Ay Bonito in St Cloud

Ay Bonito
Homes for Sale in St. Cloud, FL

Community in St Cloud · Osceola County · ZIP 34769
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data3 years of closingsUpdated twice daily

Homes listed or recently sold were built 2023 - 2023; none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 77 ft). As of September 2026, the MLS records 5 closed sales in Ay Bonito in St Cloud, FL since 2023, the most recent in August 2026. Across St Cloud as a whole, 2,190 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 597 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).

Live · Ay Bonito Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Ay Bonito is a small pocket of very recent construction in St Cloud - every home on record was built in 2023 or 2024, and the median living area runs a generous 2,528 square feet. With just four homes total and a single active listing as of this snapshot, there is no meaningful closings history to lean on, so pricing here is set by the condition and features of whatever happens to be on the market at the moment, not by a track record of comparable sales.

For a seller, that thin inventory can work in your favor if you are the only listing buyers can look at. For a buyer, it means doing your own homework on construction quality and lot specifics rather than assuming a pattern - there simply isn't enough sales volume yet to establish one.

Nearby homes for sale

No active listings inside Ay Bonito right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

2270 OLD HICKORY TREE ROAD
$1.30M · 0.3 mi away
4 bd · 3 ba · 1,692 sqft
2270 OLD HICKORY TREE ROAD
Listed by KELLER WILLIAMS LEGACY REALTY
2005 ORANGE AVENUE
$322K · 0.3 mi away
3 bd · 2 ba · 1,480 sqft
2005 ORANGE AVENUE
Listed by MARK SPAIN REAL ESTATE
1779 BARTON TOWNE CIRCLE
$255K · 0.8 mi away
3 bd · 2 ba · 1,198 sqft
1779 BARTON TOWNE CIRCLE
Listed by REALTY HUB
1601 WYOMING AVENUE
$340K · 0.8 mi away
3 bd · 2 ba · 1,312 sqft
1601 WYOMING AVENUE
Listed by CREEGAN GROUP
1192 LIZA STREET
$500K · 0.8 mi away
4 bd · 2 ba · 1,770 sqft
1192 LIZA STREET
Listed by FUTURE HOME REALTY INC
1509 WYOMING AVENUE
$315K · 0.8 mi away
2 bd · 1 ba · 1,038 sqft
1509 WYOMING AVENUE
Listed by EXP REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A newly built enclave in St Cloud with a handful of homes, all constructed in 2023 or 2024, where the current market snapshot reflects a single active listing rather than an established sales pattern.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers focused on new construction who want a larger floor plan and are comfortable evaluating a single available home on its own merits.
  • Buyers planning a long-term hold who aren't relying on a deep resale history to validate their purchase.
  • Buyers who don't need built-in community amenities and are fine with a standalone home experience.

Probably not for

  • Buyers who want multiple listings to compare before making a decision.
  • Buyers relying on amenities like a clubhouse or pool as part of the purchase decision.
  • Investors looking for a track record of closed sales to model expected returns.

The market around Ay Bonito

Ay Bonito is too small for its own price trend, so here is the market around it.

In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.

Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).

In ZIP 34769 (ST CLOUD), 636 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 1.1% year over year, with a median 58 days on market. Right now 143 active and 49 pending listings put supply at about 4.0 months - a balanced market. See the live ZIP 34769 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Ay Bonito specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Ay Bonito, ST CLOUD

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Ay Bonito today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ay Bonito.

Best Buy
Buyers specifically targeting new construction in St Cloud who don't need an established resale track record to feel comfortable.
Biggest Risk
With only one active listing and no closings on record, there is no pricing benchmark to negotiate against.
Sweet Spot
Buyers wanting a larger new build - the median floor plan runs over 2,500 square feet.
Avoid If
Skip this one if you need amenity-rich community features or a deep pool of comparables before committing.

A market of one listing

With only four homes making up the community and no closings recorded in this window, Ay Bonito doesn't yet have the sales depth to support typical trend analysis - no price-per-square-foot trend, no days-on-market pattern, no absorption rate worth quoting. What we do know is structural: this is uniformly new construction, built in 2023 or 2024, with a median living area above 2,500 square feet, which points to larger floor plans rather than starter-sized product.

Most of the homes here are owner-occupied under homestead status, which tends to correlate with longer hold periods and less turnover - consistent with the sparse listing activity. No community amenities have been identified from current MLS data, so anything beyond the home itself - pools, clubhouses, common areas - should be confirmed directly rather than assumed.

The location and the amenities are priced into every listing in Ay Bonito. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small, the listing itself is the market - there's no broad comparable set to fall back on, so the read on value has to come from a close look at the specific home, its build year, and its lot, not a spreadsheet of recent sales. We do that legwork directly rather than leaning on averages that don't exist yet.

Ay Bonito in 15 seconds.

Best forBuyers specifically targeting new construction in St Cloud who don't need an established resale track record to feel comfortable.
Biggest advantageEvery home is recently built (2023 - 2024), so buyers are looking at modern construction rather than deferred maintenance.
Biggest riskWith only one active listing and no closings on record, there is no pricing benchmark to negotiate against.
Sweet spotBuyers wanting a larger new build - the median floor plan runs over 2,500 square feet.
Avoid ifSkip this one if you need amenity-rich community features or a deep pool of comparables before committing.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ay Bonito sales matched to your home.

What is your Ay Bonito home worth?

Get a no-obligation home value based on real comparable sales in Ay Bonito, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Ay Bonito on the map →

Real comps, not an automated estimate.
Buyers focused on new construction who want a larger floor plan and are comfortable evaluating a single available home on its own merits.Excellent fit
Buyers planning a long-term hold who aren't relying on a deep resale history to validate their purchase.Excellent fit
Buyers who don't need built-in community amenities and are fine with a standalone home experience.Excellent fit
Buyers who want multiple listings to compare before making a decision.Probably not
Buyers relying on amenities like a clubhouse or pool as part of the purchase decision.Probably not
Investors looking for a track record of closed sales to model expected returns.Probably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2023 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Ay Bonito? 1 recorded closings (window ending 2026-09-12). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Common questions about Ay Bonito

Where is Ay Bonito?

Ay Bonito is a community in ST CLOUD, Osceola County, Florida, ZIP 34769.

Are there homes for sale in Ay Bonito right now?

No active listings inside Ay Bonito at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Ay Bonito have an HOA or CDD?

No HOA is on record for Ay Bonito in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Ay Bonito with Momentum Realty’s local guides.

Benjamin Estates0.3 mi away · 1 for saleOVOrange View Manor0.4 mi awayHHHickory Hollow0.6 mi away · median $360K, 5 sales/12 moESEast St Cloud Commerce Center0.6 mi away · 1 for saleTTThompson Tracts0.7 mi away · 1 for sale

Browse all neighborhood guides →

Talk to a Local Ay Bonito Expert
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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,241/mo
Osceola County typical true cost to own
$145/mo
Osceola County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

AY BONITO Market Scorecard

No active listings

AY BONITO is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$464,999
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/5
Active/Pend/Sold

Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.