Sunset Bay
Homes for Sale in Neptune Beach, FL
All 35 homes for sale in Neptune Beach, FL · median $1,300,000 · 27 homes for sale in 32266 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 20 closed sales in Sunset Bay in Neptune Beach, FL since 2009, the most recent in January 2026. Across Neptune Beach as a whole, 69 homes closed in the last 12 months at a median of $779,900, 33 median days on market, with 22 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $13,930 ($13,200 with the full homestead exemption).
Sunset Bay sits in Neptune Beach, one of the tighter coastal pockets of Duval County, and that location is the single biggest lever on price here. With such a limited inventory footprint, what a home actually sells for is driven less by any published range and more by condition, siting within the community, and how the beach-adjacent segment is moving on any given month.
As of mid-2026, treat this as a market where each listing has to be read on its own merits rather than against a deep comp set. For sellers, that means condition and presentation do real work. For buyers, it means patience and a willingness to move when the right home surfaces, because substitutes do not come along often in a place this compact.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Sunset Bay right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Sunset Bay is a small coastal community in Neptune Beach, close enough to the ocean and the Beaches-area grid to make walkability and proximity part of the value, not just the square footage.
realMLS (Northeast Florida) sales records identify 15 homes in Sunset Bay that have changed hands since 2009, built between 1956 and 2025 (median 2005), with a median living area of about 3,400 sq ft and a typical 4-bedroom, 3.5-bath layout; 93% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Sunset Bay is best for.
Best for
- Buyers prioritizing a walkable, beach-adjacent Neptune Beach location over maximum square footage
- Buyers with the flexibility to act quickly when a specific home comes to market
- Buyers who value a slower-turning, condition-driven market over a fast-building one
Probably not for
- Buyers who need to compare many active listings before committing
- Buyers on a rigid timeline who cannot wait for the right home to surface
- Buyers wanting a large, high-turnover subdivision with predictable pricing bands
The market around Sunset Bay
Sunset Bay is too small for its own price trend, so here is the market around it.
In ZIP 32266, 37 homes are on the market and 27% are under contract — a steady corner of Neptune Beach.
Across Duval County, 4,384 homes are active and 1,562 pending (26% under contract).
In ZIP 32266 (Neptune Beach), 81 homes closed in the last 12 months at a median of $743K ($392/sq ft), up 6.6% year over year, with a median 35 days on market. Right now 11 active and 3 pending listings put supply at about 3.5 months — a balanced market. See the live ZIP 32266 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Sunset Bay specifically. Momentum Research analysis of MLS records.
The Sunset Bay buying strategy.
If we were buying in Sunset Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunset Bay.
A thin-inventory coastal pocket
The defining trait of Sunset Bay is scarcity. Neptune Beach is not a large city, and a community within it turns over slowly, so the pricing story is condition-driven and spread out rather than neatly banded. Two homes here can trade well apart based on updates, layout, and how close they sit to the water and the beach corridor.
That thinness cuts both ways. It insulates the area from the swings you see in larger, faster-building submarkets, but it also means you cannot count on a steady flow of choices. Anyone shopping here should be ready to act on a specific home rather than wait for the market to hand them options.
The location and the amenities are priced into every listing in Sunset Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, condition-sensitive market like Sunset Bay, the value is in reading each individual home correctly — what its updates, siting, and beach proximity are really worth — rather than leaning on a thick comp set that does not exist. We track this Neptune Beach pocket closely and will tell you plainly when a listing is priced for its condition and when it is not.
Sunset Bay in 15 seconds.
Tools for a Sunset Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunset Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sunset Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sunset Bay home worth?
Get a no-obligation home value based on real comparable sales in Sunset Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Neptune Beach →
Housing distress & ownership in Sunset Bay, Neptune Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
More Neptune Beach home searches
- All homes for sale in Neptune Beach, FL
- Homes for sale in Duval County, FL
- 4-bedroom homes for sale in Neptune Beach
- ZIP 32266 housing scorecard
- 5 coming-soon communities in Duval County
Neptune Beach guides & data
- Market data
- Property taxes (Duval County)
- Homestead exemption (Duval County)
- Home insurance cost
- New construction (Duval County)
- Home builders (Duval County)
Florida buyer guides
Email me new listings in Sunset Bay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sunset Bay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sunset Bay will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Sunset Bay?
What share of Sunset Bay is owner-occupied?
When were the homes in Sunset Bay built?
Who is the best real estate agent for Sunset Bay?
How do I find a top Neptune Beach real estate agent who knows Sunset Bay?
Can Momentum Realty connect me with an agent for Sunset Bay?
Where is Sunset Bay, and what county is it in?
How far is Sunset Bay from downtown Jacksonville and the beach?
Should you buy in Sunset Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32266)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2009 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Sunset Bay fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Sunset Bay with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Sunset Bay. These are the public schools most often assigned to other communities in ZIP 32266; zones change and vary by address, so confirm with the district before you buy.
- Neptune Beach Elementary School · PreK-5 · FLDOE grade A (assigned to 10 nearby communities)
- Fletcher Middle School · Middle (assigned to 7 nearby communities)
- Duncan U. Fletcher High School · 9-12 · FLDOE grade A (assigned to 5 nearby communities)
- Duncan Fletcher High School · High (assigned to 5 nearby communities)
- Duncan U. Fletcher Middle School · 6-8 · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).