Terra Esmeralda in Kissimmee
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Photo via Stellar MLS

Built fromLive Stellar MLS dataUpdated twice daily

As of September 2026, Terra Esmeralda in Kissimmee, FL has 1 home for sale. Terra Esmeralda is a community in Kissimmee, Osceola County, FL. Across Kissimmee as a whole, 2,431 homes closed in the last 12 months at a median of $387,990, 62 median days on market, with 1,223 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,910 ($5,310 with the full homestead exemption).

Sections of Terra Esmeralda in the MLS

Terra Esmeralda in Kissimmee, FL is recorded as 2 separate subdivisions/phases in the MLS; 4 homes are for sale across them today. Each section has its own page:

Live · Terra Esmeralda Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Osceola: 21% (1,137 of 5,507)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
23%
Cash buyers · Terra Esmeralda
3 of 13 sales, 12 mo ending June 2021
Track record · years of records
0
Failed listings · 2021
peaked at 2 in 2021
Jon Brooks, founder of Momentum Realty
Jon's Current Read

With a single active listing on the market, Terra Esmeralda in Kissimmee isn't offering much to compare against right now. One listing means whatever is available is effectively setting the market by itself - there's no competing inventory to test that price against, and no cluster of recent sales to triangulate value from within the community itself.

The 12-month supply figure places this in buyer-leaning territory, meaning at the current pace of activity it would take roughly a year to work through what's listed. For a seller, that argues for pricing conservatively and expecting a longer runway to close. For a buyer, it means there's room to negotiate on terms, but also very little to choose from at this exact moment - patience and a wide search radius help.

Terra Esmeralda Housing Pulse · Momentum Research · as of July 15, 2026

Terra Esmeralda right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Terra Esmeralda sits in Kissimmee within Osceola County, and as of this snapshot the community shows a single active MLS listing against a 12-month supply - a market with almost no current inventory but a slow overall absorption pace when measured against recent activity.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with flexible timelines who don't mind waiting for the right listing to surface
  • Buyers comfortable making an offer without a deep set of recent comparable sales to lean on
  • Sellers prepared to price conservatively and market patiently given the slower absorption pace

Probably not for

  • Buyers who need to choose among several active listings before deciding
  • Anyone working against a tight closing deadline with no room for delay
  • Sellers expecting a fast sale in a market currently showing a 12-month supply

The market around Terra Esmeralda

Terra Esmeralda is a small community — 2 recorded sales on file, most recently in 2021 — too few for its own price trend. Here is the market around it.

Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).

The housing mix here is 88% townhouse, 12% ?.

ZIP and county figures describe the wider market, not Terra Esmeralda specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Terra Esmeralda

Live MLS inventory for Terra Esmeralda. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Terra Esmeralda listings as of 2026-06-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.

If we were buying in Terra Esmeralda today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terra Esmeralda.

Best Buy
Buyers or sellers comfortable making decisions with limited comparable data on hand.
Biggest Risk
With just one active listing, there's no real-time market to benchmark pricing against.
Sweet Spot
Best approached with a flexible timeline rather than a fixed closing deadline.
Avoid If
Skip this community for now if you need immediate inventory or a fast, competitive purchase.

One Listing, A Long Runway

A community showing just one active listing is difficult to read as a market in real time. There isn't enough concurrent inventory to establish a price band, a typical days-on-market pattern, or a sense of what condition or lot type is driving demand. Anyone evaluating Terra Esmeralda right now is effectively evaluating one home, not a market.

The 12-month supply figure is the more durable signal. It puts the community solidly in buyer-leaning conditions - supply that would take about a year to absorb at the current sales pace. That's a meaningfully slower clip than a balanced market, and it typically comes with more room for buyers to negotiate on price and terms, longer marketing periods for sellers, and less urgency to act quickly on any single listing.

The location and the amenities are priced into every listing in Terra Esmeralda. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with only one listing on the board, the value of local, plugged-in representation goes up, not down. We track what's coming before it hits the MLS, pull comparable sales from outside the immediate community when internal data is thin, and help you build a realistic offer or listing strategy in a market that doesn't have enough current activity to speak for itself.

Terra Esmeralda in 15 seconds.

Best forBuyers or sellers comfortable making decisions with limited comparable data on hand.
Biggest advantageThe 12-month supply signals negotiating room for buyers willing to be patient.
Biggest riskWith just one active listing, there's no real-time market to benchmark pricing against.
Sweet spotBest approached with a flexible timeline rather than a fixed closing deadline.
Avoid ifSkip this community for now if you need immediate inventory or a fast, competitive purchase.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terra Esmeralda sales matched to your home.

What is your Terra Esmeralda home worth?

Get a no-obligation home value based on real comparable sales in Terra Esmeralda, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Kissimmee →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,241/mo
Osceola County typical true cost to own
$145/mo
Osceola County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

TERRA ESMERALDA Market Scorecard

Strong buyer's market

TERRA ESMERALDA is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $2,290, and homes go under contract in about 26 days.

12.0
Months supply
$2,290
Median list
$2,290
Median sold
$1
Per sqft
26
Days on mkt
1/0/1
Active/Pend/Sold

Typical home value in the 34746 ZIP is $360,381, about 6.8% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Terra Esmeralda a buyer's or seller's market right now?
As of July 15, 2026, Terra Esmeralda leans toward buyers: 12.0 months of supply at the current sales pace (Stellar MLS live counts).
Do cash buyers compete in Terra Esmeralda?
Cash buyers took 23% of Terra Esmeralda sales in the 12 months ending June 2021 (3 of 13 closings, Stellar MLS).
Who is the best real estate agent for Terra Esmeralda?
The best agent for Terra Esmeralda is one who actively works Kissimmee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Terra Esmeralda.
How do I find a top Kissimmee real estate agent who knows Terra Esmeralda?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Terra Esmeralda and the wider Kissimmee area.
Can Momentum Realty connect me with an agent for Terra Esmeralda?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Terra Esmeralda purchase or sale - no call center and no pressure.
Buyers with flexible timelines who don't mind waiting for the right listing to surfaceExcellent fit
Buyers comfortable making an offer without a deep set of recent comparable sales to lean onExcellent fit
Sellers prepared to price conservatively and market patiently given the slower absorption paceExcellent fit
Buyers who need to choose among several active listings before decidingProbably not
Anyone working against a tight closing deadline with no room for delayProbably not
Sellers expecting a fast sale in a market currently showing a 12-month supplyProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 22, 2026)
Under-contract sharesStellar MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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