Terra Esmeralda Townhomes in Kissimmee

Terra Esmeralda Townhomes
Homes for Sale in Kissimmee, FL

All 2,933 homes for sale in KISSIMMEE, FL · median $373,400 · 569 homes for sale in 34746 · Osceola County homes for sale

Community in Kissimmee · Osceola County · ZIP 34746
Median sale $350K
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Photo via Stellar MLS

Built fromLive Stellar MLS data5 years of closingsUpdated twice daily

As of September 2026, Terra Esmeralda Twnhms in Kissimmee, FL has 4 homes for sale, asking from $330,000 to $369,900 (median $361,495). Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $350,000, $203 per square foot, a median 229 days on market, sellers accepting 95% of original asking. Homes listed or recently sold were built 2019 - 2021; 7 of 7 report an HOA (median $360/mo); 5 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 70 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,330 ($4,730 with the full homestead exemption).

Part of Terra Esmeralda, Kissimmee, FL — see all Terra Esmeralda homes for sale (5 listings across 3 sections in the MLS).

Live · Terra Esmeralda Townhomes Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$350K
Median sold · 12 mo
$203/sf
Sold $/sqft · 12 mo
peak $238 in 2022
95.1%
Sale vs ask
Osceola median: 95.9%
Tempo
16.0mo
Supply
3 to 6 months is the balanced band
229days
Median DOM · closed
6 days at the 2022 low
0%
Under contract
Osceola: 20% (1,079 of 5,502)
4 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 2 a year
Track record · 5 years of records
1,721sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Terra Esmeralda Townhomes

Live MLS inventory for Terra Esmeralda Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Terra Esmeralda Townhomes listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Terra Esmeralda is a small, gated townhome community, and the numbers here reflect a thin market rather than a soft one. With only three active listings and just three closings in the tracked window, there is not enough volume to draw sharp conclusions about pricing trends - the $350,000 median and $203 per square foot figure should be read as a snapshot of a handful of homes, not a broad market curve.

What stands out is the median days on market of 229 and roughly 12 months of supply. That combination points to a buyer-leaning posture: listings here can sit for a while before finding the right buyer, which gives buyers room to negotiate on price, closing costs, or timeline. Sellers should price with that reality in mind and expect a longer runway to close rather than a quick turnaround.

Terra Esmeralda Townhomes Housing Pulse · Momentum Research · as of September 12, 2026

Terra Esmeralda Townhomes right now

🟢 Buyer-leaning market. 16.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (4 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Terra Esmeralda Townhomes market snapshot (as of September 12, 2026): the median sale price is about $350K ($203 per sq ft over the trailing 12 months of closed sales), a median 229 days on market for closed sales, and 16.0 months of supply, a buyer-leaning market.

In ZIP 34746 (KISSIMMEE), 1,615 homes closed in the last 12 months at a median of $405K ($199/sq ft), down 4.5% year over year, with a median 67 days on market. Right now 421 active and 72 pending listings put supply at about 6.7 months - a buyer's market. See the live ZIP 34746 housing market and the Osceola County market.

Stellar MLS sales records identify 17 homes in Terra Esmeralda Townhomes that have changed hands since 2021, built between 2019 and 2021 (median 2020), with a median living area of about 1,721 sq ft and a typical 4-bedroom, 3.5-bath layout; 94% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Terra Esmeralda is a gated townhome community in Kissimmee built around a shared pool, clubhouse, and playground, with a small enough listing count that each available unit represents a meaningful share of current inventory.

Best for

  • A buyer targeting a gated townhome near the $350,000 median who can move on limited inventory when the right unit appears.
  • Someone comfortable negotiating on price given the long typical time on market.
  • A buyer prioritizing shared amenities like a pool and clubhouse over a large private yard.

Probably not for

  • Anyone who wants a wide selection of active listings to compare before deciding.
  • A buyer on a tight closing deadline who cannot absorb a longer-than-average sale timeline.
  • Someone who wants a guarded gate rather than gated access without on-site staffing.

Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
0246202220242026
0 to 7 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,241/mo
Osceola County typical true cost to own
$145/mo
Osceola County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

TERRA ESMERALDA TWNHMS Market Scorecard

Strong buyer's market

TERRA ESMERALDA TWNHMS is currently a strong buyer's market. About 16.0 months of supply, a median asking price of $361,495, and homes go under contract in about 29 days.

