Gerbings Azalea Gardens
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $692,000 · 231 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 3 closed sales in Gerbings Azalea Gardens in Fernandina Beach, FL since 2015, the most recent in March 2022. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).
Gerbings Azalea Gardens sits in Fernandina Beach, on the Nassau County side of Northeast Florida, and its pricing is driven more by the condition and character of individual homes than by any uniform product type. Without a tight band of comparable sales to lean on, expect value here to hinge on what a specific house offers rather than on a neighborhood-wide going rate.
For buyers, that means underwriting each property on its own merits and being ready to move when a well-kept home lists. For sellers, presentation and honest condition disclosure do the heavy lifting; there is no autopilot number, so pricing should follow the actual home in front of you.
Nearby homes for sale
No active listings inside Gerbings Azalea Gardens right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A Fernandina Beach community in Nassau County where the story is location and individual homes rather than a single dominant floor plan or price point.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Gerbings Azalea Gardens is best for.
Best for
- Buyers prioritizing a Fernandina Beach location and willing to underwrite each home on its own merits
- Buyers comfortable with a market where condition and updates set the price
- Sellers ready to price and present a specific home honestly rather than lean on a neighborhood average
Probably not for
- Buyers who want a fixed, community-wide price point they can count on
- Buyers who need a large pool of near-identical comparables before committing
- Anyone unwilling to evaluate homes case by case
The market around Gerbings Azalea Gardens
Gerbings Azalea Gardens is too small for its own price trend, so here is the market around it.
In ZIP 32034, 325 homes are on the market and 27% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 521 homes are active and 194 pending (27% under contract).
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Gerbings Azalea Gardens specifically. Momentum Research analysis of MLS records.
The Gerbings Azalea Gardens buying strategy.
If we were buying in Gerbings Azalea Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Gerbings Azalea Gardens.
Reading Gerbings Azalea Gardens
This is a Fernandina Beach address, which puts it inside the Amelia Island coastal orbit of Nassau County. That geography is the durable part of the value proposition; the housing itself is best evaluated house by house rather than as a monolithic block.
Because we are working from a current snapshot rather than a deep run of matched sales, the smart posture is qualitative: weigh lot, condition, and updates against the coastal-adjacent location. Treat any single listing as its own negotiation rather than assuming a fixed community price.
The location and the amenities are priced into every listing in Gerbings Azalea Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Northeast Florida and Nassau County directly, and in a community where value is condition-driven rather than formula-driven, that on-the-ground read matters. We will walk a specific home with you, tell you where it stands, and price or offer against the actual property — not a guess.
Gerbings Azalea Gardens in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Gerbings Azalea Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Gerbings Azalea Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Gerbings Azalea Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Gerbings Azalea Gardens home worth?
Get a no-obligation home value based on real comparable sales in Gerbings Azalea Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Gerbings Azalea Gardens?
What share of Gerbings Azalea Gardens is owner-occupied?
When were the homes in Gerbings Azalea Gardens built?
Who is the best real estate agent for Gerbings Azalea Gardens?
How do I find a top Fernandina Beach real estate agent who knows Gerbings Azalea Gardens?
Can Momentum Realty connect me with an agent for Gerbings Azalea Gardens?
Where is Gerbings Azalea Gardens, and what county is it in?
How far is Gerbings Azalea Gardens from downtown Jacksonville and the beach?
Should you buy in Gerbings Azalea Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2015 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Gerbings Azalea Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Gerbings Azalea Gardens. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Gerbings Azalea Gardens with Momentum Realty’s local guides.