Sunset Cay Lakes
Homes for Sale in Naples, FL

All 1,847 homes for sale in Naples, FL · median $425,000 · 1,657 condos for sale in Naples · 410 homes for sale in 34114 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34114
Median sale $236K
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True comps, carrying-cost math, and listings before the portals.

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data12 years of closingsUpdated twice daily

As of October 2026, Sunset Cay Lakes in Naples, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $236,000, $200 per square foot, a median 162 days on market, sellers accepting 83% of original asking. At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $2,610 ($2,170 with the full homestead exemption).

Live · Sunset Cay Lakes Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$236K
Median sold · 12 mo
$200/sf
Sold $/sqft · 12 mo
peak $280 in 2023
83.0%
Sale vs ask
Tempo
163days
Median DOM · closed
7 days at the 2021 low
0%
Under contract
Collier: 19% (1,017 of 5,466)
2 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 2 a year
Track record · 12 years of records
1,218sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sunset Cay Lakes does not have a clean statistical profile right now. Closings in the current two-month window are too thin to isolate a reliable median or pace-of-sale figure, and current MLS listings show no confirmed amenity package for the community. That is a data gap, not necessarily a market weakness, but it means pricing here has to be built bottom-up, off comparable closings and condition, rather than off a community-wide number.

For a buyer, that puts more weight on the individual home and less on the community label. For a seller, it means positioning matters more than usual, since there is not a strong recent-sales narrative doing the work for you. Either way, this is a market to walk through in person before forming an opinion, not one to price off a summary stat.

The 60-Second Overview

Sunset Cay Lakes market snapshot (as of September 20, 2026): the median sale price is about $236K ($200 per sq ft over the trailing 12 months of closed sales), and a median 163 days on market for closed sales.

In ZIP 34114 (Naples), 1,440 homes closed in the last 12 months at a median of $660K ($314/sq ft), up 4.8% year over year, with a median 67 days on market. Right now 561 active and 136 pending listings put supply at about 12.0 months — a buyer's market. See the live ZIP 34114 housing market and the Collier County market.

Sunset Cay Lakes sits in Naples, within Collier County, but current MLS activity is too sparse to characterize typical pricing or amenities with confidence.

Best for

  • Buyers comfortable making a decision on a specific home rather than a community-wide statistic
  • Buyers who want a Naples-area, Collier County location and are prepared to verify HOA and amenity details directly
  • Sellers who can support their asking price with individually pulled comparables rather than a community median

Probably not for

  • Buyers who want a confirmed clubhouse, pool, or recreational amenity package before touring
  • Buyers relying on a published median price or days-on-market figure to anchor an offer
  • Anyone unwilling to do extra due diligence in a market with a thin current data trail

Windows contain 0 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K2014201620182020202220242026
Every sale since 2014 · price vs size
$0$100K$200K$300K1k1k1k
36 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$3002014201620182020202220242026
Up from $95 in 2014 to a $280 peak in 2023; $200 now.
Median days on market · closed sales
0501001502014201620182020202220242026
7 days at the 2021 low; 163 now.
Sale price vs original ask · median
90%100%2014201620182020202220242026
83.0% now.
Homes sold per 12-mo window
0242014201620182020202220242026
0 to 5 a year; 4 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,363/mo
Collier County typical true cost to own
$179/mo
Collier County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

17% of homes for sale in ZIP 34114 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Sunset Cay Lakes Market Scorecard

Balanced

Sunset Cay Lakes is currently a balanced market., a median asking price of $257,500, and homes go under contract in about 537 days.

$257,500
Median list
$236,000
Median sold
$237
List $/sqft
537
Days on mkt
2/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Sunset Cay Lakes

Live MLS inventory for Sunset Cay Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Sunset Cay Lakes listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Sunset Cay Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunset Cay Lakes.

Best Buy
Buyers and sellers willing to verify details directly rather than lean on a market summary.
Biggest Risk
Insufficient data means pricing guesswork is easy to get wrong in either direction.
Sweet Spot
A well-documented, move-in-ready home with clear comps pulled at the individual-property level.
Avoid If
You need a confirmed amenity package or a market-based price benchmark before you commit.

