Cozumel in Marco Island

Cozumel
Homes for Sale in Marco Island, FL

All 275 homes for sale in Marco Island, FL · median $649,900 · 435 homes for sale in 34145 · Collier County homes for sale

Community in Marco Island · Collier County · ZIP 34145
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Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS dataUpdated twice daily

As of November 2026, Cozumel in Marco Island, FL has 1 home for sale. As of November 2026, the MLS records 1 closed sale in Cozumel in Marco Island, FL, the most recent in August 2026. Across Marco Island as a whole, 104 homes closed in the last 12 months at a median of $800,000, 98 median days on market. At that median and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $8,840 ($8,410 with the full homestead exemption).

Live · Cozumel Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
50%
Under contract
Collier: 15% (932 of 6,115)
1 · 1
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 29, 2026

Cozumel prices on a per-square-foot basis near $918, which tells you the value here is driven almost entirely by structure and finish quality rather than by any shared amenity package — MLS data shows none identified for the community itself. With a median price around $2.6M, this is a segment where the home itself, and often its water access or build quality, carries the full weight of the number.

A median 68 days on market and a heat score of 56 point to a market that is active but not rushed. Sellers who price realistically against comparable finish levels are moving; sellers hoping to skip that step are the ones adding days. With only 7 closings in the current window, each sale carries outsized influence on the read — treat any single comp with some caution.

Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Cozumel is a Marco Island community where pricing tracks the individual home rather than a shared amenity set, with a median price near $2.6M and year-over-year movement of 3.6% suggesting steady, not sharp, appreciation.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a defined budget near or above the $2.6M median who prioritize the home's construction and condition over community amenities
  • Buyers comfortable evaluating a low-transaction-volume market where each comparable sale matters
  • Sellers with a well-maintained or updated property who want pricing benchmarked against actual per-square-foot data rather than guesswork

Probably not for

  • Buyers who want a community built around a clubhouse, pool, or organized amenity program
  • Buyers needing a fast, high-volume comp set to validate pricing decisions
  • Buyers working with a budget well below the $2.6M median who need more inventory options to compare

The market around Cozumel

Cozumel is too small for its own price trend, so here is the market around it.

In ZIP 34145, 504 homes are on the market and 14% are under contract — a slower corner of Marco Island.

Across Collier County, 5,183 homes are active and 932 pending (15% under contract).

In ZIP 34145 (Marco Island), 104 homes closed in the last 12 months at a median of $800K ($636/sq ft), with a median 98 days on market. Right now 143 active and 27 pending listings put supply at about 16.5 months — a soft market. See the live ZIP 34145 housing market and the Collier County market.

ZIP and county figures describe the wider market, not Cozumel specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Cozumel

Live MLS inventory for Cozumel. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cozumel listings as of 2026-11-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Cozumel today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cozumel.

Best Buy
Buyers and sellers focused on a specific property's construction and finish quality rather than a shared amenity package.
Biggest Risk
A thin closings sample means the median can shift meaningfully with just one or two additional sales.
Sweet Spot
Move-in ready homes priced in line with recent per-square-foot data tend to clear the market in a reasonable window.
Avoid If
Skip this community if you are shopping for a built-in amenity set — none are currently identified in MLS data.

Where the value actually sits

At roughly $918 per square foot, Cozumel sits firmly in Marco Island's higher-end price-per-foot territory. Because current MLS data shows no identified community amenities, buyers should assume that number reflects the property itself — construction, condition, lot, and likely proximity to water — rather than a clubhouse, pool, or gated infrastructure. That makes due diligence on the individual home more important here than in amenity-driven communities.

Sixty-eight median days on market is a moderate pace for a luxury coastal segment — not a sign of stagnation, but not a signal of frantic competition either. Combined with a market heat score of 56, the data reads as balanced: motivated, well-conditioned listings sell in reasonable time, while overpriced or dated inventory can sit longer while the market waits it out.

“

The location and the amenities are priced into every listing in Cozumel. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With only 7 closings in the current window, Cozumel is a low-volume, high-value market where a single misread comp can throw off a pricing or offer strategy. We pull the underlying sales, not just the headline median, and price or negotiate against the specific home in front of us rather than a community average that barely exists at this transaction count.

Cozumel in 15 seconds.

Best forBuyers and sellers focused on a specific property's construction and finish quality rather than a shared amenity package.
Biggest advantageThe per-square-foot value here is a direct read on the home itself, with little amenity premium diluting the number.
Biggest riskA thin closings sample means the median can shift meaningfully with just one or two additional sales.
Sweet spotMove-in ready homes priced in line with recent per-square-foot data tend to clear the market in a reasonable window.
Avoid ifSkip this community if you are shopping for a built-in amenity set — none are currently identified in MLS data.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cozumel sales matched to your home.

What is your Cozumel home worth?

Get a no-obligation home value based on real comparable sales in Cozumel, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Marco Island →

Real comps, not an automated estimate.
Buyers with a defined budget near or above the $2.6M median who prioritize the home's construction and condition over community amenitiesExcellent fit
Buyers comfortable evaluating a low-transaction-volume market where each comparable sale mattersExcellent fit
Sellers with a well-maintained or updated property who want pricing benchmarked against actual per-square-foot data rather than guessworkExcellent fit
Buyers who want a community built around a clubhouse, pool, or organized amenity programProbably not
Buyers needing a fast, high-volume comp set to validate pricing decisionsProbably not
Buyers working with a budget well below the $2.6M median who need more inventory options to compareProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: November 12, 2026)
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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More on Cozumel

What it really costs to own in Cozumel

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $13,082/yr across 4 listings here (MLS tax records, 2026-11-13).
Home and flood insuranceThe average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1998 across 4 listings. An original roof here would be about 28 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Cozumel

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Cozumel

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cozumel will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Housing distress & ownership in Cozumel, Marco Island

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 13 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Cozumel Right Now (2)

All 2 active and pending Cozumel listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Cozumel with Momentum Realty’s local guides.

Belize0.1 mi away · median $3.85M, 3 sales/12 moMonterrey At Cape Marco0.1 mi away · 4 for saleVeracruz0.1 mi away · 2 for saleTampico0.2 mi awayMerida0.2 mi away · 1 for saleApollo0.2 mi away · 1 for saleSea View Club0.3 mi away · 2 for sale

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