Silver Oak
Homes for Sale in Naples, FL
All 2,052 homes for sale in Naples, FL · median $429,000 · 504 homes for sale in 34120 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Silver Oak in Naples, FL has 5 homes for sale and 1 pending, asking from $5,200,000 to $5,520,000 (median $5,300,000). Homes listed or recently sold were built 2024–2026 with 5 new construction; 4 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).
Homes For Sale Right Now in Silver Oak
Live MLS inventory for Silver Oak. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Silver Oak listings as of 2026-10-20, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Silver Oak Naples doesn't have a pricing story to tell yet, at least not one visible in current MLS activity. Listing data doesn't show enough turnover or amenity detail to establish a clear pattern, which means valuation here still comes down to the individual home, its condition, and its lot rather than a community-wide trend.
For a buyer or seller, that's a signal to slow down and look closer rather than lean on averages. Without a reliable read on comparable sales activity, pricing decisions should be built listing by listing, with recent closed comparables pulled fresh at the time of the offer rather than assumed from broad community data.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Silver Oak Naples sits within Naples proper in Collier County, an area where community-level amenity data isn't consistently reported through current MLS listings. That gap makes it a community worth verifying directly with the HOA or property records rather than relying on the listing sheet alone.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Silver Oak. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Silver OakPhotos from Florida Gulf Coast MLS listings in Silver Oak; content deemed reliable but not guaranteed.
Who Silver Oak is best for.
Best for
- Buyers prioritizing a Naples location over a documented amenity list
- Buyers comfortable doing direct diligence on HOA structure and fees before writing an offer
- Buyers evaluating the home and lot on their own merits rather than community-wide comparables
Probably not for
- Buyers who need a confirmed amenity package, such as a pool or clubhouse, locked in before touring
- Buyers relying on community-level price trends to guide an offer
- Buyers unwilling to independently verify HOA details prior to contract
The market around Silver Oak
Silver Oak is too small for its own price trend, so here is the market around it.
In ZIP 34120, 608 homes are on the market and 23% are under contract — a steady corner of Naples.
Across Collier County, 4,449 homes are active and 1,017 pending (19% under contract).
In ZIP 34120 (Naples), 701 homes closed in the last 12 months at a median of $558K ($300/sq ft), down 2.7% year over year, with a median 70 days on market. Right now 318 active and 88 pending listings — a buyer's market. See the live ZIP 34120 housing market and the Collier County market.
ZIP and county figures describe the wider market, not Silver Oak specifically. Momentum Research analysis of MLS records.
Silver Oak on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Silver Oak buying strategy.
If we were buying in Silver Oak today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Oak.
What we don't know yet
Current MLS listings for Silver Oak Naples don't identify specific community amenities, which is different from saying none exist. It typically means listing agents haven't detailed clubhouse, pool, or recreational features in their remarks, or that the available listings simply didn't require it. Either way, it's a gap worth closing before writing an offer.
The honest move here is direct verification: pull the HOA documents, call the management company, or ask a Momentum agent to confirm what's actually included before assuming anything about lifestyle features, maintenance responsibilities, or fees. Naples carries a wide range of community structures, and Silver Oak's specifics should be confirmed rather than inferred.
The location and the amenities are priced into every listing in Silver Oak. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When the data trail is this thin, the value of a broker shows up in the legwork the MLS doesn't do for you. We'll pull HOA documents, confirm amenity and fee details directly, and price the specific home against real comparable closings rather than a community average that doesn't exist yet.
Silver Oak in 15 seconds.
Tools for a Silver Oak buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Oak sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Oak, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Oak home worth?
Get a no-obligation home value based on real comparable sales in Silver Oak, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Should you buy in Silver Oak?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 20, 2026) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2025 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Silver Oak fits the bigger picture — live prices, inventory, and Momentum Scores:
Housing distress & ownership in Silver Oak, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Silver Oak Naples Right Now (6)
All 6 active and pending Silver Oak Naples listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3063 Ravenna Ave · $5,300,000 · 4 bd / 6 ba · listed Jul 22, 2026 · listed by Seagate Realty, LLC
- 3062 Ravenna Ave · $5,200,000 · 4 bd / 6 ba · listed Jul 22, 2026 · listed by Seagate Realty, LLC
- 3071 Ravenna Ave · $5,200,000 · 4 bd / 6 ba · listed Jul 22, 2026 · listed by Seagate Realty, LLC
- 3123 Ravenna Ave · $5,350,000 · 4 bd / 5 ba · listed Jul 22, 2026 · listed by Seagate Realty, LLC
- 3080 Ravenna Ave · $5,520,000 · 4 bd / 6 ba · listed Jul 22, 2026 · listed by Seagate Realty, LLC
- 3054 Ravenna Ave · $4,900,000 · 4 bd / 6 ba · pending · listed Jul 22, 2026 · listed by Seagate Realty, LLC
More Naples home searches
- All homes for sale in Naples, FL
- Homes for sale in Collier County, FL
- Gated communities in Naples
- Homes under $300K in Naples
- Homes from $300K to $500K in Naples
- 4-bedroom homes for sale in Naples
- Naples home values: what is my house worth?
- ZIP 34120 housing scorecard
- 10 coming-soon communities in Collier County
Naples guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Home insurance cost
- New construction
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Ravenna Avenue (8 homes on record)
Nearby Communities
Explore more neighborhoods near Silver Oak with Momentum Realty’s local guides.
What it really costs to own in Silver Oak
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $3,544/yr across 12 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2026 across 12 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Silver Oak
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Silver Oak
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Silver Oak will answer, and the answer is published on this page for the next buyer.