Gated Communities in St Cloud, FL: Homes for Sale
This page tracks every St Cloud listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.
181 homes in gated communities are for sale or pending in St Cloud, FL today across 53 communities. The median asking price is $488,500, from $124,999 to $3,400,000. Listings in St Cloud without that feature have a median of $550,000. Most listings right now: Twin Lakes Ph 2A-2B (14), Esplanade At Center Lake Ranch (13), Center Lake On The Park (11). Updated September 9, 2026 from the MLS.
St Cloud gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| 14 | 0 | $517,450 | $412,500 | |
| Esplanade At Center Lake Ranch | 13 | 12 | $564,016 | $314,999 |
| Center Lake On The Park | 11 | 11 | $439,990 | $331,990 |
| Del Webb Sunbridge | 11 | 7 | $375,000 | $355,000 |
| 9 | 0 | $449,900 | $279,999 | |
| Del Webb Twin Lakes | 9 | 9 | $348,440 | $332,520 |
| 7 | 0 | $165,000 | $124,999 | |
| 6 | 0 | $725,000 | $575,000 | |
| Bay Lake Farms At St Cloud | 6 | 6 | $537,490 | $479,990 |
| Lakeshore At Narcoossee Ph 2 | 6 | 0 | $327,445 | $300,000 |
| Northwest Lakeside Groves Ph 1 | 6 | 0 | $312,500 | $294,999 |
| Northwest Lakeside Groves Ph 2 | 6 | 1 | $297,499 | $285,000 |
| Weslyn Park | 5 | 5 | $599,990 | $499,990 |
| Del Webb Sunbridge Ph 1C | 5 | 0 | $357,888 | $300,000 |
| 4 | 0 | $924,500 | $815,000 | |
| Del Webb Sunbridge Ph 1 | 4 | 0 | $748,750 | $499,900 |
| 4 | 0 | $582,450 | $514,900 | |
| Lake Ajay Village | 3 | 0 | $624,500 | $550,000 |
| Del Webb Sunbridge Ph 2A | 3 | 0 | $569,900 | $455,000 |
| Lakeshore At Narcoossee Ph 1 | 3 | 0 | $425,000 | $336,639 |
| Shelter Cove | 3 | 0 | $200,000 | $125,000 |
| 2 | 0 | $2,825,000 | $2,250,000 | |
| 2 | 0 | $1,287,500 | $1,200,000 | |
| Del Webb Sunbridge Ph 2B | 2 | 0 | $782,000 | $699,000 |
| Hanover Lakes Ph 5 | 2 | 0 | $644,500 | $639,000 |
| 2 | 0 | $449,900 | $399,900 | |
| 2 | 0 | $422,400 | $394,900 | |
| Canaveral Acres 1 | 2 | 0 | $325,450 | $299,900 |
| 2 | 0 | $253,450 | $235,000 | |
| Portofino Vista | 2 | 0 | $226,500 | $190,000 |
| Narcoossee New Map | 1 | 0 | $1,849,000 | $1,849,000 |
| Seminole Land & Inv Co | 1 | 0 | $1,300,000 | $1,300,000 |
| Seminole Land And Investment Development | 1 | 0 | $1,030,000 | $1,030,000 |
| Hidden Oaks | 1 | 0 | $700,000 | $700,000 |
| Del Webb Sunbridge Ph 1E | 1 | 0 | $599,000 | $599,000 |
| 1 | 0 | $565,000 | $565,000 | |
| 1 | 0 | $560,000 | $560,000 | |
| Hanover Lakes Ph 2 | 1 | 0 | $559,900 | $559,900 |
| 1 | 0 | $549,900 | $549,900 | |
| 1 | 0 | $549,700 | $549,700 | |
| 1 | 0 | $529,900 | $529,900 | |
| 1 | 0 | $529,000 | $529,000 | |
| Hanover Lakes Ph 3 | 1 | 0 | $489,900 | $489,900 |
| Lake Lizzie Reserve | 1 | 0 | $479,900 | $479,900 |
| 1 | 0 | $474,950 | $474,950 | |
| Del Webb Sunbridge Ph 2C | 1 | 0 | $459,900 | $459,900 |
| Harmony Nbrhd J | 1 | 0 | $385,000 | $385,000 |
| Hannover Lakes | 1 | 0 | $380,000 | $380,000 |
| 1 | 0 | $378,000 | $378,000 | |
| Enclave At Lakes Of Harmony | 1 | 0 | $370,000 | $370,000 |
| Magnolia Glen | 1 | 0 | $285,800 | $285,800 |
| 1 | 0 | $260,000 | $260,000 | |
| 1 | 0 | $249,900 | $249,900 |
What the gate costs and what it actually does
A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.
Questions to ask about any gated-community listing
Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.
Common questions
How many homes in gated communities are for sale in St Cloud?
What do gated community homes cost in St Cloud?
Which St Cloud community has the most gated community homes for sale?
Are gated communities more expensive to own?
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Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St Cloud, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.