Peters Creek South
Homes for Sale in Orange Park, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of WATSON REALTY CORP · via realMLS
As of September 2026, the MLS records 16 closed sales in Peters Creek South in Orange Park, FL since 2004, the most recent in March 2026. Across Orange Park as a whole, 656 homes closed in the last 12 months at a median of $330,000, 40 median days on market, with 161 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,970 ($4,370 with the full homestead exemption).
Peters Creek South is a small, established pocket in Orange Park with just 38 homes built in a tight window between 1984 and 1992. At that scale, price here is driven less by broad market trends and more by the specific condition and updates of whatever comes to market. With a median living area around 2,013 square feet and homes now roughly four decades old, the spread between an original-condition house and a renovated one can be wide — the median tells you the middle, not what your particular home is worth.
The high homestead share — about 84% — signals a community held largely by long-term owners rather than turned over as rentals or flips. For a buyer, that usually means fewer listings and stable, owner-maintained housing stock. For a seller, it means low direct competition when you list, but it also means your comps are thin; pricing has to lean on the condition story, not just recent closings.
The 60-Second Overview
Peters Creek South is a compact, owner-occupied enclave of roughly 2,000-square-foot homes from the mid-1980s to early 1990s. It reads as a settled, low-turnover neighborhood where the individual home's updates matter more than the address.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Peters Creek South is best for.
Best for
- Buyers seeking a settled, owner-occupied neighborhood who plan to stay put for years
- Value-minded buyers willing to budget for updates on a mid-1980s home in exchange for space near 2,000 square feet
- Sellers with documented recent updates who want to stand out in a low-competition micro-market
Probably not for
- Buyers who require new or recently built construction
- Investors chasing quick turnover or a large rental pool, given the high homestead share
- Buyers who want a wide selection of active listings to choose from at any given time
The market around Peters Creek South
Peters Creek South is too small for its own price trend, so here is the market around it.
In ZIP 32003, 149 homes are on the market and 36% are under contract — a fast-moving corner of Orange Park.
Across Clay County, 1,221 homes are active and 475 pending (28% under contract).
ZIP and county figures describe the wider market, not Peters Creek South specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Peters Creek South, Orange Park
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Peters Creek South buying strategy.
If we were buying in Peters Creek South today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Peters Creek South.
A small, mature enclave in Clay County
With only 38 homes and a build range of 1984 to 1992, this is a finite market — inventory is naturally scarce and every listing carries weight. The median build year of 1985 means most homes are approaching or past the point where major systems (roof, HVAC, water heater) have been replaced at least once. Diligence on what has and hasn't been updated is where the real value question lives here.
The median living area near 2,013 square feet points to conventional single-family layouts rather than starter-size or estate-scale product. Buyers should expect to underwrite renovation and mechanicals into their offer; sellers who have documented recent updates hold a real advantage in a neighborhood where the housing stock is uniformly mature.
The location and the amenities are priced into every listing in Peters Creek South. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 38-home neighborhood, comps are limited and the median can mislead if you don't read condition into it. We price and negotiate from what a specific home actually offers — updates, systems, and layout — rather than a blunt average, and we know Clay County and the Orange Park submarket well enough to tell you when a listing is fairly priced and when it isn't.
Peters Creek South in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Peters Creek South buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Peters Creek South sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Peters Creek South, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Peters Creek South home worth?
Get a no-obligation home value based on real comparable sales in Peters Creek South, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Peters Creek South on the map →
Should you buy in Peters Creek South?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Peters Creek South with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 4, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2004 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Peters Creek South fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Peters Creek South Market Scorecard
Peters Creek South is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32003 ZIP is $444,116, about 25.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.