Terra Esmeralda Townhomes
Homes for Sale in Kissimmee, FL
All 3,104 homes for sale in Kissimmee, FL · median $375,000 · 797 homes for sale in 34746 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Terra Esmeralda Twnhms in Kissimmee, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $350,000, $203 per square foot, a median 229 days on market, sellers accepting 95% of original asking. Homes listed or recently sold were built 2020 - 2021; 6 of 6 report an HOA (median $370/mo); 3 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 70 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,330 ($4,730 with the full homestead exemption).
Part of Terra Esmeralda, Kissimmee, FL — see all Terra Esmeralda homes for sale (4 listings across 3 sections in the MLS).
Homes For Sale Right Now in Terra Esmeralda Townhomes
Live MLS inventory for Terra Esmeralda Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listing
Active · 146 daysActive and pending Terra Esmeralda Townhomes listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.

Terra Esmeralda is a small, gated townhome community, and the numbers here reflect a thin market rather than a soft one. With only three active listings and just three closings in the tracked window, there is not enough volume to draw sharp conclusions about pricing trends - the $350,000 median and $203 per square foot figure should be read as a snapshot of a handful of homes, not a broad market curve.
What stands out is the median days on market of 229 and roughly 12 months of supply. That combination points to a buyer-leaning posture: listings here can sit for a while before finding the right buyer, which gives buyers room to negotiate on price, closing costs, or timeline. Sellers should price with that reality in mind and expect a longer runway to close rather than a quick turnaround.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Terra Esmeralda Townhomes right now
🟢 Buyer-leaning market. 16.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (4 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Terra Esmeralda Townhomes market snapshot (as of September 12, 2026): the median sale price is about $350K ($203 per sq ft over the trailing 12 months of closed sales), a median 229 days on market for closed sales, and 16.0 months of supply, a buyer-leaning market.
In ZIP 34746 (Kissimmee), 1,623 homes closed in the last 12 months at a median of $405K ($199/sq ft), down 4.3% year over year, with a median 67 days on market. Right now 435 active and 80 pending listings put supply at about 6.7 months - a buyer's market. See the live ZIP 34746 housing market and the Osceola County market.
Stellar MLS sales records identify 17 homes in Terra Esmeralda Townhomes that have changed hands since 2021, built between 2019 and 2021 (median 2020), with a median living area of about 1,721 sq ft and a typical 4-bedroom, 3.5-bath layout; 94% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Terra Esmeralda is a gated townhome community in Kissimmee built around a shared pool, clubhouse, and playground, with a small enough listing count that each available unit represents a meaningful share of current inventory.
The setting & the homes.
Aerial and on-site photos of Terra Esmeralda Townhomes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Terra Esmeralda Townhomes; content deemed reliable but not guaranteed.
Who Terra Esmeralda Townhomes is best for.
Best for
- A buyer targeting a gated townhome near the $350,000 median who can move on limited inventory when the right unit appears.
- Someone comfortable negotiating on price given the long typical time on market.
- A buyer prioritizing shared amenities like a pool and clubhouse over a large private yard.
Probably not for
- Anyone who wants a wide selection of active listings to compare before deciding.
- A buyer on a tight closing deadline who cannot absorb a longer-than-average sale timeline.
- Someone who wants a guarded gate rather than gated access without on-site staffing.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($350K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
17% of homes for sale in ZIP 34746 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-10).
TERRA ESMERALDA TWNHMS Market Scorecard
TERRA ESMERALDA TWNHMS is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $354,990, and homes go under contract in about 57 days.
Typical home value in the 34746 ZIP is $360,381, about 6.8% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Terra Esmeralda Townhomes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Terra Esmeralda Townhomes
- Pool · reported on 5 of 6 listings
- Gated Community - No Guard · reported on 4 of 6 listings
- Clubhouse · reported on 3 of 6 listings
- Playground · reported on 3 of 6 listings
- Community Mailbox · reported on 2 of 6 listings
- Gated · reported on 1 of 6 listings
- Gated Community · reported on 1 of 6 listings
- Touchless Entry · reported on 1 of 6 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Terra Esmeralda Townhomes buying strategy.
If we were buying in Terra Esmeralda Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terra Esmeralda Townhomes.
A small gated community with a slow clock
The amenity set here is straightforward for a townhome community: a pool, clubhouse, playground, community mailbox area, and gated access with touchless entry, though it is reported as gated without an on-site guard. These are shared-use features tied to HOA upkeep, so anyone evaluating a unit should confirm current amenity access and any associated fees directly with the HOA rather than relying solely on listing descriptions.