A community without a current data trail

The two-month closings window used for this snapshot did not produce enough transactions to support a median price, a days-on-market figure, or an inventory read. That is worth stating plainly rather than papering over: any number attached to this community right now would be manufactured, not observed.

Amenities are the same story. Current MLS listings do not identify a confirmed amenity set for Sunset Cay Lakes. That does not mean none exist, only that the listing data available for this snapshot does not document them. Anyone evaluating this community should confirm amenities, HOA structure, and recent comparable sales directly, rather than relying on a market summary.

“

The location and the amenities are priced into every listing in Sunset Cay Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community's MLS data is thin, the value of a broker is in filling the gap correctly, pulling actual comparable closings, verifying amenities and HOA terms directly rather than assuming them, and pricing off evidence instead of a stale or generic number. That is the work we do before we let a client make an offer or set an ask here.

Sunset Cay Lakes in 15 seconds.

Best forBuyers and sellers willing to verify details directly rather than lean on a market summary.
Biggest advantageLow competition for attention if the current listing pool is genuinely limited.
Biggest riskInsufficient data means pricing guesswork is easy to get wrong in either direction.
Sweet spotA well-documented, move-in-ready home with clear comps pulled at the individual-property level.
Avoid ifYou need a confirmed amenity package or a market-based price benchmark before you commit.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Sunset Cay Lakes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Sunset Cay Lakes.
In short
  • HOA dues reported around $225/month (about $2,700/yr) · median of 40 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $225 per month ($2,700 a year) — the median AssociationFee across 40 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunset Cay Lakes sales matched to your home.

What is your Sunset Cay Lakes home worth?

Get a no-obligation home value based on real comparable sales in Sunset Cay Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Sunset Cay Lakes

Homes in Sunset Cay Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Sunset Cay Lakes?
The median sale price in Sunset Cay Lakes was $236K over the 12 months ending September 20, 2026 (4 closed sales, Florida Gulf Coast MLS).
How long do homes in Sunset Cay Lakes take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 163 days on market (4 sales, Florida Gulf Coast MLS).
Who is the best real estate agent for Sunset Cay Lakes?
The best agent for Sunset Cay Lakes is one who actively works Naples and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sunset Cay Lakes.
How do I find a top Naples real estate agent who knows Sunset Cay Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sunset Cay Lakes and the wider Naples area.
Can Momentum Realty connect me with an agent for Sunset Cay Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sunset Cay Lakes purchase or sale - no call center and no pressure.
Where is Sunset Cay Lakes, and what county is it in?
Sunset Cay Lakes is in Naples, Collier County, FL, ZIP 34114. The community's center is about 23 miles southeast of the center of Naples (straight-line).
Buyers comfortable making a decision on a specific home rather than a community-wide statisticExcellent fit
Buyers who want a Naples-area, Collier County location and are prepared to verify HOA and amenity details directlyExcellent fit
Sellers who can support their asking price with individually pulled comparables rather than a community medianExcellent fit
Buyers who want a confirmed clubhouse, pool, or recreational amenity package before touringProbably not
Buyers relying on a published median price or days-on-market figure to anchor an offerProbably not
Anyone unwilling to do extra due diligence in a market with a thin current data trailProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsFlorida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (36 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Sunset Cay Lakes? 4 recorded closings; median 162 days on market (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

More on Sunset Cay Lakes

Nearby Communities

Explore more neighborhoods near Sunset Cay Lakes with Momentum Realty’s local guides.

Sunrise Cay0.2 mi away · median $320K, 4 sales/12 moEveningstar Cay0.2 mi away · median $650K, 3 sales/12 moPort Of The Islands0.3 mi away · 4 for saleStella Maris0.3 mi away · median $450K, 7 sales/12 moVillages Of Stella Maris0.3 mi away · median $382K, 4 sales/12 moSunset Cay Villas0.4 mi away · median $330K, 11 sales/12 moThe Cays0.5 mi away · median $1.06M, 6 sales/12 moOrchid Cove0.6 mi away · median $228K, 6 sales/12 mo

Browse all neighborhood guides →

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