Yacht Club Cove
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Yacht Club Cove in Fort Walton Beach, FL has 1 home for sale. Yacht Club Cove is a community in Fort Walton Beach, Okaloosa County, FL. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
Yacht Club Cove is a small pocket in Fort Walton Beach, and right now there is exactly one active listing on the market. With inventory this thin, there is no reliable pricing pattern to lean on — value here will be set almost entirely by the specific condition, layout, and position of whatever home is available, not by any broad neighborhood trend.
For a buyer, that means patience and readiness: when the right property surfaces, you evaluate it on its own merits rather than against a deep pool of comparables. For a seller, a scarce field can work in your favor, but it also means you are the market — pricing and presentation carry the full weight, since there is little else for buyers to reference.
The 60-Second Overview
Yacht Club Cove is a compact enclave in Fort Walton Beach with essentially one home available at a time, so it trades on individual properties rather than volume. Treat it as a spot-opportunity market, not a steady stream of options.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Yacht Club Cove is best for.
Best for
- Buyers set on this Fort Walton Beach location who are willing to wait for the right home
- Purchasers comfortable judging a property by its own condition rather than a pool of comparables
- Decisive buyers who can act quickly when limited inventory surfaces
Probably not for
- Buyers who want to compare several homes side by side before committing
- Those seeking shared community amenities, since none are identified here
- Anyone who needs a broad, active inventory to feel confident on price
16% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Yacht Club Cove Market Scorecard
Yacht Club Cove is currently a thin data market. Limited supply, a median asking price of $1,500,000, and homes go under contract in about 69 days.
Typical home value in the 32548 ZIP is $341,402, about 7.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Yacht Club Cove
Live MLS inventory for Yacht Club Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Yacht Club Cove listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Yacht Club Cove Right Now (1)
All 1 active and pending Yacht Club Cove listings with a detail page, newest first, refreshed twice a day from the MLS.
- 8 NE Yacht Club Drive · $1,500,000 · 4 bd / 3.5 ba · listed Aug 26, 2026 · listed by ERA American Real Estate
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Elliott Point · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Yacht Club Cove listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Yacht Club Cove address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The Yacht Club Cove buying strategy.
If we were buying in Yacht Club Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Yacht Club Cove.
A single-listing market
The defining fact of Yacht Club Cove today is scarcity. With one active listing, there is no range of finishes, sizes, or price points to compare — the home on offer effectively defines the community's availability. That puts the burden on close inspection: condition, updates, and lot position matter more than any generalized read of the area.
No community amenities surface from the current MLS listings here, so buyers should weigh the location and the specific property rather than shared facilities. If proximity to Fort Walton Beach and Okaloosa County is the draw, this is about finding the right individual house at the right moment, not shopping a menu.
The location and the amenities are priced into every listing in Yacht Club Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with one listing, timing and honest counsel are everything. We track when something comes available, tell you plainly whether the single option in front of you actually fits your goals, and keep you from overpaying when there is little to compare against. If nothing here works today, we will say so and watch it for you.
Yacht Club Cove in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Yacht Club Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Yacht Club Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Yacht Club Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Yacht Club Cove home worth?
Get a no-obligation home value based on real comparable sales in Yacht Club Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Should you buy in Yacht Club Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Yacht Club Cove fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Yacht Club Cove
Where is Yacht Club Cove?
Yacht Club Cove is a community in Fort Walton Beach, Okaloosa County, Florida.
Are there homes for sale in Yacht Club Cove right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Yacht Club Cove have an HOA or CDD?
No HOA is on record for Yacht Club Cove in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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