Umatilla Whitley
Homes for Sale in Umatilla, FL

All 75 homes for sale in Umatilla, FL · median $339,999 · 75 homes for sale in 32784 · Lake County homes for sale

Community in Umatilla · Lake County · ZIP 32784
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Built fromLive Stellar MLS data5 years of closingsUpdated twice daily

As of November 2026, the MLS records 2 closed sales in Umatilla Whitley Blk in Umatilla, FL since 2021, the most recent in July 2025. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 71 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 21, 2026

There is not enough active MLS data on Umatilla Whitley Blk right now to point to a reliable median price, days-on-market trend, or inventory count for this specific pocket. That is itself useful information for a buyer or seller weighing this name against a broader Umatilla search — the market here has not generated enough recent transaction volume through the Stellar feed to isolate its own pricing pattern yet.

For a seller, that means pricing has to lean on comparable activity in the surrounding Umatilla, Lake County market rather than on stats unique to this subdivision name. For a buyer, it means going in with a wider comparable set and a willingness to evaluate each listing on its own condition and lot rather than assuming a tight, established price band.

Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Umatilla WhitleyHomes for Sale in Umatilla, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

143 BULLDOG LANE
$169K · 0.3 mi away
2 bd · 2 ba · 1,104 sqft
143 BULLDOG LANE
Listed by COACH LIGHT REAL ESTATE LLC
541 SUNSET AVENUE
$295K · 0.3 mi away
3 bd · 3 ba · 1,276 sqft
541 SUNSET AVENUE
Listed by OLYMPUS EXECUTIVE REALTY INC
494 BRAINARD AVENUE
$299K · 0.3 mi away
3 bd · 1.5 ba · 1,374 sqft
494 BRAINARD AVENUE
Listed by RIGHT REALTY CONNECTION, INC.
60 OWENS STREET
$377K · 0.4 mi away
3 bd · 2 ba · 1,670 sqft
60 OWENS STREET
Listed by OLYMPUS EXECUTIVE REALTY INC
603 W OCALA STREET
$335K · 0.5 mi away
4 bd · 2 ba · 2,109 sqft
603 W OCALA STREET
Listed by ALL FLORIDA PROPERTY GROUP,INC
475 GUERRANT STREET
$550K · 0.5 mi away
3 bd · 2.5 ba · 2,378 sqft
475 GUERRANT STREET
Listed by BHHS FLORIDA REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Umatilla Whitley Blk sits within Umatilla in Lake County; current MLS listing activity for this specific name has not produced enough volume to establish independent pricing or amenity data, so context comes from the surrounding Umatilla market.

County records show 3 qualified sales in Umatilla Whitley across 2024–2025 (2 in 2024, 1 in 2025), median $140,200 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers open to a Lake County, Umatilla-area purchase who are comfortable evaluating individual listings without a pre-established subdivision price trend
  • Buyers working with an agent willing to build comps from the surrounding Umatilla market rather than relying on subdivision-specific stats
  • Sellers who understand their listing will be priced using nearby comparables rather than a name-specific median

Probably not for

  • Buyers who want to see a firm, subdivision-specific median price and days-on-market figure before considering a purchase
  • Buyers seeking a documented list of community amenities, since none are currently identified from MLS listings here
  • Sellers expecting an established, high-volume resale pattern to lean on for pricing strategy

The market around Umatilla Whitley

Umatilla Whitley is too small for its own price trend, so here is the market around it.

In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.

Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).

In ZIP 32784 (Umatilla), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months — a balanced market. See the live ZIP 32784 housing market and the Lake County market.

ZIP and county figures describe the wider market, not Umatilla Whitley specifically. Momentum Research analysis of MLS records.

If we were buying in Umatilla Whitley today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Umatilla Whitley.

Best Buy
Buyers comfortable evaluating a home on its own merits rather than leaning on subdivision-level statistics.
Biggest Risk
Thin data means pricing and comps require extra legwork rather than a quick subdivision-level read.
Sweet Spot
A buyer or seller who wants a Momentum-guided comparable analysis rather than a plug-and-play market report.
Avoid If
You want a fully quantified, high-volume market with a clear median and days-on-market trend already established for this exact name.

A name with limited independent data

No community amenities have been identified from current MLS listings for Umatilla Whitley Blk, and no median price, absorption rate, or listing count is currently attributable to this name alone. That is not a red flag by itself — it is common for smaller or lower-turnover subdivision names to show up this way in the feed — but it does mean a buyer should not assume this pocket behaves like the larger Umatilla market until they have looked at the individual parcels available.

In practice, that means due diligence here is less about trusting a subdivision-level trend and more about evaluating each home on its own: lot, condition, proximity to Umatilla's core, and how it compares to recently sold homes nearby rather than to a stat sheet specific to Whitley Blk.

“

The location and the amenities are priced into every listing in Umatilla Whitley. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a subdivision name does not have enough standalone MLS history to price itself, the work shifts to pulling the right comparable set from the surrounding Umatilla and Lake County market and applying it correctly to the specific home in question. That is the kind of judgment call we make daily, and we would rather tell a client the data is thin than force a number that is not there.

Umatilla Whitley in 15 seconds.

