Pond Eddy
Homes for Sale in Lutz, FL
All 251 homes for sale in Lutz, FL · median $525,000 · 50 homes for sale in 33549 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $379,000, $233 per square foot, a median 82 days on market, sellers accepting 87% of original asking. At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $5,960 ($5,340 with the full homestead exemption).
| Location | Lutz, Hillsborough County, FL · ZIP 33549 |
|---|---|
| Homes in the community | 354 (FL DOR 2025 assessment roll) |
| Years built | 1932–2023 (median 1979.0) |
| Typical living area | 1,948 sq ft (median) |
| Sale prices, last 12 months | $379,000 median across 3 closed sales · $233 per sq ft |
| Days on market (closed sales) | 82 median |
| Owner-occupied (homestead) share | 72% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pond Eddy Sub Unit 2 key facts,” movewithmomentum.com/neighborhoods/pond-eddy-sub-unit-2, data as of September 20, 2026.
Pond Eddy Sub Unit 2 is a small, established pocket in Lutz — 159 homes built between 1951 and 1984, with the median build landing in 1979. That vintage is the story here. Price is driven far less by any list of comparable sales than by condition: whether a home has been updated over the decades or left largely original. Expect a wide spread on price, because you are really pricing renovations, roofs, systems, and lot, not a uniform product.
With homes this age, the median living area of roughly 1,848 square feet gives you a usable, mid-size footprint rather than anything sprawling. Only a handful of closings have moved through the recent window, so there is thin recent data to anchor a number — another reason condition and negotiation matter more than a headline comp. Sellers should price to the actual work done on the house; buyers should budget for inspection findings typical of homes from this era.
Nearby homes for sale
No active listings inside Pond EddyHomes for Sale in Lutz, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Pond Eddy market snapshot (as of September 20, 2026): the median sale price is about $379K ($233 per sq ft over the trailing 12 months of closed sales), and a median 82 days on market for closed sales.
In ZIP 33549 (Lutz), 138 homes closed in the last 12 months at a median of $385K ($234/sq ft), down 2.4% year over year, with a median 50 days on market. Right now 23 active and 6 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 33549 housing market and the Hillsborough County market.
County records show 15 qualified sales in Pond Eddy across 2024–2025 (9 in 2024, 6 in 2025), median $389,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pond Eddy is a community of 354 homes in Lutz, Hillsborough County, built between 1932 and 2023 (median 1979.0), with a median living area of about 1,948 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a mature, low-turnover enclave in Hillsborough County where the housing stock predates most modern subdivisions, and the high owner-occupancy share signals a settled, hold-long neighborhood rather than an investor churn.
Who Pond Eddy is best for.
Best for
- Buyers seeking a mid-size home around 1,848 square feet in an established part of Lutz
- Owner-occupants planning to hold long-term rather than flip quickly
- Buyers with a renovation budget who want to build value through updates on an older home
Probably not for
- Buyers who require new or near-new construction
- Anyone unwilling to budget for the maintenance older homes typically need
- Investors counting on high turnover and a steady stream of comparable sales
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($379K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 33549 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Housing distress & ownership in Pond Eddy Sub Unit 2, Lutz
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Recent Developments in Pond Eddy Sub Unit 2
Development, infrastructure, retail, and school activity affecting Pond Eddy Sub Unit 2, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 14 miles south of Pond Eddy Sub Unit 2, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Development
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 8 miles south of Pond Eddy Sub Unit 2, elsewhere in Hillsborough County.
Source: City of Tampa - July 2026Builder Activity
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 11 miles south of Pond Eddy Sub Unit 2, elsewhere in Hillsborough County.
Source: Bay News 9 - April 2026Development
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 10 miles north of Pond Eddy Sub Unit 2.
Source: Tampa Bay Times - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 12 miles northwest of Pond Eddy Sub Unit 2.
Source: WUSF - January 2026Development
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 7 miles northeast of Pond Eddy Sub Unit 2.
Source: HCO News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Pond Eddy buying strategy.
If we were buying in Pond Eddy today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pond Eddy.
An established enclave priced by condition
With a homestead share of roughly 77 percent, most of these 159 homes are owner-occupied and held long-term. That tends to mean fewer listings hit the market at once and turnover is limited, so when a home does come available, the pricing conversation is specific to that property rather than driven by a steady flow of comparable sales.
Because the build range runs from 1951 to 1984, no two homes are on the same footing. Some have been renovated over the years; others remain close to original. That is why the qualitative read — roof age, systems, kitchens and baths, lot — outweighs any single price marker. The median living area near 1,848 square feet points to practical, mid-size homes rather than large modern layouts.
The location and the amenities are priced into every listing in Pond Eddy. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin-turnover, condition-driven neighborhood like this, the wrong comp can cost you on either side of the table. We price and negotiate off the actual house — its updates, its systems, its lot — and we help buyers read inspection findings that are normal for homes of this era, so the number reflects reality rather than a headline.
Pond Eddy in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pond Eddy buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pond Eddy sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pond Eddy, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pond Eddy home worth?
Get a no-obligation home value based on real comparable sales in Pond Eddy, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Pond Eddy?
How long do homes in Pond Eddy take to sell?
How many homes are in Pond Eddy?
What share of Pond Eddy is owner-occupied?
When were the homes in Pond Eddy built?
Who is the best real estate agent for Pond Eddy?
How do I find a top Lutz real estate agent who knows Pond Eddy?
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Where is Pond Eddy, and what county is it in?
Should you buy in Pond Eddy?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 33549)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2011 (37 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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