back Bay20$694,499$489,999
Grand Oaks20$589,950$529,900
Treasure Beach20$587,000$444,000
Gran Lake20$584,749$569,500
Villages Of Vilano20$582,000$265,000
Coopers Cove20$557,500$335,000
Creekside20$547,000$545,000
Silver Landing20$532,500$515,000
Summerhouse20$527,000$459,000
Whisper Ridge20$505,750$492,500
Ponce Landing20$455,000$450,000
Verano Creek20$437,700$425,500
Wgv Cascades20$434,499$329,999
Parkland Preserve20$425,950$406,900

Also with waterfront homes for sale: Hibiscus (2), St Augustine Lakes (2), Ravenswood Village (2), Conquistador Condo (2), Camachee Island Homesites (1), Sea Colony (1), Ocean Palms (1), Espanita (1), Crosswinds (1), Picolata (1), City Of St Augustine (1), Diego Island (1), Wgv King Andbear (1), Marsh Point (1), Courtney Oaks (1), Summer Haven (1), St Augustine South (1), Bella Mar Condo (1), Pelican Reef (1), Andreas Pacetti (1), Buena Esperanza (1), Matanzas Inlet Bch (1), Inlet Sunrise Condo (1), Coquina Condo (1), Beacon Lake Phase 2c (1), Sunset Harbor (1), Kensington (1), Brown Unrec (1), Wgv Royal Pines (1), St Johns River Ests (1), Fort Peyton Forest (1), Meadow Ridge (1), Colee (1), Twin Creeks (1), Sea Gate (1), Rowands (1), Wingfield Glen (1), Wildwood Pines (1), Ocean Gallery Vistas Condo (1), Ashley Oaks (1), Crescent Sandpiper (1), Riverfront (1), Tocoi (1), Colony Reef Club (1), Johns Creek (1), Eagle Creek (1), Windward Ranch (1), Salt Run Iii (1), Rolling Hills (1), Andalusia (1), Anastasia Lakes (1), Menendez Park (1), Lakewood Pointe (1), Sabal Estates (1), Wgv Laterra Links Condo (1), Seagate North (1), Holly Forest (1), Deerfield Trace (1), Island House Condo (1), Ocean Village Club (1), Sunset Point (1), Southern Grove (1), Villages of Valencia (1), Wgv Heritage Landing (1), Wgv Cottages At Glenmoor (1), Reverie At Trailmark (1), St Johns Six Mile Creek West (1), Wgv Legacy Trail (1), Summerhill (1), Arbors At Lightsey Crossing (1), Ocean Grove (1), Sebastian View (1), Deerfield Preserve (1), Samara Lakes (1), Quail Hollow (1), Silver Leaf (1), Morgans Cove (1), Isles Of The World (1), Beacon Lake Townhomes (1), Maplewood Court (1), The Sanctuary (1), Ashby Landing (1), St Augustine Shores (1), Wgv The Meadows (1), Islander (1), Ocean Gate Condo (1), Heritage Park (1), South Tuscany Village (1), Villas at Heritage Park (1), Belle Haven (1), Gables At Wingfield (1), Orchard Park (1).

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in St. Augustine?
As of September 8, 2026, 331 St. Augustine, FL listings whose MLS record reports waterfront are active or pending, across 152 communities. The count updates with every MLS refresh.
What do waterfront homes cost in St. Augustine?
The median asking price today is $549,000, with listings from $185,000 to $6,990,000. St. Augustine listings without that feature have a median of $789,000.
Which St. Augustine community has the most waterfront homes for sale?
Madeira has the most right now (22), followed by Silverleaf (9), Silver Falls (9), Silver Meadows (8).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring St. Augustine

Live data: realMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St. Augustine, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data courtesy of realMLS (Northeast Florida Multiple Listing Service). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

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