Best forBuyers comfortable evaluating a home on its own merits rather than leaning on subdivision-level statistics.
Biggest advantageLocation within Umatilla, Lake County, without an established pricing pattern that has already priced in a premium.
Biggest riskThin data means pricing and comps require extra legwork rather than a quick subdivision-level read.
Sweet spotA buyer or seller who wants a Momentum-guided comparable analysis rather than a plug-and-play market report.
Avoid ifYou want a fully quantified, high-volume market with a clear median and days-on-market trend already established for this exact name.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Umatilla Whitley homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Umatilla Whitley.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Umatilla Whitley sales matched to your home.

What is your Umatilla Whitley home worth?

Get a no-obligation home value based on real comparable sales in Umatilla Whitley, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Umatilla →

Real comps, not an automated estimate.
Buyers open to a Lake County, Umatilla-area purchase who are comfortable evaluating individual listings without a pre-established subdivision price trendExcellent fit
Buyers working with an agent willing to build comps from the surrounding Umatilla market rather than relying on subdivision-specific statsExcellent fit
Sellers who understand their listing will be priced using nearby comparables rather than a name-specific medianExcellent fit
Buyers who want to see a firm, subdivision-specific median price and days-on-market figure before considering a purchaseProbably not
Buyers seeking a documented list of community amenities, since none are currently identified from MLS listings hereProbably not
Sellers expecting an established, high-volume resale pattern to lean on for pricing strategyProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2021 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Umatilla Whitley Blk

Development, infrastructure, retail, and school activity affecting Umatilla Whitley Blk, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Civic

    Eustis weighs land-use change for waterfront Community Center as second redevelopment offer arrives

    The city proposes changing the 601 Northshore Drive Community Center parcel from Public Institution to Commercial Business District, with first-reading hearings set for Nov. 5. A roughly $70 million Aquilo Waterfront District concept with a boutique hotel, residences and restaurants is under review, and the city confirmed a second proposal. No sale or developer selection has been approved.

    What it may mean for the marketA commercial designation on the Lake Eustis waterfront could open the door to hotel, dining and housing uses downtown, while any change to Community Center access remains undecided. The project is about 8 miles southwest of Umatilla Whitley Blk, elsewhere in Lake County.

    Source: ClickOrlando (WKMG)
  2. October 2026
    Retail & Dining

    Pinsa Fire plans Roman-style pinsa restaurant on West Main Street in Leesburg

    State permit records show Pinsa Fire planning a restaurant at 404 W. Main St., with the owner targeting a spring 2027 opening. It would be the concept's second location, after Clermont, and its first in Lake County's Leesburg.

    What it may mean for the marketA new independent restaurant would add a dining option in downtown Leesburg by spring 2027. The project is about 20 miles southwest of Umatilla Whitley Blk, elsewhere in Lake County.

    Source: What Now Orlando
  3. August 2026
    Parks & Amenities

    Lake County approves buying 11 miles of CSX rail corridor for Wekiva Trail extension

    Lake County commissioners voted to buy an 11-mile CSX rail corridor to extend the Wekiva Trail from Sorrento toward Mount Dora, Eustis and Leesburg. Property costs exceed $20 million, funded by the Lake Forever bond, an expected Florida Communities Trust grant and other sources. The final purchase agreement waits on the outcome of the November property tax amendment.

    What it may mean for the marketA continuous trail linking Sorrento, Mount Dora, Eustis and Leesburg would add recreation and non-car connections across north Lake County. The site is about 9 miles south of Umatilla Whitley Blk.

    Source: Spectrum News 13
  4. March 2025
    Development

    Lake County approves rezoning for the Wolf Branch Innovation District near Mount Dora

    Lake County approved a rezoning for the Wolf Branch Innovation District, a large mixed-use employment district planned near Mount Dora and State Road 46, clearing the way for a long-term jobs and commercial hub in east Lake County.

    What it may mean for the marketA large new employment and mixed-use district near Mount Dora points to long-term job growth in east Lake County, a structural demand driver for housing in the surrounding area. The site is about 9 miles south of Umatilla Whitley Blk.

    Source: GrowthSpotter

Development alerts for Umatilla Whitley BlkGet a short monthly email when something new is approved, funded, or opens near Umatilla Whitley Blk.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Ask an agent about Umatilla Whitley

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Common questions about Umatilla Whitley

Where is Umatilla Whitley?

Umatilla Whitley is a community in Umatilla, Lake County, Florida, ZIP 32784.

Are there homes for sale in Umatilla Whitley right now?

No active listings inside Umatilla Whitley at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Umatilla Whitley have an HOA or CDD?

No HOA is on record for Umatilla Whitley in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Umatilla & Lake County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.

Umatilla Whitley key facts
LocationUmatilla, Lake County, FL · ZIP 32784
Homes in the community32 (FL DOR 2025 assessment roll)
Years built1910–2023 (median 1952.0)
Typical living area1,405 sq ft (median)
Owner-occupied (homestead) share69%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Umatilla Whitley key facts,” movewithmomentum.com/neighborhoods/umatilla-whitley-blk, data as of September 20, 2026.

Nearby Communities

Explore more neighborhoods near Umatilla Whitley with Momentum Realty’s local guides.

SWSmiths W W0.1 mi awayUmatilla Yanceys0.2 mi away · 89 homes, built 1900–24, 1 for saleUmatilla Osceola Park0.2 mi away · median $215K, 3 sales/12 moNorth Umatilla0.2 mi away · 161 homes, built 1900–24ADAnna D Guerrant0.3 mi away · 50 homes, built 1900–24USUmatilla Swiss Bellevue0.4 mi away · 16 homes, built 1959–07UNUmatilla North0.4 mi away · median $219K, 4 sales/12 mo

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