The market data is the more important story. A 229-day median days-on-market and roughly a year of supply mean this is not a community where homes move quickly once listed. With only three closings tracked and three active listings, pricing per square foot ($203 median) is a useful reference point but not a firm ceiling or floor - condition, unit location within the community, and how motivated a given seller is will move the number more than broad market trends will.
The location and the amenities are priced into every listing in Terra Esmeralda Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin - three active listings, three recent closings - the publicly visible data only tells part of the story. We track pending activity, price adjustments, and HOA documentation as they happen, so buyers are not negotiating off a stale median and sellers are not pricing into a vacuum.
Terra Esmeralda Townhomes in 15 seconds.
What it really costs to own in Terra Esmeralda TownhomesHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $370/month across 6 MLS listings (most billed monthly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2020 across 6 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Terra Esmeralda TownhomesHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Terra Esmeralda TownhomesHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Terra Esmeralda TownhomesHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $370/month (about $4,440/yr) · median of 6 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $370 per month ($4,440 a year) - the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Terra Esmeralda Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terra Esmeralda Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Terra Esmeralda Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Terra Esmeralda Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Terra Esmeralda Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Kissimmee →
Recently off market in Terra Esmeralda Twnhms
Homes in Terra Esmeralda Twnhms that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 4712 Terra Esmeralda Drive · off market
- 4730 Terra Esmeralda Drive · off market
| Location | Kissimmee, Osceola County, FL · ZIP 34746 |
|---|---|
| Homes in the community | 51 (FL DOR 2025 assessment roll) |
| Years built | 2019–2022 (median 2020.0) |
| Typical living area | 1,591 sq ft (median) |
| Home types (current listings and sales) | townhouses 100% |
| Amenities listed by sellers | Pool, Clubhouse, Gated Community - No Guard, Playground, Community Mailbox, Fire Alarm |
| Sale prices, last 12 months | $350,000 median across 3 closed sales · $203 per sq ft |
| Days on market (closed sales) | 229 median |
| For sale right now | 3 active, 0 pending · median asking $354,990 · 12.0 months of supply |
| Owner-occupied (homestead) share | 14% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Terra Esmeralda Townhomes key facts,” movewithmomentum.com/neighborhoods/terra-esmeralda-twnhms-kissimmee, data as of September 20, 2026.
Housing distress & ownership in TERRA ESMERALDA TWNHMS, Kissimmee
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Just listed in Terra Esmeralda Townhomes
The newest homes for sale in Terra Esmeralda Townhomes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 4797 Terra Esmeralda Drive $327,500 · 3 bd · 2.5 ba · 1,352 sq ft · listed Sep 20, 2026 Courtesy of EXP REALTY LLC
- 4787 Terra Esmeralda Drive $355,000 · 3 bd · 2.5 ba · 1,352 sq ft · listed Aug 28, 2026 Courtesy of WRA BUSINESS & REAL ESTATE
- 4744 Terra Esmeralda Drive $354,990 · 3 bd · 2.5 ba · 1,591 sq ft · listed Apr 3, 2026 Courtesy of COLDWELL BANKER REALTY
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Terra Esmeralda Twnhms Kissimmee Right Now (3)
All 3 active and pending Terra Esmeralda Twnhms Kissimmee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4797 Terra Esmeralda Drive · $327,500 · 3 bd / 2.5 ba · listed Sep 20, 2026 · listed by Exp Realty Llc
- 4787 Terra Esmeralda Drive · $355,000 · 3 bd / 2.5 ba · listed Sep 10, 2026 · listed by Wra Business & Real Estate
- 4744 Terra Esmeralda Drive · $354,990 · 3 bd / 2.5 ba · listed by Coldwell Banker Realty
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Florida buyer guides
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Frequently Asked Questions
What is the median home price in Terra Esmeralda Townhomes?
How long do homes in Terra Esmeralda Townhomes take to sell?
Is Terra Esmeralda Townhomes a buyer's or seller's market right now?
Who is the best real estate agent for Terra Esmeralda Townhomes?
How do I find a top Kissimmee real estate agent who knows Terra Esmeralda Townhomes?
Can Momentum Realty connect me with an agent for Terra Esmeralda Townhomes?
Where is Terra Esmeralda Townhomes, and what county is it in?
Should you buy in Terra Esmeralda Townhomes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2021 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Terra Esmeralda Townhomes fits the bigger picture — live prices, inventory, and Momentum Scores:
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