The Cays
Homes for Sale in Naples, FL
All 2,295 homes for sale in Naples, FL · median $439,000 · 473 homes for sale in 34114 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of November 2026, The Cays in Naples, FL has 1 home for sale. As of November 2026, the MLS records 1 closed sale in The Cays in Naples, FL, the most recent in July 2026. Across Naples as a whole, 1,831 homes closed in the last 12 months at a median of $577,000, 76 median days on market. At that median and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $6,380 ($5,940 with the full homestead exemption).
Last 30 days in The Cays: 1 new listing (median asking $1,249,000). As of November 11, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
The Cays is a small pocket of 113 homes with a median price just over $1,060,000 and a median price per square foot near $478, and the spread between those two numbers tells the real story: this is a market where condition and lot do the pricing, not the address alone. With homes built between 1993 and 2024 and a median year built of 2003, buyers are choosing between original construction and more recently updated or rebuilt properties, and that gap shows up directly in what a home commands per square foot.
A median of 96 days on market and a year-over-year price move of -13.1% over this six-month window point to a market that has cooled and is taking longer to clear. That is not a market to chase with an aggressive list price, and it is not a market where a buyer should expect to win with a lowball either — it is one where accurate, condition-adjusted pricing on day one settles negotiations faster than posturing does.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
The Cays is a compact, low-volume enclave in Naples, Collier County, where median living space runs around 2,574 square feet and roughly 42.5% of homes carry a homestead exemption — a mix of primary residences and non-homesteaded ownership that shapes how the inventory turns over.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who The Cays is best for.
Best for
- Buyers focused on the home itself — size, lot, condition — over community amenities
- Buyers comfortable evaluating a mix of original 1990s-era construction against newer builds up to 2024
- Buyers or sellers prepared to price against current trend data in a market that has softened year over year
Probably not for
- Buyers who want a resort-style amenity package as part of the purchase decision
- Sellers expecting a fast sale — the median 96-day time on market argues against that timeline
- Buyers who need a large active resale pool to comparison-shop within the same community
The market around The Cays
The Cays is too small for its own price trend, so here is the market around it.
In ZIP 34114, 542 homes are on the market and 14% are under contract — a slower corner of Naples.
Across Collier County, 5,183 homes are active and 932 pending (15% under contract).
In ZIP 34114 (Naples), 178 homes closed in the last 12 months at a median of $545K ($311/sq ft), with a median 80 days on market. Right now 251 active and 45 pending listings put supply at about 16.9 months — a soft market. See the live ZIP 34114 housing market and the Collier County market.
ZIP and county figures describe the wider market, not The Cays specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in The Cays
Live MLS inventory for The Cays. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending The Cays listings as of 2026-11-11, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The The Cays buying strategy.
If we were buying in The Cays today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Cays.
Small inventory, wide range in what's built
With only 113 homes total, The Cays does not generate the volume of a larger master-planned community, and that scarcity matters for both pricing and pace. A three-decade construction span — 1993 through 2024 — means a buyer touring the community will see genuinely different vintages of home side by side, and the median year built of 2003 sits closer to the older end of that range than the newer.
Current MLS listings do not identify a formal amenity package tied to the community, so whatever draws a buyer here is the home itself, its lot, and its position within Naples rather than an amenity roster. That puts more weight on individual due diligence — inspection, updates, square footage against the median of 2,574 — than on comparing clubhouse or pool packages across competing communities.
The location and the amenities are priced into every listing in The Cays. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this small, with only 113 homes and a 96-day median time on market, pricing errors are expensive and slow to correct. We track what is actually closing here — not just what is listed — so sellers price to the current trend line rather than last year's number, and buyers know when a longer market sit signals room to negotiate versus when it simply reflects a thin, low-volume inventory.
The Cays in 15 seconds.
Tools for a The Cays buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Cays sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Cays, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Cays home worth?
Get a no-obligation home value based on real comparable sales in The Cays, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in The Cays?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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