Umatilla Whitley
Homes for Sale in Umatilla, FL
All 70 homes for sale in Umatilla, FL · median $364,900 · 63 homes for sale in 32784 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Umatilla Whitley Blk in Umatilla, FL since 2021, the most recent in July 2025. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).
There is not enough active MLS data on Umatilla Whitley Blk right now to point to a reliable median price, days-on-market trend, or inventory count for this specific pocket. That is itself useful information for a buyer or seller weighing this name against a broader Umatilla search — the market here has not generated enough recent transaction volume through the Stellar feed to isolate its own pricing pattern yet.
For a seller, that means pricing has to lean on comparable activity in the surrounding Umatilla, Lake County market rather than on stats unique to this subdivision name. For a buyer, it means going in with a wider comparable set and a willingness to evaluate each listing on its own condition and lot rather than assuming a tight, established price band.
Nearby homes for sale
No active listings inside Umatilla WhitleyHomes for Sale in Umatilla, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Umatilla Whitley Blk sits within Umatilla in Lake County; current MLS listing activity for this specific name has not produced enough volume to establish independent pricing or amenity data, so context comes from the surrounding Umatilla market.
County records show 3 qualified sales in Umatilla Whitley across 2024–2025 (2 in 2024, 1 in 2025), median $140,200 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Umatilla Whitley is best for.
Best for
- Buyers open to a Lake County, Umatilla-area purchase who are comfortable evaluating individual listings without a pre-established subdivision price trend
- Buyers working with an agent willing to build comps from the surrounding Umatilla market rather than relying on subdivision-specific stats
- Sellers who understand their listing will be priced using nearby comparables rather than a name-specific median
Probably not for
- Buyers who want to see a firm, subdivision-specific median price and days-on-market figure before considering a purchase
- Buyers seeking a documented list of community amenities, since none are currently identified from MLS listings here
- Sellers expecting an established, high-volume resale pattern to lean on for pricing strategy
The market around Umatilla Whitley
Umatilla Whitley is too small for its own price trend, so here is the market around it.
In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32784 (Umatilla), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months — a balanced market. See the live ZIP 32784 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Umatilla Whitley specifically. Momentum Research analysis of MLS records.
The Umatilla Whitley buying strategy.
If we were buying in Umatilla Whitley today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Umatilla Whitley.
A name with limited independent data
No community amenities have been identified from current MLS listings for Umatilla Whitley Blk, and no median price, absorption rate, or listing count is currently attributable to this name alone. That is not a red flag by itself — it is common for smaller or lower-turnover subdivision names to show up this way in the feed — but it does mean a buyer should not assume this pocket behaves like the larger Umatilla market until they have looked at the individual parcels available.
In practice, that means due diligence here is less about trusting a subdivision-level trend and more about evaluating each home on its own: lot, condition, proximity to Umatilla's core, and how it compares to recently sold homes nearby rather than to a stat sheet specific to Whitley Blk.
The location and the amenities are priced into every listing in Umatilla Whitley. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a subdivision name does not have enough standalone MLS history to price itself, the work shifts to pulling the right comparable set from the surrounding Umatilla and Lake County market and applying it correctly to the specific home in question. That is the kind of judgment call we make daily, and we would rather tell a client the data is thin than force a number that is not there.
Umatilla Whitley in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Umatilla Whitley buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Umatilla Whitley sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Umatilla Whitley, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Umatilla Whitley home worth?
Get a no-obligation home value based on real comparable sales in Umatilla Whitley, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Umatilla Whitley?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2021 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Umatilla Whitley
Where is Umatilla Whitley?
Umatilla Whitley is a community in Umatilla, Lake County, Florida, ZIP 32784.
Are there homes for sale in Umatilla Whitley right now?
No active listings inside Umatilla Whitley at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Umatilla Whitley have an HOA or CDD?
No HOA is on record for Umatilla Whitley in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Umatilla Whitley with Momentum Realty’s local guides.