16.0
Months supply
$361,495
Median list
$350,000
Median sold
$227
Per sqft
29
Days on mkt
4/0/3
Active/Pend/Sold

Typical home value in the 34746 ZIP is $360,381, about 6.8% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in TERRA ESMERALDA TWNHMS, KISSIMMEE

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 39 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Terra Esmeralda Townhomes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terra Esmeralda Townhomes.

Best Buy
Buyers looking for a gated townhome in Kissimmee who can be patient with a slower closing timeline.
Biggest Risk
Thin inventory and few recent closings mean pricing benchmarks here are soft, not firm.
Sweet Spot
A buyer who has done homework on HOA terms and is comfortable moving on a well-priced unit without rushing the search.
Avoid If
You need a fast closing or a wide selection of comparable units to choose from.

A small gated community with a slow clock

The amenity set here is straightforward for a townhome community: a pool, clubhouse, playground, community mailbox area, and gated access with touchless entry, though it is reported as gated without an on-site guard. These are shared-use features tied to HOA upkeep, so anyone evaluating a unit should confirm current amenity access and any associated fees directly with the HOA rather than relying solely on listing descriptions.

The market data is the more important story. A 229-day median days-on-market and roughly a year of supply mean this is not a community where homes move quickly once listed. With only three closings tracked and three active listings, pricing per square foot ($203 median) is a useful reference point but not a firm ceiling or floor - condition, unit location within the community, and how motivated a given seller is will move the number more than broad market trends will.

The location and the amenities are priced into every listing in Terra Esmeralda Townhomes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this thin - three active listings, three recent closings - the publicly visible data only tells part of the story. We track pending activity, price adjustments, and HOA documentation as they happen, so buyers are not negotiating off a stale median and sellers are not pricing into a vacuum.

Terra Esmeralda Townhomes in 15 seconds.

Best forBuyers looking for a gated townhome in Kissimmee who can be patient with a slower closing timeline.
Biggest advantageLow competition among buyers gives room to negotiate on price and terms.
Biggest riskThin inventory and few recent closings mean pricing benchmarks here are soft, not firm.
Sweet spotA buyer who has done homework on HOA terms and is comfortable moving on a well-priced unit without rushing the search.
Avoid ifYou need a fast closing or a wide selection of comparable units to choose from.

HOA, CDD & Fees

In short
  • HOA dues reported around $360/month (about $4,320/yr) · median of 21 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $360 per month ($4,320 a year) - the median AssociationFee across 21 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terra Esmeralda Townhomes sales matched to your home.

What is your Terra Esmeralda Townhomes home worth?

Get a no-obligation home value based on real comparable sales in Terra Esmeralda Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Kissimmee →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Terra Esmeralda Townhomes?
The median sale price in Terra Esmeralda Townhomes was $350K over the 12 months ending September 12, 2026 (3 closed sales, Stellar MLS).
How long do homes in Terra Esmeralda Townhomes take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 229 days on market (3 sales, Stellar MLS).
Is Terra Esmeralda Townhomes a buyer's or seller's market right now?
As of September 12, 2026, Terra Esmeralda Townhomes leans toward buyers: 16.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Terra Esmeralda Townhomes?
The best agent for Terra Esmeralda Townhomes is one who actively works Kissimmee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Terra Esmeralda Townhomes.
How do I find a top Kissimmee real estate agent who knows Terra Esmeralda Townhomes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Terra Esmeralda Townhomes and the wider Kissimmee area.
Can Momentum Realty connect me with an agent for Terra Esmeralda Townhomes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Terra Esmeralda Townhomes purchase or sale - no call center and no pressure.
A buyer targeting a gated townhome near the $350,000 median who can move on limited inventory when the right unit appears.Excellent fit
Someone comfortable negotiating on price given the long typical time on market.Excellent fit
A buyer prioritizing shared amenities like a pool and clubhouse over a large private yard.Excellent fit
Anyone who wants a wide selection of active listings to compare before deciding.Probably not
A buyer on a tight closing deadline who cannot absorb a longer-than-average sale timeline.Probably not
Someone who wants a guarded gate rather than gated access without on-site staffing.Probably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2021 (12 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Terra Esmeralda Twnhms? 3 recorded closings; median 229 days on market (window ending 2026-09-12). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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